Manju Lr(Dec.Jatin … vs Raja Ram(Oriental) on 20 July, 2026

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    Delhi District Court

    Manju Lr(Dec.Jatin … vs Raja Ram(Oriental) on 20 July, 2026

                     IN THE COURT OF MS. RUCHIKA SINGLA
                    PRESIDING OFFICER, MACT-01 (CENTRAL)
                           TIS HAZARI COURTS, DELHI.
    
    DLCT010085352025
    
    
    
    
    MACT No. :                 503/25
    FIR No.  :                 152/2025
    PS       :                 IP Estate
    u/s      :                 281/106(1) BNS
    
    1. Smt. Manju (LR/Mother of deceased)
    
    2. Sh. Rajesh (LR/Father of deceased)
    
    3. Ms. Monika (LR/Sister of deceased)
    
    (All r/o. H.No.620, Khajur Wali Gali, Ambedkar Basti,
    Ghonda, Delhi)
                                                                             ...Petitioners
    
                                          Versus
    
    
    1. Sh. Raja Ram (driver of the offending vehicle)
    S/o Sh. Chote Lal,
    R/o H.No.10, Tilak Ram Basti, Baheta, Haji Pur,
    PS Loni Border, Ghaziabad, UP.
    
    2. Antony Road Transport Solution Pvt. Ltd. (registered owner)
    TPT Deptt of Delhi Bus CPD
    Rajghat Depot II NR R Thermal Plant Rajghat,
    New Delhi-110006.
    
    3. The Oriental Insurance Co. Ltd. (insurer)
    T.P. Hub, 88, Janpath, New Delhi.
                                                        RUCHIKA
                                                                           ....Respondents
                                                        SINGLA
    
                                                        Digitally signed
    
    MACT No.503/2025
                                                        by RUCHIKA
                                                        SINGLA
                                                        Date:
    
    
    Manju & Ors. vs. Raja Ram and Ors.                                           Page 1 of 35
                                                        2026.07.20
                                                        16:00:46 +0530
                                                Date of filing of DAR : 05.06.2025
                                               Judgment reserved on : 25.05.2026
                                                      Date of Award : 20.07.2026
    
    
                                          AWAR D
    
    1.                The present DAR was filed on 05.06.2025 which was
    treated as the claim petition. The Road Traffic Accident in question took
    place on 22.03.2025 at about 08:00 AM at M.G. Road, near Veldrome
    Road Cut, Below Salimgarh Flyover, towards ITO, Delhi within the
    jurisdiction of PS IP Estate. Sh. Jatin Kumar expired in the said accident
    which was allegedly caused by a vehicle bearing registration No.
    DL-1PC-6619. The offending vehicle was being driven by respondent
    no. 1 Raja Ram, owned by respondent no. 2 Antony Road Transport
    Solution Pvt. Ltd. and insured with respondent no. 3 The Oriental
    Insurance Co. Ltd.
    
    
                                         BRIEF FACTS

    2. The brief facts that have emerged from the DAR are that a
    PCR call vide DD No.26A dated 22.03.2025 regarding information of an
    accident was received at PS IP Estate and handed over to SI Sumit, who
    alongwith Ct. Nitin went to the spot near M.G. Road, near Veldrome
    Road Cut, below Salimgarh Flyover, towards ITO, Delhi where one
    motorcycle/vehicle bearing no.DL-5SCV-4078 and one helmet were
    found at the spot. IO got to know that the injured had already been taken
    to LNJP hospital. After leaving the constable at the spot, IO went to the
    hospital and collected MLC no. 116989952 of injured Jatin Kumar. He

    MACT No.503/2025 RUCHIKA
    SINGLA
    Manju & Ors. vs. Raja Ram and Ors. Digitally signed
    Page 2 of 35
    by RUCHIKA
    SINGLA
    Date: 2026.07.20
    16:00:51 +0530
    was found to be unconscious. Thereafter, IO again came to the spot of
    accident and called the crime team and got the photographs of the spot
    of accident by the crime team. IO collected the blood gauze and
    sample/exhibits from the spot of accident. IO also had taken the
    motorcycle and helmet in his custody.

