The company has increased the rate for the 31–60 months tenure by 45 basis points to 7.40% per annum for general customers. For senior citizens, the rate for the same tenure has been raised to 7.75% per annum. Bajaj Finance has stated that this makes its FD offerings among the higher-yielding options in the long-term segment.
Alongside the revision in the long-tenure bucket, the company has also increased rates by up to 10 basis points for select other tenures and has restructured certain maturity slabs to provide additional flexibility for depositors.
Under the revised structure, non-senior citizens will earn 6.60% for 12–17 months, 6.85% for 18–30 months, and 7.40% for 31–60 months. Senior citizens will earn 6.95%, 7.20%, and 7.75% for the same respective tenures.
Bajaj Finance said the revision is aimed at aligning its deposit rates with prevailing market conditions and extending higher yields for longer-duration deposits.
The company continues to offer both cumulative and non-cumulative payout options, including monthly, quarterly, half-yearly, and annual interest payout choices. It also provides a loan-against-FD facility, allowing depositors to access liquidity without premature withdrawal.
Bajaj Finance FDs continue to carry AAA/Stable ratings from CRISIL and ICRA, indicating a high degree of safety with respect to timely servicing of financial obligations.
As of March 2026, Bajaj Finance reported a customer franchise of 119.33 million and assets under management (AUM) of around ₹5,10,000 crore.