Ms. 916 Epari Jeweller Pvt. Ltd vs M/S. Ambar on 13 March, 2026

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    Orissa High Court

    Ms. 916 Epari Jeweller Pvt. Ltd vs M/S. Ambar on 13 March, 2026

    Author: Sanjeeb K Panigrahi

    Bench: Sanjeeb K Panigrahi

                                                                       Signature Not Verified
                                                                       Digitally Signed
                                                                       Signed by: BHABAGRAHI JHANKAR
                                                                       Reason: Authentication
                                                                       Location: ORISSA HIGH COURT,
                                                                       CUTTACK
                                                                       Date: 30-Mar-2026 17:47:11
    
    
    
    
                       IN THE HIGH COURT OF ORISSA AT CUTTACK
    
                                    W.P.(C) No. 32030 of 2025
    
           (In the matter of an application under Articles 226 and 227 of the
           Constitution of India, 1950).
    
           MS. 916 Epari Jeweller Pvt. Ltd.            ....               Petitioner(s)
    
                                            -versus-
    
           M/S. Ambar, 95, Janapath,                   ....        Opposite Party (s)
           Unit-3, Bhubaneswar & Anr.
    
    
         Advocates appeared in the case through Hybrid Mode:
    
           For Petitioner(s)            :          Mr. Biplab P. B. Bahali, Advocate
    
    
    
           For Opposite Party (s)       :               Mr. D. P. Nanda, Senior Adv.
                                                                along with associates
    
    
                     CORAM:
                     DR. JUSTICE SANJEEB K PANIGRAHI
    
                          DATE OF HEARING:-07.03.2026
                         DATE OF JUDGMENT:-13.03.2026
         Dr. Sanjeeb K Panigrahi, J.
    

    1. The petitioner, M/s. 916 Epari Jewellers Pvt. Ltd., has filed the present

    Writ Petition challenging the initiation of arbitration proceedings arising

    SPONSORED

    out of a Memorandum of Understanding dated 01.11.2023 executed

    between the petitioner and Opposite Party No.1 concerning the proposed

    sale of a mortgaged immovable property belonging to the petitioner.

    
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                                                                     Signed by: BHABAGRAHI JHANKAR
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                                                                     Location: ORISSA HIGH COURT,
                                                                     CUTTACK
                                                                     Date: 30-Mar-2026 17:47:11
    
    
    
    
    I.      FACTUAL MATRIX OF THE CASE:
    
     2.     The brief facts of the case are as follows:
    
    (i)     The petitioner had earlier obtained a loan from the State Bank of India,
    
    

    SME Madhupatana Industrial Estate Branch, Cuttack, by mortgaging its

    property where a jewellery business was being conducted. Due to the

    financial distress caused by the COVID-19 pandemic, the petitioner

    defaulted in repayment of the loan and the loan account was

    consequently classified as Non-Performing Asset (NPA).

    (ii) In order to liquidate the outstanding dues, the petitioner decided to sell

    the mortgaged property, and negotiations took place with Opposite Party

    No.1 for purchase of the said property for a consideration of

    approximately ₹27 crores.

    (iii) As part of the settlement process, the bank approved a One Time

    Settlement (OTS) proposal for the petitioner’s loan account. According to

    the understanding between the parties, Opposite Party No.1 was to pay

    the OTS amount directly to the bank in order to clear the petitioner’s

    outstanding liability.

    (iv) It is alleged that due to delay on the part of Opposite Party No.1 in

    making the payment towards the OTS, the bank enhanced the settlement

    amount, which allegedly resulted in a financial loss to the petitioner in

    the transaction.

    (v) The MOU dated 01.11.2023 contains Clause 31, which provides that in the

    event of any dispute between the parties, the matter would be referred to

    arbitration before a named arbitrator, Sri Dillip Kumar Mohanty, whose

    decision would be final and binding.

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    (vi) Subsequently, the said arbitrator issued a notice dated 16.05.2025

    initiating arbitration proceedings in Arbitration Case No.01 of 2025,

    which has been assailed by the petitioner in the present writ petition

    before the High Court.