    SPONSORED

    3. Thereafter IO prepared the site plan. Thereafter, FIR u/s
    281/125 (A) BNS was registered on the basis of DD entry and MLC.
    Thereafter IO had deposited the case property and exhibits into the
    maalkhana. IO checked the CCTV footage and obtained the same in the
    pendrive. On 23.03.2025, the IO got an information that Mr. Jatin
    Kumar had expired in the hospital during treatment. Accordingly
    offence u/s 125(A) BNS was changed to Section 106(1) BNS.

    4. On 24.03.2025, the posmortem of the deceased was got
    conducted and thereafter, the dead body of the deceased was handed
    over the same to his relatives. Thereafter, IO interrogated all the callers.
    Thereafter, IO recorded the statement of eye witness. Thereafter, the
    present case was transferred/assigned to SI Mohar Singh, MACT Cell,
    Central for further investigation. Thereafter, IO collected the PM report
    bearing no.272/25.

    5. Thereafter, IO served the notice u/s133 MV Act upon the
    owner of the offending vehicle. Thereafter, authorised person of the
    owner came to the PS alongwith offending bus and its driver. Owner
    gave a written reply on the said notice that at the time of accident, Mr.
    RUCHIKA
    SINGLA
    MACT No.503/2025 Digitally signed by
    Manju & Ors. vs. Raja Ram and Ors. RUCHIKA SINGLA
    Date: 2026.07.20
    Page 3 of 35
    16:00:55 +0530
    Raja Ram was driving the offending vehicle. He also supplied the
    documents pertaining to the offending vehicle. DL of the driver was also
    handed over to the IO. IO interrogated the driver of the offending bus
    and arrested him. Upon producing surety, he was released on bail.

    6. Thereafter, mechanical inspection of both the accidental
    vehicles was got conducted. The documents of the offending vehicle
    were got verified and the same were found to be correct. The CDR
    location of the mobile phone of driver was obtained by the IO. The
    accidental vehicles were released on superdari. The blood gauze and
    exhibits were deposited in FSL Rohini for further result. After
    completion of investigation, chargesheet for the offences u/s 281/106(a)
    BNS was filed against the driver before the concerned Ld. JMFC and
    the DAR was filed before this Tribunal.

    WRITTEN STATEMENTS

    7. WS/reply was filed on behalf of the respondent no. 1 on
    03.09.2025. It was stated that the case of the petitioners is not
    maintainable as the same is lodged with malafide intention just to
    extract money from the respondents. It was stated that the no accident
    was caused by the respondent no. 1 nor he was driving the vehicle in
    rash and negligent manner nor the deceased suffered any injuries on
    account of any alleged negligence on the part of the respondent no.
    1/driver.

    8. WS/reply was filed on behalf of the respondent no. 2. It
    Digitally
    signed by
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    MACT No.503/2025                                             2026.07.20
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                                                                 +0530
    
    Manju & Ors. vs. Raja Ram and Ors.                                        Page 4 of 35
    

    was stated that the respondent no. 2 is registered under Companies Act
    and it has appointed Sh. Kuldeep Gola as it AR to represent the case on
    behalf of respondent no. 2 company. It was further stated that the
    vehicle was insured by the insurance company namely The Oriental
    Insurance Co. Ltd. vide policy no.272100/31/2025/1271 commencing
    from 30.10.2024 to 29.10.2025 and there is no any violation of terms
    and conditions of the policy.

    9. WS on behalf of respondent no. 3 was filed, wherein it was
    admitted that the offending vehicle was insured with the respondent
    no.3 vide policy no. 272100/31/2025/1271 commencing from
    30.10.2024 to 29.10.2025. It was stated that the petitioner was under the
    liability to prove the accident and the rash and negligent driving of the
    respondent no.1. It was stated that the respondent no. 3 was entitled to
    take all such defences as were available to the respondent no.3 as per
    law. Further, it was stated that as per the documents, the deceased was
    driving his motor-cycle rashly and negligently and he fell from the
    flyover himself without any involvement of the offending vehicle.

