United India Insurance Company Limited vs Bimla Sharma & Others on 24 April, 2026

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    Punjab-Haryana High Court

    United India Insurance Company Limited vs Bimla Sharma & Others on 24 April, 2026

    Author: Sudeepti Sharma

    Bench: Sudeepti Sharma

                 FAO-1325-2018 (O&M)
                 FAO-1326-2018 (O&M)
                                                                   -1-
    
                                     IN THE HIGH COURT OF PUNJAB AND HARYANA
                                                  AT CHANDIGARH
    
                                                                         1. FAO-1325-2018 (O&M)
    
                 UNITED INDIA INSURANCE COMPANY LIMITED
                                                                                     ......Appellant
                                                             Vs.
                 BIMLA SHARMA AND ORS.
                                                                                     .....Respondents
    
    
                                                                         2. FAO-1326-2018 (O&M)
    
                 UNITED INDIA INSURANCE COMPANY LIMITED
                                                                                     ......Appellant
                                                             Vs.
                 BALA AND ORS.
                                                                                     .....Respondents
                                                                         Reserved on : 20.03.2026
                                                                         Pronounced on: 24.04.2026
                                                                         Uploaded on: 27.04.2026
    
                 Whether only the operative part of the judgment is pronounced?                   NO
                 Whether full judgment is pronounced?                                             YES
    
                 CORAM: HON'BLE MRS. JUSTICE SUDEEPTI SHARMA
    
                 Present:                  Mr. Diwan S. Adlakha, Advocate
                                           for the appellant-Insurance Company.
    
                                           Mr. Sagar Aggarwal, Advocate
                                           for Mr. Ashit Malik, Advocate
                                           for respondent Nos.1 and 2 (in FAO-1325-2018).
    
                                           Mr. Hitesh Chauhan, Advocate
                                           for Mr. Suresh Kumar Kaushik, Advocate
                                           for respondent Nos.1 to 3 (in FAO-1326-2018).
    
                 SUDEEPTI SHARMA, J.
    

    1. The present appeals have been preferred by Insurance Company

    against the award dated 02.11.2017 passed by the learned Motor Accident

    SPONSORED

    MOHD AYUB Claims Tribunal, Karnal (for short, ‘the Tribunal’) in the claim petition filed
    2026.04.27 18:00
    I attest to the accuracy and
    authenticity of this order/judgment.

    FAO-1325-2018 (O&M)
    FAO-1326-2018 (O&M)
    -2-

    under Section 166 and 140 of the Motor Vehicles Act, 1988 on quantum of

    compensation granted to the claimants to the tune of Rs.43,49,301/- along

    with interest @ 6 % per annum, on account of death of Rajinder Sharma in a

    Motor Vehicular Accident, occurred on 03.09.2015 on the ground that

    compensation awarded is on higher side.

    2. As sole issue for determination in the present appeal is confined

    to quantum of compensation awarded by the learned Tribunal, a detailed

    narration of the facts of the case is not required to be reproduced here for the

    sake of brevity.

    SUBMISSIONS OF LEARNED COUNSEL FOR THE PARTIES

    3. The learned counsel appearing for the appellant-Insurance

    Company contends that the learned Tribunal has erred in law by failing to

    deduct the amount received by the dependants of the deceased under the

    Haryana Compassionate Assistance to the Dependants of Deceased

    Government Employees Rules, 2006. He further contends that in view of the

    settled legal position, the said amount is liable to be deducted while

    computing compensation under the Motor Vehicles Act, 1988, and

    consequently, the awarded compensation deserves to be reduced. He

    furthermore contends that major son and daughter were wrongly considered

    as dependant on the income of the deceased. Therefore, he prays that present

    appeal be allowed and compensation be reduced as per the settled law.

    4. Per contra, learned counsel for the respondent Nos.1 to 3 (in

    FAO-1326-2018 and respondent Nos. 1 and 2 in FAO-1325-2018 contends

    that compensation awarded is on the lower side. He furthermore contends

    MOHD AYUB
    2026.04.27 18:00
    I attest to the accuracy and
    authenticity of this order/judgment.

