Mohd. Abbas vs State Of Uttarakhand on 2 April, 2026

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    Uttarakhand High Court

    Mohd. Abbas vs State Of Uttarakhand on 2 April, 2026

         HIGH COURT OF UTTARAKHAND AT NAINITAL
              Criminal Misc. Application No. 724 of 2021
                                 02nd April, 2026
    
    
    Mohd. Abbas                                              -Applicant
    
                                      Versus
    
    State of Uttarakhand
    And Another                                              -Respondents
    
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    Presence:-
    Mr. Lalit Sharma, learned counsel for the applicant.
    Mr. Deepak Bisht, learned Deputy Advocate General for the State.
    -----------------------------------------------------------------------
    
    Hon'ble Alok Mahra, J.
    

    The present Criminal Misc. Application under section 482

    Cr.P.C. has been filed by the applicant for quashing and

    SPONSORED

    setting-aside the cognizance/summoning order dated

    08.07.2020, charge sheet dated 06.06.2020 as well as the

    entire proceedings of Criminal Case No. 1579 of 2020, State

    Vs. Mohd. Abbas, under Sections 420, 467, 471 of IPC,

    pending in the Court of Chief Judicial Magistrate, Nainital.

    2. Facts necessary, to appreciate the controversy, briefly

    stated, as follows:-

    Applicant herein is the owner of the Truck in question,

    bearing registration no. UK04E/9756, which was involved

    in an accident case dated 25.03.2012. In this case, an FIR

    was lodged on the direction of the Motor Accident Claim

    Tribunal on 05.11.2019 in which it was alleged that the
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    applicant has filed a forged driving licence of his driver in

    Motor Accident Claim Tribunal Case No. 4 of 2018. After

    investigation, chargesheet has been filed under Sections

    420, 467, 471 of IPC against the applicant.

    3. Learned counsel for the applicant would submit that the

    applicant was the owner of the truck and the driver of the

    vehicle namely Farman @ Saddam has provided the driving

    licence bearing Licence No. 3732/Farrukhabad/2005 to the

    applicant at the time when he was engaged as a driver by the

    applicant and the applicant, in a bonafide manner, submitted

    the same in the MACT concerned. It is further submitted that

    it was not possible for the applicant (owner of the vehicle) to

    get verification of the driving licence from the transport offices

    of the different parts of the country at the time of engaging the

    driver. Finding the driving licence to be genuine, the applicant

    submitted the same to the MACT concerned, thus, there is no

    fault on part of the applicant (owner of the vehicle) as he was

    not aware that the same was the fake licence and the driver

    himself is only responsible and liable for producing the fake

    license to the applicant. It is thus further submitted that the

    Trial Court failed to appreciate that the Hon’ble Apex Court

    has categorically stated in the catena of judgments that if the

    driver produces a license, which on the face of it look genuine,

    the owner of the vehicle (employer) is not expected to further

    investigate into the authenticity of the license unless there is
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    cause to believe otherwise. In this case also, there is no

    material on record to establish that the applicant had any

    cause to investigate about the authenticity of the driving

    license of the driver, which he submitted before the MACT

    concerned later. Therefore, no offence could be made out

    against the applicant under Sections 420, 467, 471 of IPC

    against the applicant

    4. Per contra, learned State Counsel would submit that the

    applicant has committed a serious offence by producing the

    forged driving licence before Motor Accident Claim Tribunal,

    Tallital, District Nainital.

    5. Heard learned counsel for the parties and perused the

    record.

    6. Hon’ble Apex Court in the case of National Insurance

    Company Ltd. Vs. Swaran Singh and Other, reported in (2004)

    3 SCC 297, in its paragraph no. 110, has broadly dealt with

    the similar issue. For ready reference, paragraph no. 110 is

    extracted hereinbelow:-

    “110. The summary of our findings to the various issues as raised
    in these petitions are as follows:

    (i) Chapter XI of the Motor Vehicles Act, 1988 providing
    compulsory insurance of vehicles against third party risks is a
    social welfare legislation to extend relief by compensation to
    victims of accidents caused by use of motor vehicles. The
    provisions of compulsory insurance coverage of all vehicles are
    with this paramount object and the provisions of the Act have to be
    so interpreted as to effectuate the said object.

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    (ii) Insurer is entitled to raise a defence in a claim petition filed
    under Section 163 A or Section 166 of the Motor Vehicles Act,
    1988 inter alia in terms of Section 149(2)(a)(ii) of the said Act.

