Anil K. Narendran, J.
The authorised officer of the Union Bank of India, the
respondent in W.P.(C)No.35758 of 2025, has filed this writ appeal,
invoking the provisions under Section 5(i) of the Kerala High Court
Act, 1958, challenging the interim orders dated 19.12.2025,
13.01.2026 and 15.01.2026 passed by the learned Single Judge
in W.P.(C)No.35758 of 2025, which was one filed by the
respondent herein-petitioner, who availed a cash credit loan to the
limit of Rs.90,00,000/- on 19.04.2002, for a period of 12 months,
subject to renewal; a housing loan for Rs.6,75,000/- on
16.04.2012, for a period of 12 years, which expired in the year
2024; and a vehicle loan for Rs.7,50,000/- on 12.02.2014, for a
period of 84 months from the Union Bank of India. On account of
default committed by the petitioner in effecting repayment, the
accounts were classified as Non-Performing Assets (NPA) on
30.11.2019 and 31.01.2020, respectively, and the bank initiated
coercive steps under the provisions of Securitisation and
Reconstruction of Financial Assets and Enforcement of Security
Interest Act, 2002 (SARFAESI Act), by issuing demand notices on
04.12.2019 and 05.02.2020, respectively. In the proceedings
2026:KER:5521
initiated under Section 14 of the SARFAESI Act, Ext.P1 notice
dated 10.09.2025 was issued by the Advocate Commissioner
appointed by the Chief Judicial Magistrate, Kollam in M.C.No.1183
of 2025, vide Ext.P2 order dated 06.08.2025. The petitioner, along
with his son, had approached this Court in W.P.(C)No.12457 of
2024, challenging the coercive steps initiated by the bank under
the provisions of the SARFAESI Act. The said writ petition was
disposed of by Ext.P3 judgment dated 04.04.2024, whereby the
petitioners therein were directed to remit the outstanding amount
of Rs.1,03,44,640/- in 12 consecutive and equal monthly
installments, along with accruing interest and other bank charges,
if any, and the first instalment was directed to be paid on or before
04.05.2024. Paragraphs 9 to 11 of Ext.P3 judgment read thus;