Sunita And Ors vs Tinku And Ors on 25 February, 2026

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    Punjab-Haryana High Court

    Sunita And Ors vs Tinku And Ors on 25 February, 2026

    Author: Sudeepti Sharma

    Bench: Sudeepti Sharma

                    FAO-3615-2025 (O&M)                                        -1-
    
    
    
                                   IN THE HIGH COURT OF PUNJAB AND HARYANA
                                                AT CHANDIGARH
                                                      -.-
                                                             FAO-3615-2025 (O&M)
    
                    Smt. Sunita and others                                     ....Appellants
    
                                                           Vs.
    
                    Tinku and others                                           ....Respondents
    
                                                             Reserved on : 22.01.2026
                                                             Date of Pronouncement: 25.02.2026
                                                             Uploaded on : 05.03.2026
    
                    Whether only the operative part of the judgment is pronounced?NO
                    Whether full judgment is pronounced?                          YES
    
                    CORAM : HON'BLE MRS. JUSTICE SUDEEPTI SHARMA
    
                    Present :        Mr. Surinder Kumar Daaria, Advocate,
                                     for the appellants.
    
                                     Mr. Punit Jain, Advocate,
                                     for respondent No.3-Insurance Company.
                                                            -.-
                    SUDEEPTI SHARMA, J.
    

    1. The present appeal has been preferred against the award dated

    05.08.2024 passed in the claim petition filed under Sections 166 and 140 of

    SPONSORED

    the Motor Vehicles Act, 1988 by the learned Motor Accident Claims

    Tribunal, Jind (for short, ‘the Tribunal’) for enhancement of compensation

    granted to the claimants to the tune of Rs.8,53,500/- (i.e half of

    Rs.17,06,000/- on account of contributory negligence of the deceased) along

    with interest @ 9% per annum, on account of death of Ram Niwas in a

    Motor Vehicular Accident, occurred on 14.10.2022 as well as making

    appellant liable for contributory negligence.

    VIRENDRA SINGH ADHIKARI
    2026.03.05 19:34
    I attest to the accuracy and
    integrity of this document

                     FAO-3615-2025 (O&M)                                        -2-
    
    
                    FACTS NOT IN DISPUTE
    
    

    2. Brief facts of the case are that Ram Niwas (since deceased) was

    employed as a Mechanic Operator with Laxmi Enterprises, situated near

    Police Post, Hansi Road, Jind. On 14.10.2022 at about 09:00 PM, he was

    proceeding to his workplace to perform night shift duty on his motorcycle

    bearing registration No. HR-08V-8740. His nephew, Sunil Kumar, was also

    travelling with him and alighted from the motorcycle at Hansi Flyover,

    Patiala Chowk, Jind. Thereafter, when Ram Niwas was ascending the

    flyover, a truck bearing registration No. HR-45C-4160 (hereinafter referred

    to as “the offending vehicle”) was moving ahead of his motorcycle. It is

    alleged that respondent No.1, the driver of the offending vehicle, while

    driving in a rash and negligent manner in the middle of the road, suddenly

    applied brakes without any signal or indication. As a result thereof, the

    motorcycle of the deceased struck against the rear of the offending vehicle,

    causing grievous injuries to him. On receiving information, Sunil Kumar

    rushed to the spot. However, the driver of the offending vehicle fled away

    from the scene after the accident. Sunil Kumar noted down the registration

    number of the truck and shifted Ram Niwas to Civil Hospital, Jind, where he

    was declared dead. Post-mortem examination was conducted on the dead

    body of the deceased. In respect of the accident in question, FIR No. 0539

    dated 15.10.2022 under Sections 279 and 304-A IPC was registered at Police

    Station City, Jind on the statement of Sunil Kumar.

    3. Upon notice of the claim petition, the respondents appeared and

    filed their separate replies denying the factum of accident/compensation.

    VIRENDRA SINGH ADHIKARI
    2026.03.05 19:34
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    integrity of this document

    FAO-3615-2025 (O&M) -3-

    4. From the pleadings of the parties, the Tribunal framed the

    following issues:-

    “1. Whether the accident in question was caused on
    14.10.2022 at about 09:30 PM in the area of near
    Patiala Chowk, Jind due to rash and negligent driving of
    respondent No.1 while driving vehicle bearing
    registration No.HR-45C-4160 resulting into death of
    Ram Niwas son of Amar Singh, as alleged? OPP.