    II. SUBMISSIONS ON BEHALF OF THE PETITIONER:

    3. Learned counsel for the Petitioner earnestly made the following

    submissions in support of his contentions:

    (i) The petitioner contends that no valid and enforceable arbitration

    agreement exists between the parties, as the MOU dated 01.11.2023

    cannot be treated as a legally binding contract governing a transaction

    involving immovable property of such high value.

    (ii) It is asserted that the arbitration clause contained in Clause 31 of the

    MOU is invalid, as the agreement itself is alleged to be improperly

    executed, being on undervalued non-judicial stamp paper and neither

    notarised nor registered, thereby rendering the document unenforceable

    in law.

    (iii) The petitioner further submits that the arbitrator has been unilaterally

    appointed by Opposite Party No.1, which violates the principles of

    impartiality and independence embodied in Section 12(5) of the

    Arbitration and Conciliation Act, 1996 read with the Seventh Schedule.

    (iv) According to the petitioner, the arbitrator in question is alleged to have

    past or present professional or business association with Opposite Party

    No.1, thereby giving rise to reasonable apprehension regarding his

    neutrality and rendering him de jure ineligible to act as an arbitrator.

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    (v) The petitioner relies upon judicial precedents including TRF Ltd. v.

    Energo Engineering Projects Ltd., Perkins Eastman Architects v. HSCC

    (India) Ltd.1, Bharat Broadband Network Ltd. v. United Telecoms Ltd.2,

    and the Constitution Bench decision in Central Organisation for Railway

    Electrification v. ECI-SPIC-SMO-MCML (JV)3 to contend that a party

    interested in the outcome of the dispute cannot have the exclusive power

    to appoint a sole arbitrator.

    (vi) It is argued that unilateral appointment of an arbitrator violates the

    principle of equal treatment of parties under Section 18 of the Arbitration

    Act and Article 14 of the Constitution, and any proceedings conducted by

    such arbitrator would be void ab initio and incapable of resulting in an

    enforceable arbitral award.

    (vii) The petitioner further contends that no express written waiver under the

    proviso to Section 12(5) was ever executed after the dispute arose, and

    therefore the statutory disqualification of the arbitrator cannot be cured

    by implication or by conduct.

    (viii) It is also urged that the arbitration clause has lost its efficacy due to efflux

    of time, since the transaction contemplated under the MOU did not

    materialise within the stipulated period and the contract itself has ceased

    to operate.

    III. SUBMISSIONS ON BEHALF OF THE OPPOSITE PARTIES:

    4. The Learned Counsel for the Opposite Parties earnestly made the

    following submissions in support of his contentions:

    1

    CIVIL APPEAL NO. 5306 OF 2017.

    2

    CIVIL APPEAL NO. 3972 OF 2019.

    3

    (2020) 1 SCALE 134.

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    (i) The Opposite Parties contend that the present writ petition is not

    maintainable, as the dispute squarely falls within the domain of the

    Arbitration and Conciliation Act, 1996, which provides a comprehensive

    statutory mechanism for resolution of such disputes.

    (ii) It is submitted that the petitioner has effective alternative remedies under

    Sections 12, 13 and 14 of the Arbitration Act, whereby objections

    regarding the independence or eligibility of the arbitrator can be raised

    before the arbitral tribunal itself or before the competent court as

    provided under the Act.

    (iii) The Opposite Parties further contend that judicial interference in arbitral

    proceedings is limited by Section 5 of the Arbitration Act, and courts

    should refrain from intervening in matters governed by arbitration except

    in circumstances specifically provided under the statute.

    (iv) According to the Opposite Parties, the present case does not involve

    unilateral appointment of an arbitrator, since the name of the sole

    arbitrator was expressly agreed upon by both parties in Clause 31 of the

    MOU dated 01.11.2023, which was voluntarily executed by the parties.

    (v) It is argued that the petitioner never objected to the arbitration clause or

    the appointment of the arbitrator at the time of execution of the MOU,

    and therefore the present challenge is merely an afterthought arising out

    of subsequent disputes between the parties.

    (vi) The Opposite Parties submit that the judgments relied upon by the

    petitioner, including Perkins Eastman and TRF Ltd. (supra), apply only

    in situations where one party is given exclusive power to appoint an

    arbitrator, whereas in the present case the arbitrator was mutually

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    designated by agreement of the parties at the time of execution of the

    MOU.

