Reliance General Insurance Co Ltd vs S Mohd Hussain 4 Ors on 6 August, 2026

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    Andhra Pradesh High Court – Amravati

    Reliance General Insurance Co Ltd vs S Mohd Hussain 4 Ors on 6 August, 2026

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    Date of reserved for orders :08.05.2026
    Date of pronouncement       :06.08.2026
    Date of uploading            :06.08.2026
    APHC010139862013
                         IN THE HIGH COURT OF ANDHRA PRADESH
                                       AT AMARAVATI                     [3520]
                                (Special Original Jurisdiction)
    
                       THURSDAY, THE 6th DAY OF AUGUST 2026
    
                                       PRESENT
    
        THE HONOURABLE SRI JUSTICE A. HARI HARANADHA SARMA
    
     MOTOR ACCIDENT CIVIL MISCELLANEOUS APPEAL NO: 1442/2013
    
    Between:
    
       1. RELIANCE GENERAL INSURANCE CO LTD, O/O.VIJAYAWADA.
    
                                                               ...APPELLANT
    
                                          AND
    
       1. S MOHD HUSSAIN 4 ORS, S/O.LATE MOHD.MOHIDDIN SAHIB,
          MUSLIM, OCC: COOLIE R/O.CHINTAKUNTA [V], HALAHARVI [M],
          KUNROOL DISTRICT.
    
       2. S KHURSHEED BEE, W/O.S.MOHD.HUSSAIN, MUSLIM, OCC:
          HOUSEWIFE R/O.CHINTAKUNTA [V], HALAHARVI [M], KUNROOL
          DISTRICT.
    
       3. Y MANJULA, W/O.RAGHURAM CHOUDARY, HINDU R/O.H.NO.12-
          3-850, JESUS NAGAR, ANANTAPUR.
    
       4. G   SRINIVASULU, S/O.G.HANUMANTHU                 R/O.H.NO.6/1775,
          KOVVUR NAGAR, ANANTAPUR.
    
       5. M/S NEW INDIA ASSURANCE CO LTD, REP BY ITS DIVISIONAL
          MANAGER O/O.ANANTAPUR.
    
                                                         ...RESPONDENT(S):
    
         Appeal filed under Order 41 of CPC before the High Court set aside the
    judgment and decree in OP No.93/2007 dated 03.07.2012 on the file of
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    Hon'ble Court of MACT cum IInd Addi. District Judge, Kurnool at Adoni, and
    allow the appeal in the interest of justice
    
    IA NO: 1 OF 2013(MACMAMP 890 OF 2013
    
         Petition under Section 151 CPC praying that in the circumstances
    stated in the affidavit filed in support of the petition, the High Court may be
    pleased condone the delay of 99 days in preferring the appeal in OP
    No.93/2007 dated 03.07.2012 on the file of Hon'ble Court of MACT cum IInd
    Addi. District Judge, Kurnool at Adoni
    
    IA NO: 2 OF 2013(MACMAMP 1043 OF 2013
    
         Petition under Section 151 CPC praying that in the circumstances
    stated in the affidavit filed in support of the petition, the High Court may be
    pleased to stay all further proceedings in execution of Judgment in O.P. No.
    93 of 2007, dt. 3.7.2012 on the court of Hon'ble Court of MACT cum IInd
    Addl. District Judge, Kurnool Adoni and to pass
    
    IA NO: 3 OF 2013(MACMAMP 2653 OF 2013
    
         Petition under Section 151 CPC praying that in the circumstances
    stated in the affidavit filed in support of the petition, the High Court may be
    pleased to vacate the interim order dated 20.02.2013, granted in
    MACMAMP.No.1043/2013 in MACMA(SR).No.6085/2013
    
    Counsel for the Appellant:
    
       1. P SATYA MANJULA
    
    Counsel for the Respondent(S):
    
       1. BUTTA VIJAYA BHASKER
    
       2. R VENKAT RAO
    
       3. INENI VENKATA PRASAD
    
    The Court made the following:
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     THE HONOURABLE SRI JUSTICE A. HARI HARANADHA SARMA
                          M.A.C.M.A.No.1442 of 2013
    JUDGMENT:

    I. Introductory:

    1. When a Tata Hitachi machine was being carried in a lorry bearing No.

    ATS 2455, due to misoperation of the machine, an accident occurred,

    whereby, the Tata Hitachi fell down on the road, causing the death of one

    S. Jeelan Basha (hereinafter referred to as “the deceased”). The parents,

    who were dependents and legal representatives of the deceased, laid a

    claim for compensation vide M.V.O.P.No.93 of 2007 and the same was

    partly allowed by the Chairman, Motor Accidents Claims Tribunal-cum-II

    Additional District Judge, Kurnool at Adoni (for short “the learned MACT”).