    FAO-1325-2018 (O&M)
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    that they have preferred separate appeals seeking enhancement of

    compensation. He, therefore, prays that the present appeal be dismissed.

    5. I have heard learned counsel for the parties and perused the

    whole record of this case with his able assistance.

    SETTLED LAW ON COMPENSATION

    6. Hon’ble Supreme Court in the case of Sarla Verma Vs. Delhi

    Transport Corporation and Another [(2009) 6 Supreme Court Cases 121],

    laid down the law on assessment of compensation and the relevant paras of

    the same are as under:-

    “30. Though in some cases the deduction to be made towards

    personal and living expenses is calculated on the basis of units

    indicated in Trilok Chandra, the general practice is to apply

    standardised deductions. Having a considered several

    subsequent decisions of this Court, we are of the view that

    where the deceased was married, the deduction towards

    personal and living expenses of the deceased, should be one-

    third (1/3rd) where the number of dependent family members is

    2 to 3, one-fourth (1/4th) where the number of dependent family

    members is 4 to 6, and one-fifth (1/5th) where the number of

    dependent family members exceeds six.

    31. Where the deceased was a bachelor and the claimants are

    the parents, the deduction follows a different principle. In

    regard to bachelors, normally, 50% is deducted as personal and

    living expenses, because it is assumed that a bachelor would

    tend to spend more on himself. Even otherwise, there is also the
    MOHD AYUB
    2026.04.27 18:00
    I attest to the accuracy and
    authenticity of this order/judgment.

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    possibility of his getting married in a short time, in which event

    the contribution to the parent(s) and siblings is likely to be cut

    drastically. Further, subject to evidence to the contrary, the

    father is likely to have his own income and will not be

    considered as a dependant and the mother alone will be

    considered as a dependant. In the absence of evidence to the

    contrary, brothers and sisters will not be considered as

    dependants, because they will either be independent and

    earning, or married, or be dependent on the father.

    32. Thus even if the deceased is survived by parents and

    siblings, only d the mother would be considered to be a

    dependant, and 50% would be treated as the personal and living

    expenses of the bachelor and 50% as the contribution to the

    family. However, where the family of the bachelor is large and

    dependent on the income of the deceased, as in a case where he

    has a widowed mother and large number of younger non-

    earning sisters or brothers, his personal and living expenses

    may be restricted to one-third and contribution to the family will

    be taken as two-third.

    * * * * * *

    42. We therefore hold that the multiplier to be used should be as

    mentioned in Column (4) of the table above (prepared by

    applying Susamma Thomas³, Trilok Chandra and Charlie),

    which starts with an operative multiplier of 18 (for the age

    groups of 15 to 20 and 21 to 25 years), reduced by one unit for
    MOHD AYUB
    2026.04.27 18:00
    I attest to the accuracy and
    authenticity of this order/judgment.

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    every five years, that is M-17 for 26 to 30 years, M-16 for 31 to

    35 years, M-15 for 36 to 40 years, M-14 for 41 to 45 years, and

    M-13 for 46 to 50 years, then reduced by two units for every five

    years, that is, M-11 for 51 to 55 years, M-9 for 56 to 60 years,

    M-7 for 61 to 65 years and M-5 for 66 to 70 years.

    7. Hon’ble Supreme Court in the case of National Insurance

    Company Ltd. Vs. Pranay Sethi & Ors. [(2017) 16 SCC 680] has clarified

    the law under Sections 166, 163-A and 168 of the Motor Vehicles Act, 1988,

    on the following aspects:-

    (A) Deduction of personal and living expenses to determine

    multiplicand;

    (B) Selection of multiplier depending on age of deceased;

    (C) Age of deceased on basis for applying multiplier;

    (D) Reasonable figures on conventional heads, namely, loss of

    estate, loss of consortium and funeral expenses, with escalation;

    (E) Future prospects for all categories of persons and for

    different ages: with permanent job; self-employed or fixed

    salary.