    (vii) Reliance is placed upon HRD Corporation v. GAIL (India) Ltd.4 and

    Union of India v. Reliance Industries Ltd.5, to contend that challenges

    relating to the eligibility or bias of an arbitrator must ordinarily be raised

    within the arbitral framework itself and not directly before the writ court.

    (viii) On these grounds, the Opposite Parties submit that the present writ

    petition is devoid of merit and liable to be dismissed at the threshold,

    leaving the petitioner to pursue remedies available under the Arbitration

    and Conciliation Act, 1996.

    IV. JUDGMENT AND ANALYSIS:

    5. Heard Learned Counsel for the parties and perused the documents

    placed before this Court.

    6. The petitioner challenges the initiation of arbitral proceedings under

    Clause 31 of the MOU dated 1.11.2023. The issues before this Court are as

    follows: (i) whether this writ petition is maintainable given the

    comprehensive remedy under the Arbitration and Conciliation Act, 1996

    (the “Act”); (ii) the validity of the arbitration clause in the MOU; and (iii)

    the question of the arbitrator’s appointment under Section 12(5) and the

    Seventh Schedule.

    7. It is well established that the Act provides a complete code for arbitral

    disputes, permitting judicial intervention only in the limited cases

    expressly provided. In fact, the Supreme Court in the case of Bhaven

    4
    (2018) 12 SCC 471
    5
    2022 SCC OnLine Del 4310
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    Construction v. Sardar Sarovar Narmada Nigam Ltd.6 recognized the

    powers of the High Court to issue directions, orders or writs under

    Article 226. It held that it is a basic feature of the Constitution that cannot

    be curtailed by Parliamentary legislation. But such power needs to be

    exercised by the High Court in exceptional rarity, wherein one party is

    left remediless under the statute or a clear “bad faith”. The Court held as

    follows:

    “It is therefore, prudent for a Judge to not exercise
    discretion to allow judicial interference beyond the
    procedure established under the enactment. This power
    needs to be exercised in exceptional rarity, wherein one
    party is left remediless under the statute or a clear (“bad
    faith” shown by one of the parties. This high standard set by
    this Court in forms of the legislative intention to make the
    arbitration fair and efficient.”

    8. In general, challenges to the validity of an arbitration agreement or

    appointment of an arbitrator must be raised under Section 12/14 of the

    Act and not by a writ petition. Here, there is no allegation that the

    dispute is non-arbitrable in public law or that the clause offends public

    policy; rather, the petitioner claims infirmities in the agreement and

    arbitrator’s neutrality. Such contentions fall squarely within Part I of the

    Act, and the petitioner has remedies under Sections 12 and 14. Thus, this

    Court will therefore examine the merits but note that writ relief is

    generally unavailable to pre-empt arbitration.

    9. Clause 31 of the MOU, titled “Dispute Resolution”, provides that all

    disputes shall be referred to a sole arbitrator (Sri Dillip Kumar Mohanty)

    whose decision will be final. The petitioner attacks this clause on two

    6
    (2022) 1 SCC 75
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    grounds: (a) the MOU was executed on undervalued, non-judicial stamp

    paper and was not notarized or registered, so that it is not a legally

    enforceable contract governing a high-value immovable property; and (b)

    the clause has become inoperative by efflux of time since the sale was not

    completed.

    10. Under the Stamp Act, a contract requiring stamp duty is void and not

    admissible in evidence if duty is not paid. In fact, in N.N. Global

    Mercantile Pvt. Ltd. v. Indo Unique Flame Ltd.7 a 3:2 majority of the

    Supreme Court had held that an arbitration clause in an insufficiently

    stamped agreement is unenforceable until the stamp defect is cured. The

    Court held as follows:

    “109. … An agreement which is unstamped or
    insufficiently stamped is not enforceable, as long as it
    remains in the said condition. Such an instrument would be
    void as being not enforceable [see Section 2(g) of the
    Contract Act].”