    Under award and decree dated 03.07.2012, the learned MACT granted

    SPONSORED

    compensation of Rs.4,00,000/- to the claimants with interest at the rate of

    7.5% per annum from the date of petition from the date of realization,

    against the owner and Insurance Company of the Tata Hitachi Machine, who

    were arrayed as Respondent Nos.1 and 2, while dismissing the claim

    against the claim against Respondent Nos.4 and 5, who are the owner and

    Insurance Company of the lorry on which the machine was being carried.

    Aggrieved by the award passed, respondent No.2 before the learned MACT

    viz. the Insurance Company of the Tata Hitachi Machine, filed the present

    appeal.

    4

    2. The claimants are respondent Nos.1 and 2 herein. Respondent No.3

    herein is the owner of the Hitachi machine. Respondent Nos.4 and 5 herein

    are the owner and Insurance Company of the lorry.

    3. Respondent Nos.3 and 4 herein, who were respondent Nos.1 and 3

    before the learned MACT remained ex parte in the proceedings before the

    learned MACT.

    4. Heard learned counsel for the appellant, learned counsel for

    respondent Nos.1 and 2 / claimants and learned counsel for respondent

    No.5/ Insurance Company of the lorry.

    5. The Appellant Insurance Company is disputing the award in all

    respects viz. (1) the entitlement of claimants, (2) the exclusive liability of the

    appellant and (3) the quantification of compensation.

    6. For the sake of convenience, the parties will be hereinafter referred to

    as the claimants and the respondents with reference to their status before

    the learned MACT.

    II. Case of the claimants:

    7(i). The deceased was aged about 20 years and was working as a helper

    of the Tata Hitachi Machine, earning Rs.6,000/- per month apart from

    Rs.100/- batta per day. Both the claimants, being the parents of the

    deceased, lost the support of the deceased, including his financial

    contribution due to his sudden demise.

    (ii). On 12.02.2007 at about 06:00 p.m., the driver/operator of the Tata

    Hitachi Machine, who was sitting in the bottom of the Hitachi, opened the
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    same from the body of the lorry and due to the negligent driving of the driver

    of the lorry, the Tata Hitachi machine fell from the lorry. The deceased, who

    was sitting on the Hitachi machine fell down and died on the spot. Both the

    driver and operator of the lorry and the Hitachi machine are responsible for

    the accident. Respondent Nos.1 and 2, being the owner and Insurance

    Company of the Hitachi Machine and respondent Nos.3 and 4, being the

    owner and Insurance Company of the lorry, are liable to pay compensation.

    (iii). Further, the specific case of the claimants is that the accident

    occurred when the Supervisor of the Tata Hitachi Machine, who was sitting

    in the cabin of the Tata Hitachi, negligently fell on the start button of the Tata

    Hitachi due to drowsiness, whereby the lever brake was opened and the

    Tata Hitachi machine self-started from the body of the lorry and fell on the

    road. The Deceased, who was sitting on the body of the Hitachi, fell down

    and died on the spot. The deceased was helper of the Tata Hitachi

    machine. Respondent No.3 is the contractor of the said Tata Hitachi

    machinery and was taking the same for the purpose of contract work of

    respondent No.3.

    III. Contention of respondent No.1 as per counter:

    8. The driver of the Hitachi is not responsible. There was negligence on

    the part of the deceased. In any event respondent Nos.2 and 4 / Insurance

    Companies are liable to pay compensation.

    6

    IV. Contention of respondent No.2 / Insurance Company of Tata Hitachi

    machine as per counter:

    9. The claimants shall prove the pleaded accident and negligence of the

    operator of the Hitachi machine. The accident occurred due to the

    negligence of the driver of the lorry belonging to respondent No.3. The Tata

    Hitachi machine was transported in a lorry belonging to respondent No.3.

    The lorry is insured with respondent No.4. Respondent No.2 is not aware of

    the employment of the deceased with respondent No.3, whether the driver of

    respondent No.3 drove the vehicle in a negligent manner or whether

    respondent No.3 is a contractor of Tata Hitachi machinery and was taking

    the same for the purpose of contract works of respondent No.3. As per the

    investigation got done by respondent No.2, the accident occurred due to

    negligent driving of respondent No.3 but not due to any fault of respondent

    No.1 driver, hence there is no liability on respondent No.2. The Tata Hitachi

    machine is not a motor vehicle unless it moves on the road. Since the

    machine was loaded on the lorry of respondent No.3 for the purpose of

    transportation from one place to another, there cannot be any liability on

    respondent No.2.

    V. Contention of respondent No.3 as per counter:

    10. The negligence of the deceased is the cause for the accident. In any

    event, respondent Nos.2 and 4 are liable to pay the compensation.
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    VI. Case of respondent No.4/Insurance Company of the lorry:

    11(i). The petitioners shall prove what all pleaded by them with necessary

    documents, including their legal heir status and entitlement.

    (ii). The accident, negligence of the driver of the lorry etc. shall be proved

    properly. Further, the age, occupation and income of the deceased shall be

    shown with cogent evidence.

    (iii). The factum of insurance of the lorry with respondent No.4 and

    compliance with the conditions of policy etc. shall be proved.