    ISSUES

    10. On the basis of the pleading of the parties, vide order dated
    22.12.2025, this Tribunal framed the following issues:

    1. Whether the deceased suffered fatal injuries in
    an accident that took place on 22.03.2025 at
    about 08:00 AM at M.G. Road, near Velodrome
    Road Cut, below Salimgarh Flyover, towards ITO
    Delhi. involving vehicle bearing registration no.

    DL-1PC-6619 driven rashly and negligently by
    Digitally
    signed by

    MACT No.503/2025
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    2026.07.20

    Manju & Ors. vs. Raja Ram and Ors. Page 5 of 35
    16:01:11
    +0530
    respondent no.1 Raja Ram, owned by respondent
    no.2 Antony Road Transport Solution Pvt. Ltd.
    and insured with respondent no.3 The Oriental
    Insurance Co. Ltd.? OPP

    2. Whether the petitioner(s) are entitled for
    compensation? If so, to what amount and from
    whom? OPP

    3. Relief.

    PETITIONER’S EVIDENCE

    11. The petitioners examined the petitioner no.2 Sh. Rajesh as
    PW1. PW1 has tendered his evidence by way of affidavit which is Ex.
    PW1/A. He relied upon the following documents:

    1. Copy of duty identity card issued by Diamond Security Personnel of
    deceased Jatin Kumar as Ex. PW1/1 (OSR).

    2. Copy of education certificates of deceased as Ex. PW1/2 (OSR) (colly
    8 sheets).

    3. Copy of DL of deceased as Ex. PW1/3 (OSR).

    4. Copy of PAN Card of deceased as Ex. PW1/4 (OSR)

    5. Copy of Aadhar card of deceased as Ex. PW1/5 (OSR)

    6. Copy of PAN card of Smt. Manju (petitioner no. 1) as Ex. PW1/6
    (OSR).

    7. Copy of Aahdar card of Smt. Manju (petitioner no. 1) as Ex. PW1/7
    (OSR).

    8. Copy of PAN card of Sh. Rajesh (petitioner no. 2) as Ex. PW1/8
    (OSR).

    9. Copy of Aadhar card of Sh. Rajesh (petitioner no. 2) as Ex. PW1/9
    (OSR).

    Digitally
    signed by
    RUCHIKA

    MACT No.503/2025 RUCHIKA SINGLA
    SINGLA Date:

    2026.07.20

    Manju & Ors. vs. Raja Ram and Ors. Page 6 of 35
    16:01:16
    +0530

    10. Copy of college ID cards of Ms. Monika (petitioner no. 3) as Ex.
    PW1/10 (OSR).

    11. Copy of Aadhar card of Ms. Monika (petitioner no. 3) as Ex.
    PW1/11 (OSR).

    12. Attested copy of DAR as Ex. PW1/12 (colly).

    12. Thereafter, the petitioners examined Sh. Diwan Yadav as
    PW2. He was a summoned witness, who has stated that he was working
    as a driver in DTC. He has further stated that on 22.03.2025, his duty
    was at Ring Road, Gandhi Darshan, Bus Stop, road going towards Sarai
    Kale Khan as Ticket Checker. He has stated that he alongwith one
    Anurag (DTC driver, who was also checking staff), were present at the
    bus stop and saw that the offending vehicle was being driven by its
    driver at a very high speed, rashly and negligently. It came from red
    light of Rajghat and was going towards Sachivalaya, when it hit the
    motorcycle of the deceased with a great force, as a result of which the
    motorcyclist alongwith motorcycle fell down on the road and sustained
    grievous injuries. He relied upon his statement Ex. PW2/1, which was
    recorded by the IO during the investigation of the case.

    13. Both the PWs were cross examined by Ld. Counsel for
    respondent no.3 and respondents no. 1 and 2. Thereafter, PE was closed
    on behalf of the petitioner on 12.02.2026 before Ld. LC.

    RESPONDENT’S EVIDENCE

    14. No evidence was led on behalf of the respondents. The RE
    Digitally
    signed by
    RUCHIKA
    RUCHIKA SINGLA

    MACT No.503/2025 SINGLA Date:

    2026.07.20
    16:01:21
    Manju & Ors. vs. Raja Ram and Ors. +0530 Page 7 of 35
    on behalf of all respondents was closed vide order dated 20.04.2026.