    The relevant portion of the judgment is reproduced as under:-

    “52. As far as the conventional heads are concerned, we

    find it difficult to agree with the view expressed in

    Rajesh². It has granted Rs.25,000 towards funeral

    expenses, Rs 1,00,000 towards loss of consortium and Rs

    1,00,000 towards loss of care and guidance for minor

    children. The head relating to loss of care and minor
    MOHD AYUB
    2026.04.27 18:00
    I attest to the accuracy and
    authenticity of this order/judgment.

    FAO-1325-2018 (O&M)
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    children does not exist. Though Rajesh refers to Santosh

    Devi, it does not seem to follow the same. The

    conventional and traditional heads, needless to say,

    cannot be determined on percentage basis because that

    would not be an acceptable criterion. Unlike

    determination of income, the said heads have to be

    quantified. Any quantification must have a reasonable

    foundation. There can be no dispute over the fact that

    price index, fall in bank interest, escalation of rates in

    many a field have to be noticed. The court cannot remain

    oblivious to the same. There has been a thumb rule in this

    aspect. Otherwise, there will be extreme difficulty in

    determination of the same and unless the thumb rule is

    applied, there will be immense variation lacking any kind

    of consistency as a consequence of which, the orders

    passed by the tribunals and courts are likely to be

    unguided. Therefore, we think it seemly to fix reasonable

    sums. It seems to us that reasonable figures on

    conventional heads, namely, loss of estate, loss of

    consortium and funeral expenses should be Rs.15,000,

    Rs.40,000 and Rs.15,000 respectively. The principle of

    revisiting the said heads is an acceptable principle. But

    the revisit should not be fact-centric or quantum-centric.

    We think that it would be condign that the amount that we

    have quantified should be enhanced on percentage basis
    MOHD AYUB
    2026.04.27 18:00
    I attest to the accuracy and
    authenticity of this order/judgment.

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    in every three years and the enhancement should be at the

    rate of 10% in a span of three years. We are disposed to

    hold so because that will bring in consistency in respect

    of those heads.

    * * * * *

    59.3. While determining the income, an addition of 50%

    of actual salary to the income of the deceased towards

    future prospects, where the deceased had a permanent job

    and was below the age of 40 years, should be made. The

    addition should be 30%, if the age of the deceased was

    between 40 to 50 years. In case the deceased was

    between the age of 50 to 60 years, the addition should be

    15%. Actual salary should be read as actual salary less

    tax.

    59.4. In case the deceased was self-employed (or) on a

    fixed salary, an addition of 40% of the established income

    should be the warrant where the deceased was below the

    age of 40 years. An addition of 25% where the deceased

    was between the age of 40 to 50 years and 10% where the

    deceased was between the age of 50 to 60 years should be

    regarded as the necessary method of computation. The

    established income means the income minus the tax

    component.

    59.5. For determination of the multiplicand, the

    deduction for personal and living expenses, the tribunals
    MOHD AYUB
    2026.04.27 18:00
    I attest to the accuracy and
    authenticity of this order/judgment.

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    and the courts shall be guided by paras 30 to 32 of Sarla

    Verma⁴ which we have reproduced hereinbefore.

    59.6. The selection of multiplier shall be as indicated in

    the Table in Sarla Verma¹ read with para 42 of that

    judgment.

    59.7. The age of the deceased should be the basis for

    applying the multiplier.

    59.8. Reasonable figures on conventional heads, namely,

    loss of estate, loss of consortium and funeral expenses

    should be Rs 15,000, Rs 40,000 and Rs 15,000

    respectively. The aforesaid amounts should be enhanced

    at the rate of 10% in every three years.”

    8. Hon’ble Supreme Court in the case of Magma General

    Insurance Company Limited Vs. Nanu Ram alias Chuhru Ram &

    Others [2018(18) SCC 130] after considering Sarla Verma (supra) and

    Pranay Sethi (Supra) has settled the law regarding consortium. Relevant

    paras of the same are reproduced as under:-

    “21. A Constitution Bench of this Court in Pranay Sethi²

    dealt with the various heads under which compensation is

    to be awarded in a death case. One of these heads is loss

    of consortium. In legal parlance, “consortium” is a

    compendious term which encompasses “spousal

    consortium”, “parental consortium”, and “filial

    consortium”. The right to consortium would include the

    company, care, help, comfort, guidance, solace and
    MOHD AYUB
    2026.04.27 18:00
    I attest to the accuracy and
    authenticity of this order/judgment.