    11. However, that view was subsequently revisited: in December 2023 a

    seven-judge Constitution Bench in In Re: Interplay Between Arbitration

    Agreements Under The Arbitration And Conciliation Act 1996 And The

    Indian Stamp Act 18998 held that non-stamping of the substantive

    contract is a curable defect which does not render the arbitration

    agreement void ab initio. The defect can be remedied by depositing the

    requisite stamp duty and penalty, after which the arbitration clause

    remains enforceable. The Court held as follows:

    The Stamp Act does not render such an instrument void.
    The non-payment of stamp duty is accurately characterised
    7
    2023 SCC OnLine SC 495
    8
    2023 INSC 1066
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    as a curable defect. The Stamp Act itself provides for the
    manner in which the defect may be cured and sets out a
    detailed procedure for it. It bears mentioning that there is no
    procedure by which a void agreement can be “cured”.”

    12. Applying this law, this Court finds that the petitioner’s objection to the

    stamp duty is not fatal to the existence of an arbitration agreement. The

    clause is treated as an independent agreement under Section 7(7) of the

    Act and survives even if the main contract has defects. The parties may

    henceforth regularize any stamp deficiency in the MOU, and then act

    upon the agreement. In short, the arbitration clause cannot be struck

    down at the threshold merely because the agreement was on insufficient

    stamp; it remains operative once compliance with the Stamp Act is

    completed.

    13. The petitioner’s further points, that the MOU was not notarized or

    registered, do not invalidate the arbitration clause. Registration of an

    agreement to sell immovable property is generally required if the

    agreement transfers an interest in land (Registration Act, Section 17), but

    a contract to sell (an executory agreement) may not per se require

    registration. Notarization is not a statutory requirement. In any event,

    even if the MOU could not itself be enforced in a civil suit without

    registration, the existence of the arbitration clause is governed by the

    Arbitration Act. Under Section 7 of the Act, an arbitration agreement

    must be in writing; this clause satisfied that requirement. The clause

    having been duly executed by both parties, it is a valid arbitration

    agreement.

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    14. This Court also notes that the subject-matter of the dispute, liability in

    connection with the sale of the mortgaged property and One Time

    Settlement payment, is a commercial contractual dispute, which is prima

    facie arbitrable. The petitioner does not allege any statutory bar to

    arbitration (e.g., issues of title to immovable property, which alone might

    be non-arbitrable). In fact, the grievance arises out of the MOU itself

    which contains the arbitration clause. In view of Section 8 of the Act, such

    disputes ordinarily must be referred to arbitration. The writ forum cannot

    be a substitute to it.

    15. Thus, on the merits of the arbitration clause, the petitioners have not

    shown that it is void or inoperative. Any procedural irregularity (like

    stamp duty) can be cured without nullifying the clause. The existence of

    the clause compels us to leave the dispute for arbitration.

    16. The next issue pertains to the appointment of the Sole Arbitrator. Clause

    31 names a sole arbitrator by mutual agreement of the parties. The

    petitioner complains that this arbitrator has a past or present

    business/professional relationship with Opposite Party No.1, which

    would disqualify him under Section 12(5) of the Act, and the Seventh

    Schedule, unless a statutory waiver has been given

    17. The respondents point out that the arbitrator was expressly designated by

    the contract itself and that the petitioner made no contemporaneous

    objection. They argue that TRF Ltd. (Supra) and similar cases on

    unilateral appointment do not apply since no party had exclusive power to

    nominate the arbitrator. Even assuming arguendo that the arbitrator has a

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    connection with OP-1, the remedy is for the petitioner to raise the

    objection under Section 12 or 14 of the Act, not by an ad hoc writ.

    18. This Court agrees that Clause 31 reflects a consensual designation of a

    sole arbitrator. A clause fixing a particular arbitrator by agreement of

    both sides is not the same as giving one party an unfettered power to

    choose. The Constitution Bench in Central Organisation(Supra)

    reaffirmed that a unilateral appointment scheme, where one side picks

    arbitrator without collaboration, is contrary to the equality of parties and

    generally void. The Court held as follows:

    “I am of the opinion that a priori declaration that
    arbitration agreements that prescribe unilateral
    appointment procedures are invalid can lead to many
    problems in the day-to-day working of arbitral remedies.
    Particularly for institutions involving multiple transactions
    such as insurance claims, credit card defaults, etc. involving
    large number of cases but each claim may be of small sum.”

    19. But where both parties have named the arbitrator in advance, the clause

    itself is not automatically invalid. In short, the nomination of Sri Mohanty

    by mutual accord does not on its face offend the law.