    (iv). The involvement of the lorry is falsely created. Negligence of the

    deceased is the cause for accident. The deceased was a helper to the

    Hitachi vehicle belonging to respondent No.1. Therefore, only Respondent

    No.1 is liable to pay the compensation and the claimants ought to have

    approached the appropriate tribunal under the Workmen‟s Compensation

    Act. There is violations of the conditions of policy, including the want of

    driving licence to driver of the lorry. In any event, respondent No.4 is not

    liable to pay compensation.

    (v). Further, the stand of respondent No.4 is that the lorry involved in the

    accident was not insured with respondent No.4. Wrong cover note details

    are given. Due to drowsiness and negligence of the driver/Supervisor of

    Tata Hitachi, Rallapalli Narasimhulu, who was sitting in the cabin of the Tata

    Hitachi, there was self start and machine fell down from the body of the lorry.

    Hence, respondent No.4 is not liable to pay any compensation.
    8

    VII. Findings of the learned MACT:

    (a) On accident and negligence:

    12(i). The claimants relied on copies of the FIR-Ex.A1, charge sheet-Ex.A2,

    Inquest Panchanama-Ex.A3, Post-mortem Examination Report-Ex.A4,

    Policy copy-Ex.A5, another Policy copy-Ex.A6 and the Family Members

    Certificate-Ex.A7.

    (ii). P.W.3, one Ramana, a third party to the proceedings, stated that he

    and the deceased boarded the lorry and while they were proceeding to

    Bathalapalli near Velpamadugu Village, the driver of the lorry drove the

    vehicle in a rash and negligent manner, as a result of which the lorry along

    with Tata Hitachi machine turned turtle and the deceased died on the spot.

    The deceased was working as helper of the Tata Hitachi. At the time of

    accident, the Supervisor, Narasimhulu, was sitting in the Hitachi machine.

    He is the operator of the machine.

    (iii). P.W.3 admitted during cross-examination that the accident occurred

    due to fault of the operator of the Tata Hitachi machine and that he has

    stated before the Police that accident occurred due to the fault of the

    Supervisor of Tata Hitachi machine.

    (iv). R.W.1 admitted that charge sheet was laid against the driver

    employed by respondent No.1. R.W.2, the owner of the lorry, stated that the

    accident took place due to negligence of the Supervisor of the Tata Hitachi

    Machine.

    9

    (v). R.W.3-Motor vehicle Inspector, stated that, as per his records, the

    lorry was not insured. He gave accident information report-Ex.X2 and

    Ex.X1-summons and Ex.X2 is the inspection report.

    (vi). R.W.4 is the Insurance Surveyor. As per his evidence, he is a Diploma

    holder in Horological Engineering. Without an ignition lock and key system,

    the excavator cannot be started or moved automatically.

    (vii). R.W.5 is the Senior Assistant in the office of Respondent No.4

    branch stated that respondent No.3 did not insure the lorry with their

    company and that respondent No.4 has served a memo asking respondent

    No.3 to furnish insurance particulars. But, the same is not complied with.

    From the evidence of P.Ws.1 and 3 and documentary evidence on record, it

    is clear that the deceased was a helper of the Tata Hitachi machine.

    (viii). It appears clearly that the Hitachi machine is a heavy machine and

    when it starts moving on the body of the lorry, it will be difficult for the lorry

    driver to control it. The lorry turned turtle because of the sudden movement

    of the Tata Hitachi machine.

    (ix). It is not the case that there are heavy ditches or that the road was

    under repair and that the vehicle could not be controlled. The turbulence is

    caused by the Hitachi machine and the lorry driver could not control the

    vehicle. As a result, both vehicles turned turtle. The absence of precaution

    from the driver of the lorry cannot be accepted, as he asked the supervisor

    of Tata Hitachi machine to sit in the cabin of the machine. The driver of the

    lorry also did not take all necessary precautions and he should not have
    10

    allowed the Supervisor to sit in the cabin of the Tata Hitachi machine,

    visualizing the movement. Therefore, there is negligence on the part of both

    the Supervisor as well as the lorry driver, but, the major part is on the part of

    Supervisor of the Tata Hitachi machine. Therefore, the Police charge

    sheeted him. Hence, the negligence is on the part of the operator of the

    Tata Hitachi machine.

    (b) On liability:

    (x). Ex.B1 is the policy pertaining to the Tata Hitachi machine. There is no

    evidence as to violation of the conditions of policy. The Policy covers the

    damage to third party and the same is comprehensive policy. Therefore, the

    insurer of the Tata Hitachi machine is liable to pay compensation.

    (xi). Respondent No.5 deposed that the lorry was not insured on the date

    of offence. When such a specific defence is there, the burden lies on the

    owner of the lorry to place the insurance details. But, respondent No.3 failed

    to do so. Since R.W.1 did not enquire whether the lorry was insured or not,

    he is also liable in that regard. Respondent No.4 Insurance Company is not

    liable to pay any compensation.