    FINAL ARGUMENTS

    15. The petitioner filed his duly filled Form XIII and the
    financial statement of the petitioners were recorded. Final arguments
    were heard on behalf of the petitioner as well as respondents.

    FINDINGS & OBSERVATIONS

    16. I have heard Ld. Counsel for the parties and perused the
    record. My findings on the various issues are as under:-

    ISSUE NO.1:

    Whether the deceased suffered fatal injuries in an
    accident that took place on 22.03.2025 at about 08:00 AM at M.G.
    Road, near Velodrome Road Cut, below Salimgarh Flyover, towards
    ITO Delhi. involving vehicle bearing registration no. DL-1PC-6619
    driven rashly and negligently by respondent no.1 Raja Ram, owned by
    respondent no.2 Antony Road Transport Solution Pvt. Ltd. and insured
    with respondent no.3 The Oriental Insurance Co. Ltd.?

    17. The onus to prove this issue was upon petitioner. It is the
    case of the petitioners that on 22.03.2025 at about 08:00 AM, the
    deceased was going on his motor-cycle and when he reached at M.G.
    Road, near Velodrome Road Cut, below Salimgarh Flyover, towards
    ITO Delhi, the driver of the offending vehicle who was driving his
    vehicle in a negligent manner hit the motorcycle of the deceased. Due to

    RUCHIKA
    MACT No.503/2025 SINGLA

    Manju & Ors. vs. Raja Ram and Ors. Digitally signed
    by RUCHIKA
    SINGLA
    Page 8 of 35
    Date: 2026.07.20
    16:01:24 +0530
    the same, the deceased fell and subsequently, he expired. It is submitted
    by Ld. Counsel for the petitioners that both the accidental vehicles were
    seized by the IO from the spot. The respondent no.1 was chargesheeted
    by the IO in the present matter. The petitioners have examined an
    eyewitness PW2 in the present matter, who has withstood the test of
    cross-examination. Hence, it is submitted that the rash and negligent act
    of the respondent no.1 is proved.

    18. Per contra, it is submitted by Ld. Counsel for the
    respondents that the respondent no.1 is not guilty of any rash and
    negligent act. It is submitted that the deceased was driving his motor-

    cycle rashly and negligently and he fell from the flyover himself without
    any involvement of the offending vehicle. There are two PCR calls in
    this respect. Hence, it is submitted that the rash and negligent act of the
    respondent no. 1 and the involvement of the offending vehicle is not
    proved on record.

    19. Record perused.

    20. In the present matter, there are two PCR calls vide GD no.
    26A and GD no. 28A, vide which it was informed that one biker had
    fallen down from the flyover alongwith his motor-cycle. However, the
    said callers were not examined in the court. The respondents made no
    effort to summon them. Per contra, the petitioners examined PW2
    Diwan Yadav, who incidentally also made a PCR call vide GD no. 27A.
    In his call, he merely stated that a person had met with an accident.

    
                                                                  Digitally
                                                                  signed by
    MACT No.503/2025                                              RUCHIKA
                                                          RUCHIKA SINGLA
    Manju & Ors. vs. Raja Ram and Ors.                    SINGLA Date:      Page 9 of   35
                                                                  2026.07.20
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    However, in his statement to the IO and his deposition before the
    Tribunal, he specifically stated that the accident was caused due to the
    rash and negligent driving of the respondent no.1 and that the accident
    was caused by the offending vehicle. He was duly cross-examined by
    the Ld. Counsels for respondents and remained firm on his testimony.
    Hence, on the one hand, there are two PCR calls whose callers were not
    examined in the court and then, a third PCR caller who was examined
    and deposed qua the guilt of the respondent no.1. Out of the two, the
    Tribunal is inclined to accept the testimony of PW2, who gave his
    deposition on oath. In a similar set of facts, the Hon’ble High Court of
    Madhya Pradesh in case titled as Oriental Insurance Co. Ltd. v. Kamli
    and others
    2009 SCC OnLine MP 632, it was observed by the Hon’ble
    High Court that:

    “4. After having heard learned counsel for appellant at
    length and going through the record of the case, we do not
    find any merit and substance in this appeal. It is submitted
    that Nansingh was examined as PW 2 and in his
    deposition, he has denied the fact that the deceased was
    travelling in the tractor-trolley. He further stated that he
    was not aware as to how in the F.I.R. this fact was
    mentioned. In view of this, the question is whether we
    should go by F.I.R. or the statement made by Nansingh,
    PW 2, before the Claims Tribunal on oath.

