About JSA
JSA is a leading national law firm in India established in 1991, operating from 10 offices with over 700 professionals, including 160+ partners. It provides comprehensive legal services in corporate, finance, and dispute resolution to top Indian corporates, multinational banks, and Fortune 500 companies, covering over 20 industries.
About SimuLegum
SimuLegum is an incorporated company providing mentorship and legal training to law students through law firm collaborations. The organisation has been very active for the past year providing international opportunities, research assistantships, and internship opportunities to law students worldwide.
About the Online Certificate Course on Banking & Finance by JSA
SimuLegum is extremely delighted to announce the 4th Edition of the flagship Certificate Course on Banking & Finance in collaboration with JSA. The course will be conducted from 16th May 2026.
The participants would have the opportunity to gain practical exposure and a comprehensive understanding of Banking and Finance Laws.
This course is designed to prepare you for the professional world by providing the necessary practical skills required to succeed.
About Internship Opportunity at JSA
An ASSESSMENT will be conducted after all the sessions are completed. The Top 5 scorers in the assessment would be RECOMMENDED for an internship with JSA. The FINAL DISCRETION on the allotment/purview/eligibility of internships lies with JSA.
Eligibility
- Law students
- Recent law graduates seeking to kickstart their legal careers
- Legal practitioners aiming to enhance their expertise and acquire specialized knowledge in a rapidly growing area of law.
Modules
1. Introduction to Banking Law
- Basic concepts:
- Loans / debt / borrowing
- Security
- Guarantee
- Event of default
- Rights and remedies of lenders
- Applicable laws
- Different regulators
- Different type of lenders
- Different types of debt / borrowings
2. Anatomy of a Loan Agreement
- Introduction to financing transaction structure
- Overview of loan agreement:
- Operational mechanics
- Obligations
- Boilerplates
- Operational mechanics:
- Description of the facility
- Purpose
- Conditions of Drawdown:
- Conditions Precedents
- Conditions Subsequent
- Other Conditions
- Repayment
- Prepayment
- Interest
- Tax gross-up/deduction
- Indemnity
- Costs and expenses
- Transfer of loans
3. Security: Creation and Perfection Requirement
- Legal aspects of mortgage, hypothecation and pledge under Indian laws
- Various types of mortgages under the Transfer of Property Act, 1882
- Pledge – physical shares and demat shares
- Ranking of security – exclusive, pari passu and subservient
- Fixed security vs floating security
- Negative lien – Is it a security?
- Requirements under security documents
- Stamp duty on security documents
- Registration and other perfection requirements under Indian laws
- Impact of non-registration of security
- Release / discharge of security
- Issues in relation to creation of security in cross-border loan transactions (ECB + ODI and FDI pledge)
4. External Commercial Borrowings
- Introduction to ECBs
- Forms of ECBs
Key Parameters under ECB Framework
- Recognised Lenders
- Eligible Borrowers
- Pricing
- Minimum Average Maturity Period
- End Use Restrictions
- Borrowing Limit
- Hedging
- Security and Guarantees
- Key Filings
5. Non-convertible Debentures
- Basic concepts: What is a debenture?
- Types of Investors
- Documents
- Differences between Listed and Unlisted NCDs
- Stamp Duty
- Issue and Allotment Process
- Corporate Authorisations
- Companies Act Requirements
- SEBI Regulations
- Ongoing Compliances for Listed NCDs
- Investment Conditions by FVCI/FPIs/AIFs
6. Project Finance
- Introduction to Project Finance – Distinction between Project and Corporate Financing
- Various types of Project Finance transactions
- Unique features of Project Finance transactions and differences from other types of loans/financings
- Various types of security package and collateral provided to secure a Project Financing loan
- Various consents and approvals to be obtained for a Project Financing transaction
- Typical financing and security documentation for a Project Financing transaction
- Case Study
7. Real Estate Finance
- Real Estate – Nature and Considerations
- Residential
- Commercial
- Mixed Use
- Warehousing and Logistics
- Refresher on Legal Concepts of Lending
- Debt Obligations
- Repayment and Prepayment
- Interest
- Mortgage, Hypothecation, and Pledge
- Guarantee and other Contractual Comfort
- Regulatory Aspects
- Limits and Permissions
- End Use
- Cash Flows
- RERA
- Typical Funding and Security Structures
- Structured Funding to the Real Estate Sector
- Insolvency and Enforcement – the law and practice
8. Securitisation
- Introduction – Definition, purpose, advantages, and benefits
- Legal Framework – SARFAESI, RBI Guidelines, SEBI Framework and Companies Act
- Main Players – Originator, SPV, Investor and Trustee
- Types of Assets – Standard (ABS and MBS) NPA and other assets
- Key Steps – Asset Pooling, Creation of Vehicle, Transfer of Assets, Issuance of PTCs, Servicing and Collection of Cash Flows, Reporting
- Regulatory Aspects
- Case Studies
9. Trade Finance
- Introduction to Trade Finance
- General Trade Finance
- Domestic and Cross Border
- Export Advance / APSAs
- Trade Credit: Buyer’s Credit and Supplier’s Credit
- Import Factoring and Export Factoring
- Supplier Chain Finance Programs
- Transaction Structures and Case Studies
Mentors
The course would be conducted by the following Partners at JSA:
- Mr. Anish Mashruwala
- Mr. Karan Mitroo
- Mr. Nand Gopal Anand
- Mr. Pratish Kumar
- Mr. Soumitra Majumdar
- Mr. Tirthankar Datta
- Mr. Utsav Johri
- Ms. Ankita Parasar
- Mr. Harshit Dusad
- Mr. Kartikeya Dubey
- Ms. Megha Upadhyaya
- Ms. Pritha Chatterjee
- Ms. Shrijita Bhattacharya
- Mr. Srinjoy Bhattacherjee
- Ms. Sucheta Bhattacharya
- Mr. Sumitava Basu
Perks
- Internships to Top 5 Performers at JSA’s discretion.
- Networking opportunity with the speakers and mentors.
- Certificate of Appreciation/Participation.
- All LIVE sessions.
- Lifetime access to recordings.
- Sessions by 16 Partners from JSA.
Duration
9 weeks, starting May 16
Timings: Every Saturday (5PM to 7PM)
Last Date to Register
May 15
Registration Fee
For students: Rs 7499 Rs 6999 [Rs 500 off via LawBhoomi]
For professionals: Rs 8999 Rs 8399 [Rs 600 off via LawBhoomi]
Enrolment Procedure
Click Here to Enrol.
Note: LawBhoomi will only provide support for courses that you register for through the links on our platform. Registrations made through other links are not eligible for support. For any assistance, write to: [email protected]
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