    2. If issue No.1 is proved, whether the petitioners are
    entitled to any compensation and if so to, what extent and
    from whom? OPP.

    3. Whether there is violation of any terms and conditions of
    the insurance policy? OPR (Insurance Company).

    4. Relief.”

    5. After taking into consideration the pleadings and the evidence

    on record, learned Tribunal has awarded compensation to the

    appellants/claimants. However, 50% of the compensation was awarded to

    the appellants/claimants on account of contributory negligence of the

    deceased. Hence the present appeal.

    SUBMISSIONS OF LEARNED COUNSEL FOR THE PARTIES

    6. Learned counsel for the appellants/claimants contends that the

    amount assessed by the learned Tribunal is on the lower side and deserves to

    be enhanced. Further that learned Tribunal has erred in law in holding that

    accident occurred as a result of contributory negligence of the deceased

    (50% of the driver of the offending vehicle and 50% of the deceased-Ram

    Niwas). Therefore, he prays that the present appeal be allowed and

    VIRENDRA SINGH ADHIKARI
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    integrity of this document
    FAO-3615-2025 (O&M) -4-

    contributory negligence be set aside. The compensation be enhanced as per

    latest law and the Insurance Company be held liable to pay full

    compensation to the appellants/claimants.

    7. Per contra, learned counsel for respondent-Insurance Company,

    however, vehemently argues that the award has rightly been passed and the

    amount of compensation, as assessed by the learned Tribunal has rightly

    been granted. He further submits that learned Tribunal has rightly held that

    the accident occurred due to contributory negligence on the part of the

    deceased-Ram Niwas, as he failed to maintain a sufficient distance while

    coming from behind the offending vehicle. Therefore, he prays for dismissal

    of the appeal.

    8. I have heard learned counsel for the parties and perused the

    whole record of this case.

    9. It would be apposite to reproduce relevant portion of the award.

    The same is reproduced as under:-

    “ISSUE NO.1:

    10. Onus to prove this issue lies upon petitioners. To
    prove the same, petitioners have examined Sunil Kumar,
    who had witnessed the accident, as PW2. He tendered in
    evidence his affidavit Ex.PW2/A in terms of Order 18
    Rule 4 CPC
    and deposed that on 14.10.2022, his uncle
    Ram Niwas (since deceased) was going to his company
    for doing night shift duty on motorcycle bearing
    registration No.HR-08V-8740 and he was also travelling
    on his motor-cycle with him. At about 09:30 PM, when
    they reached Flyover, Hansi Road, Jind, he alighted from
    the motorcycle. When his uncle Ram Niwas was going on
    VIRENDRA SINGH ADHIKARI
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    integrity of this document
    FAO-3615-2025 (O&M) -5-

    the flyover while driving his motorcycle, a Truck bearing
    registration No.HR-45C-4160 was going ahead of him
    and respondent No.1 while driving the same in the
    middle of the road and in a rash and negligent manner
    suddenly applied brakes, as a result of which, motorcycle
    of his uncle struck against it and he died. He lodged FIR
    No.0539 dated 15.10.2022 at Police Station City, Jind,
    regarding the accident in question. He further deposed
    that the accident in question had taken place solely due
    to rash and negligent driving on the part of respondent
    No.1 while driving the offending vehicle. During cross-
    examination, he admitted that the offending Truck was
    going at a moderate speed ahead of motorcycle being
    driven by his uncle. Police had recorded his statement in
    Civil Hospital, Jind on 14.10.2022. Nothing to shatter his
    veracity could be elicited during his cross examination
    and his stand has remained consistent throughout.

    11. Besides this, petitioners have tendered in evidence
    FIR bearing No.0539 dated 15.10.2012, under Sections
    279
    and 304-A IPC, Police Station City, Jind Ex.P12
    which was lodged on the statement of PW2 Sunil Kumar
    Ex.P11 and similar facts have been mentioned in the FIR
    as reiterated by him. The registration number of the
    offending vehicle has been mentioned in the FIR. As
    such, contents of the FIR corroborate the testimony of
    PW2 Sunil Kumar. After registration of FIR, the matter
    was thoroughly investigated and the police came to the
    conclusion that the accident in question took place with
    truck bearing registration No.HR45C-4160 which was
    being driven by respondent No.1. Thereafter, the
    Investigating Officer had arrested respondent No.1 on
    18.11.2022 itself and before arresting him, he had served
    VIRENDRA SINGH ADHIKARI
    2026.03.05 19:34
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    integrity of this document
    FAO-3615-2025 (O&M) -6-