    FAO-1325-2018 (O&M)
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    -9-

    affection of the deceased, which is a loss to his family.

    With respect to a spouse, it would include sexual relations

    with the deceased spouse.

    21.1. Spousal consortium is generally defined as rights

    pertaining to the relationship of a husband-wife which

    allows compensation to the surviving spouse for loss of

    “company, society, cooperation, affection, and aid of the

    other in every conjugal relation”.

    21.2. Parental consortium is granted to the child upon

    the premature death of a parent, for loss of “parental aid,

    protection, affection, society, discipline, guidance and

    training”.

    21.3. Filial consortium is the right of the parents to

    compensation in the case of an accidental death of a

    child. An accident leading to the death of a child causes

    great shock and agony to the parents and family of the

    deceased. The greatest agony for a parent is to lose their

    child during their lifetime. Children are valued for their

    love, affection, companionship and their role in the family

    unit.

    22. Consortium is a special prism reflecting changing

    norms about the status and worth of actual relationships.

    Modern jurisdictions world-over have recognised that the

    value of a child’s consortium far exceeds the economic

    MOHD AYUB
    value of the compensation awarded in the case of the
    2026.04.27 18:00
    I attest to the accuracy and
    authenticity of this order/judgment.

    FAO-1325-2018 (O&M)
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    death of a child. Most jurisdictions therefore permit

    parents to be awarded compensation under loss of

    consortium on the death of a child. The amount awarded

    to the parents is a compensation for loss of the love,

    affection, care and companionship of the deceased child.

    23. The Motor Vehicles Act is a beneficial legislation

    aimed at providing relief to the victims or their families,

    in cases of genuine claims. In case where a parent has

    lost their minor child, or unmarried son or daughter, the

    parents are entitled to be awarded loss of consortium

    under the head of filial consortium. Parental consortium

    is awarded to children who lose their parents in motor

    vehicle accidents under the Act. A few High Courts have

    awarded compensation on this count. However, there was

    no clarity with respect to the principles on which

    compensation could be awarded on loss of filial

    consortium.

    24. The amount of compensation to be awarded as consortium will

    be governed by the principles of awarding compensation under

    “loss of consortium” as laid down in Pranay Sethi². In the present

    case, we deem it appropriate to award the father and the sister of

    the deceased, an amount of Rs 40,000 each for loss of filial

    consortium.

    9. So far as the contention raised by the learned counsel for the

    appellant-Insurance Company regarding deduction of the amount received

    MOHD AYUB
    under the Haryana Compassionate Assistance to the Dependants of Deceased
    2026.04.27 18:00
    I attest to the accuracy and
    authenticity of this order/judgment.

    FAO-1325-2018 (O&M)
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    Government Employees Rules, 2006 is concerned, this Court finds

    considerable merit in the said submission. This Court, in FAO No. 1558 of

    2012, titled as “Balwan Singh And Others Vs Jagbir And Others“, decided

    on 16.10.2025, has categorically held that where the dependants of a

    deceased Government employee have already been extended compensatory

    benefits by the employer under the aforesaid Rules, they are not entitled to

    receive compensation to the same extent under the Motor Vehicles Act, 1988.

    10. The relevant extract of the said judgment reads as under:

    “11. Coming to the contention of the claimants
    regarding the amount deducted from the total
    compensation on the account of the amount received by
    the dependents of the deceased under the Haryana
    Compassionate Assistance to the Dependants of Deceased
    Government Employees Rules, 2006, from the total
    compensation awarded. This contention of the claimants
    have no bearing in the eyes of law as it is settled principle
    of law that deductions can be made in the compensation
    to avoid double benefit to the claimants.