    5. F.I.R. is not a substantive piece of evidence and as such,
    it cannot be placed on pedestal higher than the statement
    made before the Claims Tribunal on oath. Nansingh, PW 2,
    in his statement on oath had clearly stated that the
    deceased was going on foot when he was hit by the tractor-
    trolley, which came from behind, therefore, we do not find
    any illegality in the approach of the Claims Tribunal while
    coming to the conclusion that deceased was not travelling
    RUCHIKA
    MACT No.503/2025 SINGLA
    Manju & Ors. vs. Raja Ram and Ors. Digitally signed by
    RUCHIKA SINGLA Page 10 of 35
    Date: 2026.07.20
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    in the tractor-trolley. This finding is based on proper
    appreciation of evidence and as such, it does not call for
    any interference by this court. No other point is raised in
    this appeal. Hence, appeal fails.”

    21. Hence, in the opinion of this Tribunal, in view of the
    testimony of PW2 Diwan Yadav, the rash and negligent act of the
    respondent no.1 while driving the offending vehicle is proved. In view
    of the same, considering the facts and circumstances, the court is
    satisfied that the accident was caused due to the rash and negligent
    driving of the respondent no. 1. From the DAR, it also stands
    established that respondent no. 2 was the registered owner of the
    offending vehicle. It is also an admitted position that the offending
    vehicle was insured with respondent no.3.

    The injury:

    22. Further, the onus to prove that the deceased had suffered
    fatal injuries by way of the said accident was on the petitioner. In this
    regard, the petitioner has relied upon the MLC dated 22.03.2025, as per
    which the deceased suffered various injuries. Further, Post Mortem
    Report issued by Lok Nayak Hospital is on record as per which, he
    expired due to cranio cerebral damage as a result of blunt force impact.
    Further, it was opined that all injuries were ante mortem and could be
    possible in a road side accident.

    23. In view of the above discussion, this Tribunal is of the
    opinion that on the scales of preponderance of probabilities, the
    petitioner has proved that the accident in question took place due to rash
    MACT No.503/2025 Digitally
    signed by
    RUCHIKA

    Manju & Ors. vs. Raja Ram and Ors. Page 11 of 35
    RUCHIKA SINGLA
    SINGLA Date:

    2026.07.20
    16:01:38
    +0530
    and negligent driving of offending vehicle being driven by its
    driver/respondent no. 1 on the date and time of the accident and that due
    to the said accident, the injured Jatin Kumar unfortunately expired.
    Accordingly, issue no. 1 is decided in favour of the petitioner and
    against the respondents.

    ISSUE NO.2:

    Whether the petitioner is entitled for compensation? If so, to
    what amount and from whom? (OPP)

    24. The onus to prove this issue was upon the petitioner. In
    view of the discussion in the issue no.1, the petitioner is entitled for
    compensation. Hon’ble Supreme Court of India in matter of “Sarla
    Verma & Ors. Vs. Delhi Transport Corporation & Ors.
    ” (2003) 6 SCC
    121 has held : –

    “QUA BASIC PRINCIPLES
    “9. Basically only three facts need to be established by
    the claimants for assessing compensation in the case of
    death :-

    (a) age of the deceased; (b) income of the deceased;

    and the (c) the number of dependents. The issues to be
    determined by the Tribunal to arrive at the loss of dependency
    are (i) additions/deductions to be made for arriving at the
    income; (ii) the deduction to be made towards the personal
    living expenses of the deceased; and (iii) the multiplier to be
    applied with reference of the age of the deceased. If these
    determinants are standardized, there will be uniformity and
    consistency in the decisions. There will lesser need for
    detailed evidence. It will also be easier for the insurance
    companies to settle accident claims without delay. To have
    uniformity and consistency, Tribunals should determine

    MACT No.503/2025 Digitally
    signed by
    RUCHIKA

    Manju & Ors. vs. Raja Ram and Ors. RUCHIKA SINGLA
    SINGLA Date:

    2026.07.20
    16:01:43
    Page 12 of 35
    +0530
    compensation in cases of death, by the following well settled
    steps :

    Step 1 (Ascertaining the multiplicand)
    The income of the deceased per annum should be
    determined. Out of the said income a deduction should be
    made in regard to the amount which the deceased would have
    spent on himself by way of personal and living expenses. The
    balance, which is considered to be the contribution to the
    dependent family, constitutes the multiplicand.