    (c) Quantum:

    (xii). No evidence is produced to show the income of the deceased. Taking

    note of the socio economic conditions, Rs.100/- per day can be accepted as

    income of the deceased, which comes to Rs.3,000/- per month. 1/3rd

    towards the personal expenditure can be deducted. Then his contribution

    can be Rs.2,000/- per month and Rs.24,000/- per annum. Multiplier „16‟ is
    11

    applicable. Then, the entitlement of claimants for compensation towards loss

    of future earnings comes to Rs.3,84,000/-. Claimants are entitled for

    Rs.10,000/- towards loss of love and affection and Rs.6,000/- towards

    funeral expenditure and transportations charges. In all, the claimants are

    entitled for total compensation of Rs.4,00,000/-.

    (d) Who are liable:

    (xiii). Respondent Nos.1 and 2 are jointly and severally liable.

    VIII. Arguments in the appeal:

    (A). For the appellant / Insurance Company with which the Tata Hitachi

    machine was insured:

    13(i). The Hitachi machine was not in movement on the road at the time of

    accident. Therefore, there cannot be any liability.

    (ii). The deceased is not covered under the policy.- Ex.B1. There is no

    employer-employee relationship between respondent No.1 and the

    deceased.

    (iii). Respondent No.3 is the contractor under whom the deceased is

    deemed to have been working. Therefore, there cannot be any liability on

    respondent Nos.1 and 2. Deceased is an authorized passenger.

    (iv). The learned MACT erred in ignoring the evidence of R.Ws.1 and 2

    and Exs.B1 and B2.

    (v). The learned MACT erred in taking the age of the deceased instead of

    the age of the mother of the deceased.

    12

    (vi). The learned MACT ought to have considered deduction at one-half

    (½) towards personal expenses, as the deceased was unmarried, but

    deducted only one-third (1/3).

    (vii). Rate of interest awarded is excessive.

    (B) For the claimants:

    14(i). The Claimants, being third parties, are entitled for compensation

    against the tortfeasor and the persons vicariously liable on behalf of the

    tortfeasor, viz. the employer of the tortfeasor etc.

    (ii). The Policy, Ex.B1, is a comprehensive policy and covers the risk. The

    compensation awarded requires enhancement.

    (iii). There are no grounds to interfere except for enhancement of the

    compensation.

    (C) For Respondent No.5:

    15(i). There is no liability on respondent No.5 for want of insurance and also

    for the reason that the negligence is on the part of the Tata Hitachi machine

    operator. The Police also laid a charge sheet against the operator of the

    Tata Hitachi machine.

    (ii). The learned MACT discussed and answered the issue relating to

    negligence comprehensively. Hence, there are no grounds to interfere on

    any point.

    16. Heard both sides extensively. Perused the record. Thoughtful

    consideration is given to the arguments advanced by both sides.
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    IX. Points for determination:

    17. The points that arise for determination in this appeal are:

    1) Among the driver / operator of the lorry and the operator of the

    Hitachi machine, who is responsible for the accident and whose

    negligence is cause for the accident? Whether the Hitachi machine

    can be said to be a motor vehicle and in operation at the time of

    accident? Whether the findings of the learned MACT fixing the

    negligence on the part of the operator of the Hitachi machine are

    proper?

    2) Whether the claimants are entitled for compensation? If so, to

    what quantum and what is the liability of the respondents? Whether

    the liability imposed on respondent Nos.1 and 2 by the learned MACT

    is proper? Whether the compensation of Rs.4,00,000/- awarded by

    the learned MACT under the impugned award and decree dated

    03.07.2012 in M.V.O.P.No.93 of 2007 is proper or requires any

    interference? If so, to which extent?

    3) What is the result of the appeal?

    Point No.1:

    Accident and Negligence:

    Statutory Guidance:

    18(i). As per Section 176 of the Motor Vehicles Act, the State Governments

    are entitled to make rules for the purpose of carrying effect to the provisions

    of the Motor Vehicles Act.

    14

    (ii). In relation to claims before the learned MACT, Rule 455 to Rule 476

    of the A.P. Motor Vehicles Rules, 1989, vide Chapter No.11 provides

    comprehensive guidance. As per Rule 476 of the A.P. Motor Vehicles Rules,

    1989, the claims Tribunal shall proceed to award the claim basing on the

    registration certificate of the vehicle, insurance policy, copy of FIR and Post-

    mortem certificate etc.

    Precedential Guidance:

    19. The Hon‟ble Apex Court in Bimla Devi and others Vs. Himachal

    Road Transport Corporation1, in para 15 observed as follows:

    “15. In a situation of this nature, the Tribunal has rightly taken a
    holistic view of the matter. It was necessary to be borne in mind that
    strict proof of an accident caused by a particular bus in a particular
    manner may not be possible to be done by the claimants. The claimants
    were merely to establish their case on the touchstone of preponderance
    of probability. The standard of proof beyond reasonable doubt could not
    have been applied. For the said purpose, the High Court should have
    taken into consideration the respective stories set forth by both the
    parties..”