    12. The Hon’ble Supreme Court in Reliance General
    Insurance Co. Ltd. v. Shashi Sharma
    , 2016(9) SCC 627
    held that the dependents of the deceased already
    benefitted by the compensatory amount received from the
    employer under Haryana Compassionate Assistance to
    the Dependants of Deceased Government Employees
    Rules, 2006, will not be entitled to the same amount under
    1988 Act.

    13. The relevant portion of the judgment is reproduced
    as under:

    “15. Be that as it may, the term
    compensation has not been defined in
    MOHD AYUB
    2026.04.27 18:00
    I attest to the accuracy and
    authenticity of this order/judgment.

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    the Act of 1988. By interpretative
    process, it has been understood to
    mean to recompense the claimants for
    the possible loss suffered or likely to be
    suffered due to sudden and untimely
    death of their family member as a
    result of motor accident. Two cardinal
    principles run through the provisions
    of the Motor Vehicles Act of 1988 in
    the matter of determination of
    compensation. Firstly, the measure of
    compensation must be just and
    adequate; and secondly, no double
    benefit should be passed on to the
    claimants in the matter of award of
    compensation. Section 168 of the Act
    of 1988 makes the first principle
    explicit. Sub-section (1) of that
    provision makes it clear that the
    amount of compensation must be just.
    The word “just” means – fair, adequate,
    and reasonable. It has been derived
    from the Latin word “justus”,
    connoting right and fair. In para 7 of
    State of Haryana & Anr. v. Jasbir Kaur
    & Ors.
    , 2003(4) RCR (Civil) 140 :

    (2003) 7 SCC 484, it has been held
    that expression “just” denotes that the
    amount must be equitable, fair,
    reasonable and not arbitrary. In para
    16 of Smt. Sarla Verma & Ors. v. Delhi
    Transport Corporation & Anr.
    , 2009(3)
    RCR (Civil) 77 : 2009(3) Recent Apex
    MOHD AYUB
    2026.04.27 18:00
    I attest to the accuracy and
    authenticity of this order/judgment.

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    Judgments (R.A.J.) 373 : (2009) 6 SCC
    121, this Court has observed that the
    compensation “is not intended to be a
    bonanza, largesse or source of profit”.

    That however may depend upon facts
    and circumstances of each case, as to
    what amount would be a just
    compensation.

    16. The principle discernable from the
    exposition in Helen C. Rebello’s case
    (supra) is that if the amount “would be
    due to the dependants of the deceased
    even otherwise”, the same shall not be
    deductible from the compensation
    amount payable under the Act of 1988.

    At the same time, it must be borne in
    mind that loss of income is a
    significant head under which
    compensation is claimed in terms of
    the Act of 1988. The component of
    quantum of “loss of income”, inter alia,
    can be “pay and wages” which
    otherwise would have been earned by
    the deceased employee if he had
    survived the injury caused to him due
    to motor accident. If the dependents of
    the deceased employee, however, were
    to be compensated by the employer in
    that behalf, as is predicated by the
    Rules of 2006 – to grant compassionate
    assistance by way of ex-gratia
    financial assistance on compassionate
    grounds to the dependents of the
    MOHD AYUB
    2026.04.27 18:00
    I attest to the accuracy and
    authenticity of this order/judgment.

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    deceased Government employee who
    dies in harness, it is unfathomable that
    the dependents can still be permitted to
    claim the same amount as a possible
    or likely loss of income to be suffered
    by them to maintain a claim for
    compensation under the Act of 1988.”

    14. The same principle is reiterated in the latest
    judgment passed by Apex Court in Krishna and others
    Vs. Tek Chand and others
    , 2025(2) PLR 95.

    Relevant paragraphs of the Krishna‘s case (supra)
    are extracted hereinbelow:

    “6. We find that the observations of
    this Court in Sebastiani Lakra (supra)
    distinguishing the case of Shashi
    Sharma
    (supra) clearly applies to the
    case in hand. It is observed that the
    amount of Rs. 31,37,665/- (Rupees
    Thirty One Lakhs, Thirty Seven
    Thousand and Six Hundred and Sixty
    Five only) was paid to the dependents
    of the deceased-employee who are the
    petitioners herein under the aforesaid
    Rules since the said Rule was by way
    of compassionate assistance owing to
    the sudden death of the employee in
    harness for any reason whatsoever
    including as a result of a road traffic
    accident. This is in order to
    compensate the loss of the bread
    earner of the family who dies in
    harness.