    Step 2 (Ascertaining the multiplier)
    Having regard to the age of the deceased and period of
    active career, the appropriate multiplier should be selected.
    This does not mean ascertaining the number of years he would
    have lived or worked but for the accident. Having regard to
    several imponderables in life and economic factors, a table of
    multipliers with reference to the age has been identified by
    this Court. The multiplier should be chosen from the said table
    with reference to the age of the deceased.

    Step 3 (Actual calculation)
    The annual contribution to the family (multiplicand)
    when multiplied by such multiplier gives the `loss of
    dependency’ to the family. Thereafter, a conventional amount
    in the range of Rs. 5,000/- to Rs.10,000/- may be added as loss
    of estate. Where the deceased is survived by his widow,
    another conventional amount in the range of 5,000/- to
    10,000/- should be added under the head of loss of
    consortium. But no amount is to be awarded under the head of
    pain, suffering or hardship caused to the legal heirs of the
    deceased.

    The funeral expenses, cost of transportation of the body
    (if incurred) and cost of any medical treatment of the deceased
    before death (if incurred) should also added.”

    QUA ADDITIONS
    “11. ………………… In view of imponderables and
    uncertainties, we are in favour of adopting as a rule of thumb,
    an addition of 50% of actual salary to the actual salary income
    of the deceased towards future prospects, where the deceased

    MACT No.503/2025 Digitally
    signed by
    RUCHIKA

    Manju & Ors. vs. Raja Ram and Ors. RUCHIKA
    SINGLA
    SINGLA
    Date:

    2026.07.20
    Page 13 of 35
    16:01:48
    +0530
    had a permanent job and was below 40 years. [Where the
    annual income is in the taxable range, the words `actual salary’
    should be read as `actual salary less tax’]. The addition should
    be only 30% if the age of the deceased was 40 to 50 years.
    There should be no addition, where the age of deceased is
    more than 50 years. Though the evidence may indicate a
    different percentage of increase, it is necessary to standardize
    the addition to avoid different yardsticks being applied or
    different methods of calculations being adopted. Where the
    deceased was self-employed or was on a fixed salary (without
    provision for annual increments etc.), the courts will usually
    take only the actual income at the time of death. A departure
    therefrom should be made only in rare and exceptional cases
    involving special circumstances.”

    QUA DEDUCTIONS
    “14. Having considered several subsequent decisions of
    this court, we are of the view that where the deceased was
    married, the deduction towards personal and living expenses
    of the deceased, should be one-third (1/3rd) where the number
    of dependent family members is 2 to 3, one-fourth (1/3rd)
    where the number of dependant family members is 4 to 6, and
    one-fifth (1/5th) where the number of dependant family
    members exceed six.

    15. Where the deceased was a bachelor and the
    claimants are the parents, the deduction follows a different
    principle. In regard to bachelors, normally, 50% is deducted as
    personal and living expenses, because it is assumed that a
    bachelor would tend to spend more on himself. Even
    otherwise, there is also the possibility of his getting married in
    a short time, in which event the contribution to the parent/s
    and siblings is likely to be cut drastically. Further, subject to
    evidence to the contrary, the father is likely to have his own
    income and will not be considered as a dependent and the
    mother alone will be considered as a dependent. In the absence
    of evidence to the contrary, brothers and sisters will not be
    considered as dependents, because they will either be
    independent and earning, or married, or be dependent on the
    RUCHIKA
    SINGLA

    MACT No.503/2025 Digitally signed
    by RUCHIKA
    SINGLA

    Manju & Ors. vs. Raja Ram and Ors. Date: 2026.07.20
    16:01:53 +0530
    Page 14 of 35
    father. Thus even if the deceased is survived by parents and
    siblings, only the mother would be considered to be a
    dependent, and 50% would be treated as the personal and
    living expenses of the bachelor and 50% as the contribution to
    the family. However, where family of the bachelor is large
    and dependent on the income of the deceased, as in a case
    where he has a widowed mother and large number of younger
    non-earning sisters or brothers, his personal and living
    expenses may be restricted to one-third and contribution to the
    family will be taken as two-third.”