    notice under Section 133 of Motor Vehicles Act Ex.P21
    upon respondent No.2, who is the registered owner of the
    offending vehicle and he replied that his cousin Tinku
    was driving the offending Truck on the day of accident.
    The Investigating Officer had also taken into possession
    the offending Truck alongwith its RC, Driving Licence
    and insurance policy vide recovery memo Ex.P22. The
    motorcycle alongwith its documents was also taken into
    possession vide recovery memo Ex.P19. Thereafter, both
    the vehicles were got mechanically examined vide
    mechanical examination reports Ex.P25 which shows
    that the visor, headlight and front mudguards of
    motorcycle were found damaged and its handle and front
    number plate were found bent whereas the right rear
    bumper of the offending truck was also found bent.
    Respondents No.1 and 2 stepped into witness-box as RW1
    and RW2 respectively and they have tendered their
    affidavits Ex.RW1/A and Ex.RW2/A and deposed that no
    accident took place with vehicle bearing registration
    No.HR-45C-44160 and respondent No.1 had not caused
    the accident but during cross-examination, respondent
    No.1 admitted that he is facing criminal trial and charge
    has been framed against him. He further admitted that he
    never raised any objection against his arrest in the
    criminal case and he has not made any complaint to any
    higher authority regarding registration of criminal case
    against him. RW2 Deepak also admitted during his cross-
    examination that he had received notice under Section
    133
    of the Act. He explained that the offending vehicle
    and its driver were present with him at his home.
    However, he did not state anything in his examination-in-
    chief that he has ever filed any complaint regarding false
    VIRENDRA SINGH ADHIKARI
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    integrity of this document
    FAO-3615-2025 (O&M) -7-

    implication of his vehicle and its driver i.e.respondent
    No.1 in the criminal case. In these circumstances, their
    version can not be believed particularly because they
    have put-forth two contradictory versions.

    12. Learned counsel for respondent-Insurance
    Company argued that even if the version of petitioners
    and the testimony of PW2 Sunil Kumar is believed to be
    true, it is not established that the accident in question
    took place on account of rash and negligent driving on
    the part of respondent No.1. Rather, the deceased struck
    against the truck going ahead of his motorcycle from
    behind resulting into the accident and consequently, his
    death whereas the deceased was supposed to maintain a
    proper distance from the truck going ahead of the
    motorcycle so that he could have avoided the accident in
    the event of truck driver applying the brakes. As such, it
    appears that the motorcycle was being driven very close
    to the truck and when the truck driver applied brakes,
    respondent No.1 could not control his motorcycle and
    struck against the truck from behind resulting in his
    death and in these circumstances, accident in question
    has taken place solely on account of rash and negligent
    driving on the part of deceased himself.

    13. On the other hand, learned counsel for petitioners
    argued that the driver of the offending vehicle was going
    ahead of the ill-fated motorcycle, who without giving any
    signal applied sudden brakes without any reason, as a
    result of which the ill-fated motorcycle rammed into the
    offending vehicle from behind resulting in the death of
    Ram Niwas. There are no speed brakers or any cut on the
    flyover and as such application of sudden brakes without

    VIRENDRA SINGH ADHIKARI
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    integrity of this document
    FAO-3615-2025 (O&M) -8-

    any reason proves rash and negligent driving on the part
    of respondent no.1.

    14. After hearing learned counsel for the parties and
    going through the material on record, I am of the
    considered opinion that accident in question has taken
    place due to contributory negligence of truck driver as
    well as deceased himself.

    15. While appearing as PW2, Sunil Kumar deposed
    that his uncle Ram Niwas while driving his motor-cycle
    was going on Flyover, Hansi Road, Jind and the
    offending truck was also going ahead of his motorcycle.
    However, respondent No.1 suddenly applied brakes in
    the middle of the road, as a result of which, the
    motorcycle of his uncle struck against it and the accident
    took place. During during cross-examination, he
    admitted that truck bearing registration No.HR-45C-
    4160 was going on its correct side ahead of the
    motorcycle of his uncle and the speed of the offending
    truck was moderate. Copy of site plan of the place of
    occurrence has been tendered in evidence as Ex.P18
    which shows that accident in question had taken place at
    point-A and the non-offending vehicle rammed in the
    truck while the vehicles were going towards Hansi side.
    It is a matter of common knowledge that vehicles move at
    a higher speed on Jind-Hansi road and sudden
    application of brakes in the middle of the road by the
    driver of offending vehicle going ahead without any
    reason appears to be the main cause of the accident. No
    doubt, deceased too should have maintained proper
    distance from the vehicle going ahead of him but this fact
    alone is not sufficient to come to the conclusion that he