    20. However, the statutory disqualification under Section 12(5) is separate.

    The law makes it clear that an arbitrator who falls within the categories of

    the Fifth/Seventh Schedule cannot act unless the parties have after the

    dispute arose given express written waiver (the proviso to Sec.12(5)). The

    mere fact that the parties agreed to appoint a person before any

    controversy does not itself amount to a waiver under the statute.

    21. Indeed, Bharat Broadband Network Ltd.(Supra) held that the proviso

    requires an express written waiver by both parties, made with full
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    knowledge of the arbitrator’s disqualifying relationship. Absent any such

    documented waiver after this dispute arose, the arbitrator, if affected by a

    prohibited association, would be de jure ineligible under Section 12(1)(b).

    22. In the present petition, the petitioner asserts without contradiction that

    the named arbitrator has (had) a business/partner relationship with OP-1.

    If proven, this would invoke Section 12(5) and Seventh Schedule. But

    rather than grant relief in this writ, the appropriate course is for the

    petitioner to file an application under Section 12 (or raise the issue under

    Section 14) before the arbitral tribunal or the appointing authority. This is

    exactly the remedy envisaged by the Act.

    23. The Supreme Court in Bhaven Construction (Supra) is abundantly clear

    in its view that the Arbitration Act is a complete code in itself without

    there being scope for any judicial interference beyond what is permitted

    therein, yet, a legislative enactment by itself cannot curtail a constitutional

    right, particularly that under Article 227 of the Constitution. It held as

    follows:

    “13. The Arbitration Act itself gives various procedures and
    forums to challenge the appointment of an arbitrator. The
    framework clearly portrays an intention to address most of
    the issues within the ambit of the Act itself, without there
    being scope for any extra statutory mechanism to provide
    just and fair solutions.”

    24. If we apply the abovementioned precedent to the current situation, it can

    be inferred that an arbitrator’s eligibility should be canvassed under the

    Act and not in writ proceedings. In any event, if the arbitrator indeed

    lacks impartiality, his mandate may be terminated upon such a challenge.

    For completeness, I observe that if the petitioner wishes, he can raise an

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    appropriate application under Section 12(1)(b) of the Act, supported by

    facts of the association. This Court has no reason to prejudge that issue

    now; in any event, no arbitral proceedings or award have yet been made.

    25. The petitioner suggests that the arbitration clause lost effect since the

    contemplated transaction did not complete within the expected

    timeframe. This does not render the clause void. he MOU envisioned

    certain obligations (like payment of OTS) and expressly provided for

    arbitration of disputes “in connection with” that contract.

    26. Even if the sale did not materialize, disputes have arisen under that

    agreement, such as delay in payment and increased liability. An

    arbitration clause typically survives the failure of a contract unless it is

    clearly conditional on completion. Here Clause 31 is unconditional,

    providing that arbitration will apply “in the event of any dispute between

    the parties.” The parties’ subsequent dealings and their mutual conduct,

    including invoking or rejecting arbitration, would determine the clause’s

    continued force, but there is no automatic lapse merely because the sale

    did not go through. In any case, the remedy on this claim lies before the

    arbitral tribunal, which is competent under Section 16 of the Act to

    interpret the contract and determine whether it ever became infructuous.

    At this stage, the writ court cannot hold that the clause has expired.

    V. CONCLUSION:

    27. For the foregoing reasons, we find no ground to entertain this writ

    petition. The arbitration clause in the MOU is a valid agreement (subject

    to stamp-duty compliance) and disputes arising thereunder are to be

    resolved by arbitration. The petitioner’s remedy is to challenge the

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    arbitrator’s eligibility under Section 12/14 of the Act and to comply with

    any stamp duty adjudication, not to quash the arbitration proceedings by

    writ.

    28. Accordingly, the Writ Petition is dismissed at threshold. The parties shall

    be at liberty to proceed with the arbitration. The petitioner may make any

    necessary application under Section 12 of the Arbitration and Conciliation

    Act to challenge the arbitrator’s mandate. The parties should also ensure

    that the MOU is duly stamped as required by law, and furnish evidence

    of payment to the arbitrator or tribunal as needed.

    29. Interim order, if any, passed earlier stands vacated.

    (Dr. Sanjeeb K Panigrahi)
    Judge

    Orissa High Court, Cuttack,
    Dated the 13th March, 2026/

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