    (iii) The breach of policy condition e.g., disqualification of driver or
    invalid driving licence of the driver, as contained in sub-section
    (2)(a)(ii) of section 149, have to be proved to have been committed
    by the insured for avoiding liability by the insurer. Mere absence,
    fake or invalid driving licence or disqualification of the driver for
    driving at the relevant time, are not in themselves defences
    available to the insurer against either the insured or the third
    parties. To avoid its liability towards insured, the insurer has to
    prove that the insured was guilty of negligence and failed to
    exercise reasonable care in the matter of fulfilling the condition of
    the policy regarding use of vehicles by duly licensed driver or one
    who was not disqualified to drive at the relevant time.

    (iv) The insurance companies are, however, with a view to avoid
    their liability must not only establish the available defence(s) raised
    in the said proceedings but must also establish ‘breach’ on the part
    of the owner of the vehicle; the burden of proof wherefor would be
    on them.

    (v) The court cannot lay down any criteria as to how said burden
    would be discharged, inasmuch as the same would depend upon
    the facts and circumstance of each case.

    (vi) Even where the insurer is able to prove breach on the part of
    the insured concerning the policy condition regarding holding of a
    valid licence by the driver or his qualification to drive during the
    relevant period, the insurer would not be allowed to avoid its
    liability towards insured unless the said breach or breaches on the
    condition of driving licence is/ are so fundamental as are found to
    have contributed to the cause of the accident. The Tribunals in
    interpreting the policy conditions would apply “the rule of main
    purpose” and the concept of “fundamental breach” to allow
    defences available to the insured under section 149(2) of the Act.

    (vii) The question as to whether the owner has taken reasonable
    care to find out as to whether the driving licence produced by the
    driver, (a fake one or otherwise), does not fulfil the requirements of
    law or not will have to be determined in each case.

    (viii) If a vehicle at the time of accident was driven by a person
    having a learner’s licence, the insurance companies would be liable
    to satisfy the decree.

    (ix) The claims tribunal constituted under Section 165 read
    with Section 168 is empowered to adjudicate all claims in respect
    of the accidents involving death or of bodily injury or damage to
    property of third party arising in use of motor vehicle. The said
    power of the tribunal is not restricted to decide the claims inter se
    between claimant or claimants on one side and insured, insurer
    and driver on the other. In the course of adjudicating the claim for
    compensation and to decide the availability of defence or defences
    to the insurer, the Tribunal has necessarily the power and
    jurisdiction to decide disputes inter se between insurer and the
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    insured. The decision rendered on the claims and disputes inter se
    between the insurer and insured in the course of adjudication of
    claim for compensation by the claimants and the award made
    thereon is enforceable and executable in the same manner as
    provided in Section 174 of the Act for enforcement and execution of
    the award in favour of the claimants.

    (x) Where on adjudication of the claim under the Act the tribunal
    arrives at a conclusion that the insurer has satisfactorily proved its
    defence in accordance with the provisions of section 149(2) read
    with sub-section (7), as interpreted by this Court above, the
    Tribunal can direct that the insurer is liable to be reimbursed by
    the insured for the compensation and other amounts which it has
    been compelled to pay to the third party under the award of the
    tribunal.

    Such determination of claim by the Tribunal will be enforceable
    and the money found due to the insurer from the insured will be
    recoverable on a certificate issued by the tribunal to the Collector
    in the same manner under Section 174 of the Act as arrears of
    land revenue. The certificate will be issued for the recovery as
    arrears of land revenue only if, as required by sub-section (3)
    of Section 168 of the Act the insured fails to deposit the amount
    awarded in favour of the insurer within thirty days from the date of
    announcement of the award by the tribunal.

    (xi) The provisions contained in sub-section (4) with proviso
    thereunder and sub-section (5) which are intended to cover
    specified contingencies mentioned therein to enable the insurer to
    recover amount paid under the contract of insurance on behalf of
    the insured can be taken recourse of by the Tribunal and be
    extended to claims and defences of insurer against insured by
    relegating them to the remedy before regular court in cases where
    on given facts and circumstances adjudication of their claims inter
    se might delay the adjudication of the claims of the victims.”

    7. In view of the law laid down by Hon’ble Apex Court in the

    aforesaid case, this Court has no hesitation in holding that the

    prosecution has failed to make out any case of forgery or

    cheating against the applicant. In such circumstances,

    allowing the criminal proceedings to continue against the

    applicant would be an abuse of the process of law. Therefore,

    this Court is of the considered view that it is a fit case to

    exercise its inherent jurisdiction under Section 482 Cr.P.C. to

    secure the ends of justice.

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    8. Accordingly, the present criminal miscellaneous

    application filed under Section 482 of the Code of Criminal

    Procedure, 1973 is allowed and the entire proceedings of

    Criminal Case No. 1579 of 2020, State Vs. Mohd. Abbas,

    under Sections 420, 467, 471 of IPC, pending in the Court of

    Chief Judicial Magistrate, Nainital, is hereby quashed, qua the

    applicant.

    (Alok Mahra, J.)
    02.04.2026
    Ujjwal



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