    MOHD AYUB

    2026.04.27 18:00
    I attest to the accuracy and
    authenticity of this order/judgment.

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    In the case of a motor vehicle
    accidents, when negligence is proved,
    loss of dependency is compensated for
    the very same reason. In our view,
    there cannot be a duplication in
    payments or a windfall owing to a
    misfortune. In another words, on the
    death of the person in harness, owing
    to a road traffic accident the
    dependents of a deceased cannot be
    doubly benefited as opposed to those
    who are dependents of a deceased who
    dies owing to illness or any other
    reason under the Rules formulated by
    the Haryana Government.”

    15. In light of the aforesaid authoritative
    pronouncements, the deduction made by the learned
    Tribunal towards the compassionate assistance is liable to
    be upheld. Consequently, the claimants are entitled to the
    compensation amount only to the extent of enhancement
    made by this Court.”

    11. In view of the settled legal position, it is beyond any pale of

    doubt that the amount received by the dependants under the Haryana

    Compassionate Assistance to the dependants of Deceased Government

    Employees Rules, 2006, is required to be deducted while determining

    compensation under the Motor Vehicles Act, 1988.

    12. Applying the aforesaid principle to the facts of the present case,

    it is evident from the record that the widow of the deceased (Rajinder

    MOHD AYUB
    Sharma), shall continue to receive the same till the date on which the
    2026.04.27 18:00
    I attest to the accuracy and
    authenticity of this order/judgment.

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    deceased would have attained the age of superannuation. Consequently the

    amount received by dependant of deceased under Haryana Compassionate

    Assistance to the dependants of Deceased Government Employees Rules,

    2006 is liable to be deducted.

    13. Further perusal of the award reveals that major son and daughter

    of the deceased were rightly awarded any compensation as they were rightly

    considered dependant upon the income of the deceased. Reference at this

    stage can be made to judgment passed by Hon’ble Supreme Court

    in Sadhana Tomar & Others v. Ashok Kushwaha & Others, 2025 SCC

    OnLine 554, the Hon’ble Supreme Court has expressly held that the term

    legal representative should not be confined to those who inherit the estate but

    extend to all persons who suffer on account of death of the deceased.

    14. The relevant paras of judgment passed in Sadhana Tomar’s

    case (supra) are reproduced as under:-

    “13. This Court has clarified in the case of Meena Devi v.
    Nunu Chand Mahto
    [(2023) 1 SCC 204], that the
    objective of granting compensation under the Motor
    Vehicles Act, 1988
    , is to ensure that just and fair
    compensation is paid to the aggrieved party. Another
    question which arose for our consideration, as for the
    purpose of loss of dependency, the deduction of annual
    income should be 1/3rd or 1/4th, as there are five
    claimants. The Tribunal did not consider appellant Nos.4
    and 5, namely, the father and the younger sister,
    respectively, of the deceased as dependents, stating
    therein that the father was not dependent on the income of
    the deceased and since the father is alive, the younger
    sister is also not dependent on the income of the
    MOHD AYUB
    2026.04.27 18:00
    I attest to the accuracy and
    authenticity of this order/judgment.

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    -17-

    deceased. This Court in Gujarat SRTC v. Ramanbhai
    Prabhatbhai
    [(1987) 3 SCC 234], observed that a legal
    representative is one, who suffers on account of death of a
    person due to a motor vehicle accident and need not
    necessarily be a wife, husband, parent or child.