    Analysis as to accident and negligence:

    20(i). FIR-Ex.A1 is registered against the driver of the lorry bearing No.ATS

    2455. As per the contents in Ex.A1-FIR, when the Hitachi machine was

    carried in the lorry, there was negligence and the accident occurred. It is

    also mentioned in the complainant annexed to Ex.A1 that, while the Tata

    Hitachi was being carried, it fell down and a person fell under the Tata

    Hitachi machine. But, when it comes to charge sheet-Ex.A2, the same was
    1
    2009 (13) SCC 530
    15

    laid against one Rallapalli Narasimhulu, who was working as Supervisor of

    Tata Hitachi machine working under its owner G. Sreenivasulu (respondent

    No.3), who was cited as L.W.5 in the charge sheet. That the accused

    Narasimhulu was sitting in the cabin.

    (ii). The deceased Shaik Jeelan Basha, aged about „28‟ years, was

    travelling on the machine. The Tata Hitachi machine all of a sudden started

    while on the body of the lorry and fell down from the lorry on the road and

    lorry also fell down due to shake on either side. The deceased was helper

    sitting on the wheel chain of the Tata Hitachi, died instantaneously,

    sustaining crushing injuries to his head and his left hand upto shoulder was

    cut. The accident took place when the Supervisor of the Tata Hitachi

    machine while he was in drowsiness. He fell on the starter button moves

    towards the right side, resulting the lever brake was opened and Tata

    Hitachi was self started from the body of the lorry and fell down from the

    lorry on the road.

    (iii). The Inquest Report and Post-mortem Reports support the death of

    deceased due to accident. Material witness P.W.1 is not an eye witness to

    the accident.

    (iv). P.W.2 said to be a third party but his evidence is eschewed.

    (v)(a). P.W.3 said to the eye witness stated that he and the deceased

    boarded the Hitachi machine and that there was negligence on the part of

    the driver of the lorry. The deceased was working as helper in the Hitachi

    machine. But, during cross examination on behalf of respondent Nos.1
    16

    and 3, he has stated that he was travelling in the lorry. The Supervisor,

    Narasimhulu, was sitting in the Hitachi machine, who is operator of the

    Hitachi machine. The deceased is helper in the Hitachi machine and was

    working employed by its owner. The accident occurred due to the fault of

    the Hitachi machine operator. There was no fault on the part of the driver of

    the lorry.

    (b). During cross examination on behalf of respondent No.4-Insurance

    Company, he has stated that the Police filed a case against the Supervisor

    of the Hitachi machine. He was examined by the Police and he has stated

    that the accident occurred due to the fault of the Supervisor of the Hitachi

    machine.

    (c). During cross examination of respondent No.2 / appellant, the material

    witness stated that he was sitting in the cabin of the lorry. He has not given

    any complaint to the Police. He has received dumb injuries. He do not

    know whether his name is mentioned in the criminal case records or whether

    he is cited as witness. The Hitachi machine was being transported in the

    lorry. It is only when the Hitachi machine is on the road that the Supervisor,

    helper or operator will do duties for the machine. Their duties are during

    loading and unloading operations. He has denied the suggestion that the

    deceased was not working as a helper for the Hitachi machine.

    (d). During re-examination, he has stated that, as per his chief-

    examination, both the driver of the lorry and the operator of the Hitachi

    machine are responsible for the accident.

    17

    21. The appellant-Insurance Company is disputing the negligence on the

    part of the Hitachi operator with reference to Ex.A1-FIR. It is settled law and

    practice that the standard of proof required in appreciating the evidence in

    motor accident claim cases is one of preponderance of probabilities and not

    proof beyond reasonable doubt. The tribunal shall have holistic approach as

    per guidance of the Hon’ble Apex court vide Bimla Devi and others Vs.

    Himachal Road Transport Corporation (1 supra).

    22. The contents of the FIR can be relied on, but they are not conclusive

    by themselves. If there is any material contra thereto, the same can be given

    credence. The Police, in regular discharge of their official functions, filed

    charge sheet against the operator of the Tata Hitachi machine. The

    claimants examined P.W.3 who said to be an eye witness to the accident

    travelled along with the Hitachi machine. His travel in lorry along with the

    Hitachi machine, are out of dispute. Deceased was also travelling along

    with Hitachi machine is very clear.

    23. Supervisor of the Hitachi machine was also in the along with the

    Hitachi machine is also clear and he is accused in the crime. Appellant

    Insurance Company did not choose to summon any other witness cited in

    the charge sheet Ex.A2. Evidence of R.W.1 is self serving statement of the

    official of respondent No.2-Insurance Company and he is not an eye witness

    to the accident.

    24(i). R.W.2 is the owner of the lorry. His evidence is that he came to know

    that the accident took place due to supervisor of Tata Hitachi machine and
    18

    there was no negligence on the part of the driver of the lorry. He has also

    added that the driver of the Hitachi machine was charge sheeted.

    (ii). During cross examination, on behalf of the claimants, he has stated

    that the Police examined him in connection with this case. It is relevant to

    note that G. Sreenivasulu, R.W.2 was cited as L.W.5 by the Police.