    VIRENDRA SINGH ADHIKARI
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    integrity of this document
    FAO-3615-2025 (O&M) -9-

    was solely responsible for the accident and rather, driver
    of the offending vehicle too has contributed to the
    accident by applying sudden brakes and they both have
    equally contributed to the accident.

    16. Copy of postmortem report of Ram Niwas has been
    led in evidence as Ex.P16 which shows that postmortem
    examination was conducted on 15.10.2022 at Civil
    Hospital, Jind and he had suffered lacerated wound over
    forehead and underlying Y shape fracture was seen
    involving parietal and frontal bone. Besides this, he had
    also suffered fracture nasal septum, fracture mandible,
    fracture right patella, fracture left distal femur and
    fracture right and left ribs and sternal angle.
    Accordingly, it is established that deceased died on
    account of injuries to vital organs like brain, lungs and
    heart, which were antemortem in nature and sufficient to
    cause death in ordinary course.

    17. In view of the aforesaid discussion and from the
    evidence on file, it is conclusively proved that the
    accident in question resulting in death of Ram Niwas
    took place on account of rash and negligent driving on
    the part of respondent no.1 as well as deceased Ram
    Niwas himself and as such, respondent No.1 as well as
    deceased are equally responsible for the accident to the
    extent of 50%-50% and compensation to be awarded to
    the petitioners shall thus be deducted by 50%. This issue
    is accordingly decided partly in favour of petitioners and
    partly in favour of respondents”

    VIRENDRA SINGH ADHIKARI
    2026.03.05 19:34
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    integrity of this document

    FAO-3615-2025 (O&M) -10-

    10. A perusal of the impugned award reveals that learned Tribunal

    has fallen into manifest error in concluding that the accident in question

    occurred due to contributory negligence on the part of both the drivers.

    11. The finding of contributory negligence is not borne out from

    the evidence available on record. PW-2 Sunil Kumar, eye-witness to the

    occurrence, categorically deposed that the offending truck was being driven

    in a rash and negligent manner and that, while proceeding ahead of the

    motorcycle driven by the deceased, the driver of the truck suddenly applied

    brakes in the middle of the flyover without any warning or justifiable cause.

    As a result thereof, the motorcycle rammed into the rear of the truck, leading

    to the fatal injuries sustained by Ram Niwas. The testimony of PW-2 is

    clear, cogent and consistent. Nothing material could be elicited in his cross-

    examination so as to discredit his presence at the spot or to impeach his

    credibility. His deposition inspires confidence and is duly corroborated by

    the prompt lodging of the FIR and the attendant circumstances on record.

    12. It has also come in evidence that there were no speed breakers,

    intersections or obstructions on the flyover which could have necessitated

    sudden application of breaks. In such circumstances, abrupt application of

    brakes by a heavy vehicle in the middle of a flyover, without signal or

    reason, constitutes a negligent act, particularly when another vehicle is

    following in the same direction. The mere fact that the motorcycle struck the

    truck from behind cannot, ipso facto, lead to a presumption of negligence on

    the part of the deceased. Each case must be decided on its own facts and on

    the basis of positive evidence rather than conjecture.

    VIRENDRA SINGH ADHIKARI
    2026.03.05 19:34
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    integrity of this document

    FAO-3615-2025 (O&M) -11-

    13. Significantly, FIR was registered promptly against the driver of

    the offending truck, and after due investigation, the police filed a report

    under Section 173 Cr.P.C. indicting him for offences arising out of rash and

    negligent driving. The charge-sheet reflects that the investigating agency,

    upon evaluation of the material collected, found sufficient grounds to

    prosecute the driver of the truck.

    14. On the other hand, the driver of the offending truck, apart from

    entering the witness box and making a bald denial, did not lead any

    independent oral or documentary evidence to substantiate the plea that the

    accident occurred due to negligence of the deceased. The Insurance

    Company also failed to adduce any cogent material in support of its plea of

    contributory negligence. A mere assertion, unsupported by substantive

    evidence, cannot form the basis for recording a finding that results in

    reduction of just compensation payable to the dependents of the deceased.