    14. Recently in N. Jayasree v. Cholamandalam MS
    General Insurance Company Ltd.
    [(2022) 14 SCC 712],
    this Court observed that :

    “16. In our view, the term “legal representative”

    should be given a wider interpretation for the
    purpose of Chapter XII of the MV Act and it should
    not be confined only to mean the spouse, parents
    and children of the deceased. As noticed above, the
    MV Act is a benevolent legislation enacted for the
    object of providing monetary relief to the victims or
    their families. Therefore, the MV Act calls for a
    liberal and wider interpretation to serve the real
    purpose underlying the enactment and fulfil its
    legislative intent. We are also of the view that in
    order to maintain a claim petition, it is sufficient
    for the claimant to establish his loss of dependency.
    Section 166 of the MV Act makes it clear that every
    legal representative who suffers on account of the
    death of a person in a motor vehicle accident
    should have a remedy for realisation of
    compensation.”

    15. In view of the above legal position, major son and daughter are

    also held entitled to compensation as they also remain dependant upon the

    salary of the deceased. Consequently, the compensation is reworked as

    under:-

    MOHD AYUB
    2026.04.27 18:00
    I attest to the accuracy and

    authenticity of this order/judgment.

                  FAO-1325-2018 (O&M)
                 FAO-1326-2018 (O&M)
                                                                      -18-
    
                               Sr. No.                       Heads                    Compensation Awarded
                                     1      Monthly Income                     Rs.46,100/-
                                     2      Future prospects @ 15%             Rs.6,915/- (15% of 46,100)
                                     3      Deduction      towards    personal Rs.10,603/- (53,015 X 1/5)
                                            expenditure 1/5
    
                                     4      Total Income                       Rs.42,412/- (53,015-10,603)
    
                                     5      Multiplier                         9
                                     6      Annual Dependency                  Rs.45,80,496/- (42,412 X 12 X 9)
                                     7      Loss of Estate                     Rs.15,000/-
                                     8      Funeral Expenses                   Rs.15,000 /-
                                     9      Loss of Consortium                 Rs.2,00,000/-
    
                                            Spousal : Rs.40,000 x 2
                                            Filial : Rs.40,000 x 3
                                    10      Total Compensation                 Rs.48,10,496/-
                                    11      Deduction                          Rs.9,22,200/-
                                            on account of compassionate
                                            assistance to dependants
                                    12      Amount to be granted               Rs.38,88,496/- (48,10,496-9,22,200)
    
    
    

    16. So far as the interest part is concerned, as held by Hon’ble

    Supreme Court in Dara Singh @ Dhara Banjara Vs. Shyam Singh Varma

    2019 ACJ 3176 and R.Valli and Others VS. Tamil Nadu State Transport

    Corporation (2022) 5 Supreme Court Cases 107, the respondents-claimants

    are granted the interest @ 9% per annum on the amount of total

    compensation from the date of filing of claim petition till the date of its

    realization.

    17. Vide order dated 09.03.2018, Coordinate Bench of this Court

    had stayed the recovery of amount beyond Rs.17,00,000. Consequently, the

    appellant-Insurance Company is directed to deposit the remaining amount

    along with interest @9% per annum with the Tribunal within a period of two

    months from the date of receipt of copy of this judgment. The Tribunal is
    MOHD AYUB
    2026.04.27 18:00
    I attest to the accuracy and
    authenticity of this order/judgment.

    FAO-1325-2018 (O&M)
    FAO-1326-2018 (O&M)
    -19-

    directed to disburse the same to the respondents-claimants in their bank

    accounts. The respondents-claimants are directed to furnish their bank

    account details to the Tribunal.

    18. In view of the above, the present appeals are allowed to the

    above extent.

    19. The statutory amount of Rs.25,000/- deposited by the appellant-

    insurance company at the time of admission of the appeal, is ordered to be

    refunded to it.

    20. Pending application (s), if any, also stand disposed of.

    
    
    
    
                 24.04.2026                                                       (SUDEEPTI SHARMA)
                 Ayub/Sahil                                                            JUDGE
    
                 Whether speaking/reasoned                    :      Yes
                 Whether reportable                           :      Yes
    
    
    
    
    MOHD AYUB
    2026.04.27 18:00
    I attest to the accuracy and
    

    authenticity of this order/judgment.



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