Orissa High Court
Umakanta Rout vs Authorized Officer on 6 April, 2026
Author: Chittaranjan Dash
Bench: Chittaranjan Dash
IN THE HIGH COURT OF ORISSA AT CUTTACK
W.P.(C). No. 10332 of 2026
Umakanta Rout .... Petitioner
Ms. Agnisikha Ray, Advocate
-Versus-
Authorized Officer, HDFC Bank Ltd.,
Khordha .... Opp. Party
CORAM:
JUSTICE KRISHNA SHRIPAD DIXIT
JUSTICE CHITTARANJAN DASH
ORDER
Order No. 06.04.2026
01. I.A. No.6271 of 2026
Challenge in this writ petition is to the coercive recovery
action initiated under the provisions of the SARFAESI Act,
2002.
2. Learned counsel for the Petitioner, Ms. Ray, fervently
submits that her client had availed a loan of ₹30,00,000/-
(Rupees Thirty Lakhs only) on 13.08.2022 and another sum of
₹10,00,000/- (Rupees Ten Lakhs only) on 20.03.2023 along
with an additional amount of ₹78,900/- (Rupees Seventy-Eight
Thousand Nine Hundred only) on the same day. She submits
that only a sum of ₹2.25 lakhs remains outstanding and due to
financial difficulties the Petitioner could not make the
remittance in time.
She draws our attention to the auction notice dated
28.02.2026 (Annexure-4), whereby the secured asset is
scheduled to be put to auction today. It is submitted that if such
auction is allowed to proceed, the Petitioner would suffer
irreparable prejudice, particularly when he is ready and willing
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to liquidate the outstanding dues, which according to him is a
small amount.
3. Having heard learned counsel for the parties and upon
perusal of the petition along with I.A. No.6271 of 2026
supported by affidavit, we are of the considered view that the
scheduled auction deserves to be deferred till the next date of
hearing, subject to the Petitioner depositing a sum of ₹13.5
(Rupees Thirteen lakhs and Fifty Thousand only) with the
Opposite Party-Bank before 3:00 PM today.
Failing such deposit, not only shall this interim protection
stand vacated automatically, but the writ petition shall also run
the risk of dismissal on that ground itself.
(Krishna Shripad Dixit)
Judge
(Chittaranjan Dash)
Judge
AKPradhan/Priyanka
Signature Not Verified
Digitally Signed
Signed by: ANANTA KUMAR PRADHAN
Designation: Senior Stenographer
Reason: Authentication
Location: HIGH COURT OF ORISSA
Date: 06-Apr-2026 18:01:55
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