    15. It is trite that the burden to establish contributory negligence

    lies squarely upon the party alleging it. In Jiju Kuruvila v. Kunjujamma

    Mohan, 2013 (9) SCC 166 the Hon’ble Supreme Court held that in the

    absence of direct or reliable evidence, it would be impermissible to

    apportion negligence merely on surmises. The said principle was reiterated

    in Kumari Kiran v. Sajjan Singh, 2015 (1) SCC 339, wherein it was

    observed that negligence cannot be inferred on conjectures or solely on the

    basis of the nature of impact, without substantive proof establishing fault on

    both sides.

    VIRENDRA SINGH ADHIKARI
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    16. In the present case, the Tribunal appears to have presumed

    contributory negligence primarily on the reasoning that the deceased ought

    to have maintained a proper distance from the vehicle moving ahead. While

    maintaining safe distance is undoubtedly a rule of prudence, its breach

    cannot be presumed in the absence of evidence demonstrating rashness or

    want of due care on the part of the deceased. The material on record does not

    disclose any act or omission attributable to the deceased which could be said

    to have contributed to the occurrence. The finding of equal apportionment of

    negligence is thus founded on speculation rather than proof.

    17. It is further noteworthy that no specific issue with regard to

    contributory negligence was framed by the learned Tribunal. In M. Nithya

    v. SBI General Insurance Co. Ltd. arising out of SLP(C)-833-834 of 2023

    decided on 03.01.2025, the Hon’ble Supreme Court has categorically held

    that where no issue on contributory negligence is framed and no evidence is

    led in support thereof, it would be impermissible to reduce compensation on

    such a plea. The ratio of the said judgment squarely applies to the facts of

    the present case, rendering the finding of contributory negligence

    procedurally unsustainable as well.

    18. In view of the foregoing discussion and the settled principles

    governing adjudication of motor accident claims, the finding recorded by the

    learned Tribunal attributing contributory negligence to the deceased is

    perverse and contrary to the evidence on record. The same cannot be

    sustained in the eyes of law. It is accordingly held that the accident in

    question occurred solely due to the rash and negligent driving of the

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    offending truck by respondent No.1, and the claimants are entitled to

    compensation without any deduction on account of alleged contributory

    negligence.

    19. Adverting now to the contention of learned counsel for the

    appellants/claimants qua compensation awarded by learned Tribunal is

    concerned, the same is decided as under after taking into consideration

    settled law.

    SETTLED LAW ON COMPENSATION

    20. Hon’ble Supreme Court in the case of Sarla Verma Vs. Delhi

    Transport Corporation and Another [(2009) 6 Supreme Court Cases

    121], laid down the law on assessment of compensation and the relevant

    paras of the same are as under:-

    “30. Though in some cases the deduction to be made towards
    personal and living expenses is calculated on the basis of units
    indicated in Trilok Chandra, the general practice is to apply
    standardised deductions. Having a considered several
    subsequent decisions of this Court, we are of the view that
    where the deceased was married, the deduction towards
    personal and living expenses of the deceased, should be one-
    third (1/3rd) where the number of dependent family members is
    2 to 3, one-fourth (1/4th) where the number of dependent family
    members is 4 to 6, and one-fifth (1/5th) where the number of
    dependent family members exceeds six.

    31. Where the deceased was a bachelor and the claimants are
    the parents, the deduction follows a different principle. In
    regard to bachelors, normally, 50% is deducted as personal
    and living expenses, because it is assumed that a bachelor
    would tend to spend more on himself. Even otherwise, there is
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    also the possibility of his getting married in a short time, in
    which event the contribution to the parent(s) and siblings is
    likely to be cut drastically. Further, subject to evidence to the
    contrary, the father is likely to have his own income and will
    not be considered as a dependant and the mother alone will be
    considered as a dependant. In the absence of evidence to the
    contrary, brothers and sisters will not be considered as
    dependants, because they will either be independent and
    earning, or married, or be dependent on the father.

    32. Thus even if the deceased is survived by parents and
    siblings, only d the mother would be considered to be a
    dependant, and 50% would be treated as the personal and
    living expenses of the bachelor and 50% as the contribution to
    the family. However, where the family of the bachelor is large
    and dependent on the income of the deceased, as in a case
    where he has a widowed mother and large number of younger
    non-earning sisters or brothers, his personal and living
    expenses may be restricted to one-third and contribution to the
    family will be taken as two-third.