    (iii). During cross examination, he has stated that his vehicle is not insured

    with respondent No.4 as on the date of accident and that he is not eye

    witness to the accident. Nothing important could be elicited during the cross

    examination of R.W.2 except suggesting that he has colluded with the

    claimants and got the case foisted against the driver of the respondent No.1.

    25. From the evidence of P.Ws.2, 3 and R.W.2 and in the recitals in Ex.A2

    charge sheet, it can be safely inferred that the claimants are able to

    discharge their burden and show their case as to negligence of the driver of

    the Hitachi operator / supervisor of the Hitachi machine with at least

    probability. To discharge the onus / burden shifted to the Insurance

    Company, there is no convincing evidence from respondent No.2 / appellant

    Insurance Company. Therefore, negligence on the part of the operator /

    supervisor of the respondent No.1 can be considered as cause for the

    accident and the findings of the learned MACT to that extent found fit for

    confirmation. The Hitachi machine was not in movement is the argument. It

    may not be movement on the road but its movement from the lorry which

    was on the road and its falling on the road at relevant time being the cause

    for accident and the death of the deceased are clear. The contention that
    19

    the Hitachi machine cannot be considered as motor vehicle at the relevant

    point of time and it can be considered as only goods is liable to be rejected.

    Therefore, the said contention is not accepted.

    26. It is not of the case that the Hitachi machine was not in movement at

    the relevant time. The exclusive negligence or the conduct of the driver of

    the lorry contributing for the movement of the Hitachi machine is not shown.

    There is specific intervention of the persons concerned with the Hitachi

    machine which caused the movement of the Hitachi machine and also the

    accident. Therefore, the negligence on the part of the operator / supervisor

    of the Hitachi machine, being the root cause for the accident can be

    accepted.

    27. The reasoning and finding of the learned MACT are found legal and

    logical. In view of the discussion made above, this Court finds that the

    negligence of the operator of the Hitachi machine is the cause for the

    accident and point No.1 is answered accordingly, concurring with the

    findings of the learned MACT.

    Point No.2:

    Liability:

    28. Respondent No.2 / appellant is seeking excuse form the liability on the

    ground that there was no negligence on the part of the operator of the

    Hitachi machine. But, the findings on Point No.1 are very clear in Indicating

    and fixing the negligence on the operator of the Hitachi machine. The

    Hitachi machine, in fact, registered as a motor vehicle and insurance
    20

    premium is collected on the ground that it is motor vehicle. Even the cross-

    examination done on behalf of the Insurance Company suggests the role of

    the operator or the supervisor or helper of the Hitachi machine when it

    moves on the road. The Hitachi machine can move when operated / driven.

    There is no dispute about the same. When the Hitachi machine can move

    on the road, it can even move on the lorry as well. The necessary

    precautions not to move the same form the lorry could have been taken by

    the operator of the Hitachi machine also viz. respondent No.1.

    29. The occurrence of an accident while the motor vehicle was in use is

    the standard on which the liability of either tortfeasor or its Insurance

    Company commences. As rightly observed by the learned MACT, no

    violations are shown. The Hitachi machine was in operation, Be it on lorry or

    be it on road. The operation was from lorry to road, as per the incident. It

    was an improper operation and the same is sufficient to attract the

    negligence. Therefore, excuse on the part of the either respondent No.1 or

    the Insurance Company cannot be accepted.

    30. Hence, the liability fixed on respondent No.2 need not be interfered

    and this Court finds that respondent No.2 is liable.

    Quantum:

    Precedential guidance:

    31(i). For having uniformity of practice and consistency in awarding just

    compensation, the Hon‟ble Apex Court provided guidelines as to adoption of

    multiplier depending on the age of the deceased in Sarla Verma (Smt.) and
    21

    Ors. Vs. Delhi Transport Corporation and Anr.2 and also the method of

    calculation as to ascertaining multiplicand, applying multiplier and calculating

    the compensation vide paragraph Nos.18 and 19 of the Judgment.

    (ii). Further the Hon‟ble Apex Court in National Insurance Company Ltd.

    v. Pranay Sethi and Others3 case directed for adding future prospects at

    50% in respect of permanent employment where the deceased is below 40

    years, 30% where deceased is between 40-50 years and 15% where the

    deceased is between 50-60 years. Further, in respect of self employed etc.,

    recommended addition of income at 40% for the deceased below 40 years,

    at 25% where the deceased is between 40-50 years and at 10% where the

    deceased is between 50-60 years. Further, awarding compensation under

    conventional heads like loss of estate, loss of consortium and funeral

    expenditure at Rs.15,000/-, Rs.40,000/- and Rs.15,000/- respectively is also

    provided in the same Judgment.

    (iii). Further in Magma General Insurance Company Ltd. v. Nanu Ram

    and Others4, the Hon‟ble Apex Court observed that the compensation under

    the head of loss of consortium can be awarded not only to the spouse but

    also to the children and parents of the deceased under the heads of parental

    consortium and filial consortium.