    * * * * * *

    42. We therefore hold that the multiplier to be used should be
    as mentioned in Column (4) of the table above (prepared by
    applying Susamma Thomas³, Trilok Chandra and Charlie),
    which starts with an operative multiplier of 18 (for the age
    groups of 15 to 20 and 21 to 25 years), reduced by one unit for
    every five years, that is M-17 for 26 to 30 years, M-16 for 31 to
    35 years, M-15 for 36 to 40 years, M-14 for 41 to 45 years, and
    M-13 for 46 to 50 years, then reduced by two units for every
    five years, that is, M-11 for 51 to 55 years, M-9 for 56 to 60
    years, M-7 for 61 to 65 years and M-5 for 66 to 70 years.

    VIRENDRA SINGH ADHIKARI
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    21. Hon’ble Supreme Court in the case of National Insurance

    Company Ltd. Vs. Pranay Sethi & Ors. [(2017) 16 SCC 680] has clarified

    the law under Sections 166, 163-A and 168 of the Motor Vehicles Act, 1988,

    on the following aspects:-

    (A) Deduction of personal and living expenses to determine

    multiplicand;

    (B) Selection of multiplier depending on age of deceased;

    (C) Age of deceased on basis for applying multiplier;

    (D) Reasonable figures on conventional heads, namely, loss

    of estate, loss of consortium and funeral expenses, with

    escalation;

    (E) Future prospects for all categories of persons and for

    different ages: with permanent job; self-employed or fixed

    salary.

    The relevant portion of the judgment is reproduced as under:-

    “52. As far as the conventional heads are concerned,
    we find it difficult to agree with the view expressed in
    Rajesh². It has granted Rs.25,000 towards funeral
    expenses, Rs 1,00,000 towards loss of consortium and Rs
    1,00,000 towards loss of care and guidance for minor
    children. The head relating to loss of care and minor
    children does not exist. Though Rajesh refers to Santosh
    Devi, it does not seem to follow the same. The
    conventional and traditional heads, needless to say,
    cannot be determined on percentage basis because that
    would not be an acceptable criterion. Unlike
    determination of income, the said heads have to be
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    quantified. Any quantification must have a reasonable
    foundation. There can be no dispute over the fact that
    price index, fall in bank interest, escalation of rates in
    many a field have to be noticed. The court cannot remain
    oblivious to the same. There has been a thumb rule in
    this aspect. Otherwise, there will be extreme difficulty in
    determination of the same and unless the thumb rule is
    applied, there will be immense variation lacking any kind
    of consistency as a consequence of which, the orders
    passed by the tribunals and courts are likely to be
    unguided. Therefore, we think it seemly to fix reasonable
    sums. It seems to us that reasonable figures on
    conventional heads, namely, loss of estate, loss of
    consortium and funeral expenses should be Rs.15,000,
    Rs.40,000 and Rs.15,000 respectively. The principle of
    revisiting the said heads is an acceptable principle. But
    the revisit should not be fact-centric or quantum-centric.
    We think that it would be condign that the amount that
    we have quantified should be enhanced on percentage
    basis in every three years and the enhancement should be
    at the rate of 10% in a span of three years. We are
    disposed to hold so because that will bring in consistency
    in respect of those heads.

    * * * * *
    59.3. While determining the income, an addition of 50%
    of actual salary to the income of the deceased towards
    future prospects, where the deceased had a permanent
    job and was below the age of 40 years, should be made.
    The addition should be 30%, if the age of the deceased
    was between 40 to 50 years. In case the deceased was
    between the age of 50 to 60 years, the addition should be

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    15%. Actual salary should be read as actual salary less
    tax.

    59.4. In case the deceased was self-employed (or) on a
    fixed salary, an addition of 40% of the established
    income should be the warrant where the deceased was
    below the age of 40 years. An addition of 25% where the
    deceased was between the age of 40 to 50 years and 10%
    where the deceased was between the age of 50 to 60
    years should be regarded as the necessary method of
    computation. The established income means the income
    minus the tax component.

    59.5. For determination of the multiplicand, the
    deduction for personal and living expenses, the tribunals
    and the courts shall be guided by paras 30 to 32 of Sarla
    Verma⁴ which we have reproduced hereinbefore.
    59.6. The selection of multiplier shall be as indicated in
    the Table in Sarla Verma¹ read with para 42 of that
    judgment.

    59.7. The age of the deceased should be the basis for
    applying the multiplier.

    59.8. Reasonable figures on conventional heads, namely,
    loss of estate, loss of consortium and funeral expenses
    should be Rs 15,000, Rs 40,000 and Rs 15,000
    respectively. The aforesaid amounts should be enhanced
    at the rate of 10% in every three years.”

    22. Hon’ble Supreme Court in the case of Magma General

    Insurance Company Limited Vs. Nanu Ram alias Chuhru Ram &

    Others [2018(18) SCC 130] after considering Sarla Verma (supra) and

    Pranay Sethi (Supra) has settled the law regarding consortium. Relevant

    paras of the same are reproduced as under:-

    VIRENDRA SINGH ADHIKARI
    2026.03.05 19:34
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    integrity of this document

    FAO-3615-2025 (O&M) -18-

    “21. A Constitution Bench of this Court in Pranay Sethi²
    dealt with the various heads under which compensation
    is to be awarded in a death case. One of these heads is
    loss of consortium. In legal parlance, “consortium” is a
    compendious term which encompasses “spousal
    consortium”, “parental consortium”, and “filial
    consortium”. The right to consortium would include the
    company, care, help, comfort, guidance, solace and
    affection of the deceased, which is a loss to his family.
    With respect to a spouse, it would include sexual
    relations with the deceased spouse.

    21.1. Spousal consortium is generally defined as rights
    pertaining to the relationship of a husband-wife which
    allows compensation to the surviving spouse for loss of
    “company, society, cooperation, affection, and aid of the
    other in every conjugal relation”.

    21.2. Parental consortium is granted to the child upon
    the premature death of a parent, for loss of “parental aid,
    protection, affection, society, discipline, guidance and
    training”.

    21.3. Filial consortium is the right of the parents to
    compensation in the case of an accidental death of a
    child. An accident leading to the death of a child causes
    great shock and agony to the parents and family of the
    deceased. The greatest agony for a parent is to lose their
    child during their lifetime. Children are valued for their
    love, affection, companionship and their role in the
    family unit.

    22. Consortium is a special prism reflecting changing
    norms about the status and worth of actual relationships.
    Modern jurisdictions world-over have recognised that
    the value of a child’s consortium far exceeds the
    VIRENDRA SINGH ADHIKARI
    2026.03.05 19:34
    I attest to the accuracy and
    integrity of this document
    FAO-3615-2025 (O&M) -19-

    economic value of the compensation awarded in the case
    of the death of a child. Most jurisdictions therefore
    permit parents to be awarded compensation under loss of
    consortium on the death of a child. The amount awarded
    to the parents is a compensation for loss of the love,
    affection, care and companionship of the deceased child.

    23. The Motor Vehicles Act is a beneficial legislation
    aimed at providing relief to the victims or their families,
    in cases of genuine claims. In case where a parent has
    lost their minor child, or unmarried son or daughter, the
    parents are entitled to be awarded loss of consortium
    under the head of filial consortium. Parental consortium
    is awarded to children who lose their parents in motor
    vehicle accidents under the Act. A few High Courts have
    awarded compensation on this count. However, there
    was no clarity with respect to the principles on which
    compensation could be awarded on loss of filial
    consortium.

    24. The amount of compensation to be awarded as
    consortium will be governed by the principles of
    awarding compensation under “loss of consortium” as
    laid down in Pranay Sethi². In the present case, we deem
    it appropriate to award the father and the sister of the
    deceased, an amount of Rs 40,000 each for loss of filial
    consortium.”

    23. A perusal of the impugned award reveals that the deceased was

    45 years of age at the time of the accident, which fact stands duly proved

    from the Post Mortem Report (PMR) of the deceased, Exhibit P-16,

    therefore, multiplier of 14 would be applicable in the present case.

    VIRENDRA SINGH ADHIKARI
    2026.03.05 19:34
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    integrity of this document

    FAO-3615-2025 (O&M) -20-

    24. A perusal of the impugned award reveals that the deceased was
    stated to be working as a Machine Operator in Laxmi Enterprises and his
    monthly income was asserted to be Rs.30,000/-. It further transpires that no
    documentary evidence whatsoever was produced by the appellants/claimants
    to substantiate the said assertion regarding income.

    25. It is also evident that the learned Tribunal, despite the absence
    of proof of income, proceeded to assess the monthly income of the deceased
    at Rs.10,243/- by placing reliance upon the minimum wages. The said
    approach, however, suffers from material infirmity.