    2
    2009 (6) SCC 121
    3
    2017(16) SCC 680
    4
    (2018) 18 SCC 130
    22

    Just Compensation:

    32. In Rajesh and others vs. Rajbir Singh and others5, the Hon‟ble

    Supreme Court in para Nos.10 and 11 made relevant observations, they are

    as follows:

    10. Whether the Tribunal is competent to award compensation in
    excess of what is claimed in the application under Section 166 of
    the Motor Vehicles Act, 1988, is another issue arising for
    consideration in this case. At para 10 of Nagappa
    case [Nagappa v. Gurudayal Singh, (2003) 2 SCC 274 : 2003 SCC
    (Cri) 523 : AIR 2003 SC 674] , it was held as follows: (SCC p. 280)
    “10. Thereafter, Section 168 empowers the Claims Tribunal to
    „make an award determining the amount of compensation which
    appears to it to be just‟. Therefore, the only requirement for
    determining the compensation is that it must be „just‟. There is no
    other limitation or restriction on its power for awarding just
    compensation.”

    The principle was followed in the later decisions in Oriental
    Insurance Co. Ltd. v. Mohd. Nasir
    [(2009) 6 SCC 280 : (2009) 2
    SCC (Civ) 877 : (2009) 2 SCC (Cri) 987] and
    in Ningamma v. United India Insurance Co. Ltd. [(2009) 13 SCC
    710 : (2009) 5 SCC (Civ) 241 : (2010) 1 SCC (Cri) 1213]

    11. Underlying principle discussed in the above decisions is with
    regard to the duty of the court to fix a just compensation and it has
    now become settled law that the court should not succumb to
    niceties or technicalities, in such matters. Attempt of the court
    should be to equate, as far as possible, the misery on account of
    the accident with the compensation so that the injured/the
    dependants should not face the vagaries of life on account of the
    discontinuance of the income earned by the victim.

    5
    (2013) 9 SCC 54
    23

    Analysis:

    33. The deceased was aged about 20 years, as per the inquest and Post-

    Mortem Report. The income of the deceased was rightly accepted at

    Rs.3,000/- per month taking note of socio economic circumstances of the

    year in which the accident occurred viz. 12.12.2007. However, since the

    deceased was aged about 20 years, 40% percent of the income can be

    added towards the future prospects. Whereby the monthly income comes to

    around Rs.4,200/- instead of deducting 1/3 rd towards personal

    expenditure, the deduction shall be 50%, since the deceased was

    unmarried. Whereby, the contribution of the deceased to the family comes to

    Rs.2,100/- per month and Rs.25,200/- per annum, which can be considered

    as multiplicand. For the age group of „20‟ years, multiplier applicable is 18.

    On application of the same, the entitlement towards loss of dependency

    comes to Rs.4,53,600/- (Rs.25,200/- x18).

    34. Further, the claimants are entitled for loss of consortium at

    Rs.40,000/- each under the head of filial consortium.

    35. In view of the reasons and evidence referred above, the entitlement of

    the claimants for reasonable compensation in comparison to the

    compensation awarded by the learned MACT is found as follows:

                         Head             Compensation                Fixed by this
                                          awarded          by         Court
                                          the learned MACT
      (i)    Loss of dependency                      Rs.3,84,000/-         Rs.4,53,600/-
     (ii)    Love and affection                         Rs.10,000/-         -Nil-
     (iii)   Loss of estate                         -Nil-                   Rs.15,000/-
                                           24
    
     (iv)   Loss of Consortium                     -Nil-                    Rs.80,000/-
                                                                           @ Rs.40,000/- to
                                                                            each claimant
    
      (v)   Funeral expenses                            Rs.6,000/-          Rs.15,000/-
                                                Including transport
                                                           charges
            Total compensation awarded             Rs.4,00,000/-          Rs.5,63,600/-
            Interest (per annum)                           7.5%                      6%
                                                                         In view of long
                                                                      lapse of time and
                                                                        considering the
                                                                               facts and
                                                                      circumstances of
                                                                                the case
    
    
    
    

    36. For the reasons aforesaid and in view of the discussion made above,

    the point framed is answered concluding that the claimants are entitled for

    compensation of Rs.5,63,600/- with interest at the rate of 6% per annum

    from the date of petition till the date of realization and the award and decree

    dated 03.07.2012 passed by the learned MACT in M.V.O.P.No.93 of 2007

    require modification accordingly.

    Granting of more compensation than what claimed, if the claimants are

    otherwise entitled:-

    37. The legal position with regard to awarding more compensation than

    what claimed has been considered and settled by the Hon‟ble Supreme

    Court holding that there is no bar for awarding more compensation than

    what is claimed. For the said preposition of law, this Court finds it proper to

    refer the following observations of the Hon‟ble Supreme Court made in:
    25

    (1) Nagappa Vs. Gurudayal Singh and Others6, at para 21 of the

    judgment, that –

    “..there is no restriction that the Tribunal/Court cannot award
    compensation amount exceeding the claimed amount. The function of
    the Tribunal/Court is to award “just” compensation, which is reasonable
    on the basis of evidence produced on record.”