    26. It is a settled position of law, as laid down by the Hon’ble
    Supreme Court in Chandra @ Chanda @ Chandraram v. Mukesh
    Kumar Yadav & Ors.
    , reported as (2022) 1 SCC 198, that in cases where
    there is no documentary evidence of income, the minimum wages
    notification may be adopted as a guiding factor, but the same cannot be
    treated as an inflexible or absolute standard. The Apex Court has further
    held that a reasonable amount of guesswork, based on the facts and
    circumstances of each case, is permissible and indeed necessary while
    assessing the income of the deceased.

    27. In view of the aforesaid settled legal position, and keeping in
    mind the nature of employment, age of the deceased, and the overall facts
    and circumstances of the present case, it would be just, fair, and reasonable
    to assess the monthly income of the deceased at Rs.12,000/- for the purpose
    of determining compensation.

    28. A perusal of the award further reveals that the amounts awarded

    under the conventional heads of loss of estate, funeral expenses, and loss of

    consortium are not in consonance with the settled legal position and require

    appropriate enhancement.

    VIRENDRA SINGH ADHIKARI
    2026.03.05 19:34
    I attest to the accuracy and
    integrity of this document

                     FAO-3615-2025 (O&M)                                            -21-
    
    
                    CONCLUSION
    
    

    29. In view of the law laid down by the Hon’ble Supreme Court in

    the above referred to judgments, the present appeal is allowed. The award

    dated 05.08.2024 is modified accordingly. The appellants/claimants are

    entitled to enhanced compensation as per the calculations made here-under:-

                                   Sr.                Heads               Compensation Awarded
                                   No.
                                    1    Monthly Income                 Rs.12,000/-
                                    2    Future prospects @ 25%         Rs.3,000/- (25% of 12,000)
                                    3    Deduction towards     personal Rs.3,750/- (15,000 X 1/4th)
                                         expenditure 1/4th
                                    4    Total Income                   Rs.11,250/-(15,000-3,750)
                                    5    Multiplier                     14
                                    6    Annual Dependency              Rs.18,90,000/- (11,250 X 12
                                                                        X 14)
                                    7    Loss of Estate                 Rs.18,150/-
                                    8    Funeral Expenses               Rs.18,150 /-
                                    9    Loss of Consortium             Rs.1,93,600/-
    
                                         Filail : Rs. 48,400/-x2
                                         Spousal : Rs. 48,400/-x1
                                         Parental : Rs. 48,400/-x1
                                    10 Total Compensation               Rs.21,19,900/-
                                    11 Deduction                      Rs.8,53,500/-
                                       Amount Awarded by the
                                       Tribunal on account of 50%
                                       contributory negligence of the
                                       deceased
                                    12 Enhanced Amount bereft of        Rs.12,66,400/-
                                       contributory negligence          (Rs.21,19,900 - Rs.8,53,500)
    
    
    

    30. So far as the interest part is concerned, as held by Hon’ble

    Supreme Court in Dara Singh @ Dhara Banjara Vs. Shyam Singh Varma

    2019 ACJ 3176 and R.Valli and Others VS. Tamil Nandu State

    VIRENDRA SINGH ADHIKARI
    2026.03.05 19:34
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    integrity of this document
    FAO-3615-2025 (O&M) -22-

    Transport Corporation (2022) 5 Supreme Court Cases 107, the

    appellants/claimants are granted the interest @ 9% per annum on the

    enhanced amount from the date of filing of claim petition till the date of its

    realization.

    31. Respondent No.3-Insurance Company is directed to deposit the

    enhanced amount of compensation along with interest with the Tribunal

    (excluding the period of delay of 95 days in filing the appeal) within a

    period of two months from the receipt of copy of this judgment. The

    Tribunal is directed to disburse the enhanced amount of compensation along

    with interest in the accounts of the appellants/claimants, as per award dated

    05.08.2024. The appellants/claimants are directed to furnish their bank

    account details to the Tribunal.

    32. Pending applications, if any, also stand disposed of.

    
    
    
                    25.02.2026                                           (SUDEEPTI SHARMA)
                    Virender                                                   JUDGE
    
    

    Whether speaking/non-speaking : Speaking
    Whether reportable : Yes/No

    VIRENDRA SINGH ADHIKARI
    2026.03.05 19:34
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    integrity of this document



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