    (2) Kajal Vs. Jagadish Chand and Ors.7 at para 33 of the judgment,

    as follows:-

    “33. We are aware that the amount awarded by us is more than the
    amount claimed. However, it is well settled law that in the motor accident
    claim petitions, the Court must award the just compensation and, in
    case, the just compensation is more than the amount claimed, that must
    be awarded especially where the claimant is a minor.”

    (3) Ramla and Others Vs. National Insurance Company Limited and

    Others8 at para 5 of the judgment, as follows:-

    “5. Though the claimants had claimed a total compensation of Rs
    25,00,000 in their claim petition filed before the Tribunal, we feel that the
    compensation which the claimants are entitled to is higher than the
    same as mentioned supra. There is no restriction that the Court cannot
    award compensation exceeding the claimed amount, since the function
    of the Tribunal or Court under Section 168 of the Motor Vehicles Act,
    1988 is to award “just compensation”. The Motor Vehicles Act is a
    beneficial and welfare legislation. A “just compensation” is one which is
    reasonable on the basis of evidence produced on record. It cannot be
    said to have become time-barred. Further, there is no need for a new
    cause of action to claim an enhanced amount. The courts are duty-
    bound to award just compensation.”

    6

    (2003) 2 SCC 274
    7
    2020 (04) SCC 413
    8
    (2019) 2 SCC 192
    26

    Enhancement of compensation in the absence of appeal by the
    claimants:

    38(i). Whether the compensation can be enhanced in the absence of an

    appeal or cross appeal by the claimants. The legal position as to powers of

    the Appellate Court particularly while dealing with an appeal in terms of

    Section 173 of the Motor Vehicles Act, 1988, where the award passed by the

    learned MACT under challenge at the instance of the Insurance Company

    (Respondents) and bar or prohibition if any to enhance the quantum of

    compensation and awarding just and reasonable compensation, even in the

    absence of any appeal or cross objections was considered by the Division

    Bench of this Court in a case between National Insurance Company

    Limited vs. E. Suseelamma and others9 in M.A.C.M.A. No.945 of 2013,

    while answering point No.3 framed therein vide, para 50 of the judgment.

    (ii). Observations made by the Division Bench of this Court in National

    Insurance Company Limited vs. E. Suseelamma and others (9 supra)

    case are in compliance with the observations of Hon‟ble Apex Court in

    Surekha and Others vs. Santosh and Others10.

    (iii). In Surekha and Others vs. Santosh and Others (10 supra) case, in

    Civil Appeal No.476 of 2020 vide judgment dated 21.01.2020, three judges of

    the Hon‟ble Supreme Court observed that “it is well stated that in the matter

    of Insurance claim compensation in reference to the motor accident, the

    Court should not take hyper technical approach and ensure that just

    compensation is awarded to the affected person or the claimants”. While
    9
    2023 SCC Online AP 1725
    10
    (2021) 16 SCC 467
    27

    addressing a case where the High Court has declined to grant enhancement

    on the ground that the claimants fail to file cross appeal above observations

    are made.

    Point No.3:

    Result and relief:

    39. In the result, the appeal is dismissed. However,

    (i) Compensation awarded by the learned MACT in M.V.O.P.No.93

    of 2007 at Rs.4,00,000/- with interest at the rate of 7.5% per

    annum is modified and enhanced to Rs.5,63,600/- with interest

    at the rate of 6% per annum from the date of petition till the date

    of realization.

    (ii) Claimants are liable to pay the Court fee for the enhanced part of

    the compensation, before the learned MACT.

    (iii) The enhanced compensation shall be apportioned equally among

    all the claimants.

    (iv) Respondent Nos.1 and 2 before the learned MACT are jointly and

    severally liable to pay the compensation. However, respondent

    No.2 / Insurance Company is liable in view of the insurance

    policy.

    (v) Time for payment /deposit of balance amount is two months.

    (a) If the claimants furnish the bank account number within 15

    days from today, the respondents shall deposit the amount
    28

    directly into the bank account of the claimants and file the

    necessary proof before the learned MACT.

    (b) If the claimants fail to comply v(a) above, the respondent No.2

    / Insurance Company shall deposit the amount before the

    learned MACT and the claimants are entitled to withdraw the

    amount at once on deposit.

    (vi) There shall be no order as to costs, in the appeal.

    40. As a sequel, miscellaneous petitions, if any, pending in the appeal

    shall stand closed.

    ____________________________
    A. HARI HARANADHA SARMA, J
    Date:06.08.2026
    Knr

    Whether the order is:

      Speaking              Reasoned          ✓
    
      Reportable            Non-reportable ✓
                                 29
    
          HON'BLE SRI JUSTICE A. HARI HARANADHA SARMA
    
    
    
    
                     M.A.C.M.A No.1442 of 2013
                            06.08.2026
    
    
    
    
    Knr
     



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