    QUA MULTIPLIER
    “21. We therefore hold that the multiplier to be used
    should be as mentioned in column (4) of the Table above
    (prepared by applying Susamma Thomas, Trilok Chandra and
    Charlie), which starts with an operative multiplier of 18 (for
    the age groups of 15 to 20 and 21 to 25 years), reduced by one
    unit for every five years, that is M-17 for 26 to 30 years, M-16
    for 31 to 35 years, M-15 for 36 to 40 years, M-14 for 41 to 45
    years, and M-13 for 46 to 50 years, then reduced by two units
    for every five years, that is, M-11 for 51 to 55 years, M-9 for
    56 to 60 years, M-7 for 61 to 65 years and M-5 for 66 to 70
    years.”

    25. Hon’ble Supreme Court of India in its Constitution Bench
    decision in matter of “National Insurance Company Limited Vs. Pranay
    Sethi & Ors.
    ” (2017) 16 SCC 680 held as under : –

    “58. To lay down as a thumb rule that there will be no
    addition after 50 years will be an unacceptable concept. We
    are disposed to think, there should be an addition of 15% if
    the deceased is between the age of 50 to 60 years and there
    should be no addition thereafter. Similarly, in case of self-
    employed or person on fixed salary, the addition should be
    10% between the age of 50 to 60 years. The aforesaid
    yardstick has been fixed so that there can be consistency in
    the approach by the tribunals and the Courts.

    MACT No.503/2025                                             RUCHIKA
                                                                 SINGLA
    Manju & Ors. vs. Raja Ram and Ors.                                                 Page 15 of 35
                                                                 Digitally signed by
                                                                 RUCHIKA SINGLA
                                                                 Date: 2026.07.20
                                                                 16:02:03 +0530
    

    59. In view of the aforesaid analysis, we proceed to
    record our conclusions:-

    (i) The two-Judge Bench in Santosh Devi should have
    been well advised to refer the matter to a larger Bench as it
    was taking a different view than what has been stated in Sarla
    Verma, a judgment by a coordinate Bench. It is because a
    coordinate Bench of the same strength cannot take a contrary
    view than what has been held by another coordinate Bench.

    (ii) As Rajesh has not taken note of the decision in
    Reshma Kumari, which was delivered at earlier point of time,
    the decision in Rajesh is not a binding precedent.

    (iii) While determining the income, an addition of 50%
    of actual salary to the income of the deceased towards future
    prospects, where the deceased had a permanent job and was
    below the age of 40 years, should be made. The addition
    should be 30%, if the age of the deceased was between 40 to
    50 years. In case the deceased was between the age of 50 to
    60 years, the addition should be 15%. Actual salary should
    be read as actual salary less tax.

    (iv) In case the deceased was self-employed or on a
    fixed salary, an addition of 40% of the established income
    should be the warrant where the deceased was below the age
    of 40 years. An addition of 25% where the deceased was
    between the age of 40 to 50 years and 10% where the
    deceased was between the age of 50 to 60 years should be
    regarded as the necessary method of computation. The
    established income means the income minus the tax
    component.

    (v) For determination of the multiplicand, the
    deduction for personal and living expenses, the tribunals and
    the courts shall be guided by paragraphs 30 to 32 of Sarla
    Verma which we have reproduced hereinbefore.

    (vi) The selection of multiplier shall be as indicated in
    the Table in Sarla Verma read with paragraph 42 of that
    judgment.

    (vii) The age of the deceased should be the basis for
    applying the multiplier.

    RUCHIKA
    SINGLA
    MACT No.503/2025
    Manju & Ors. vs. Raja Ram and Ors. Digitally signed by
    RUCHIKA SINGLA Page 16 of 35
    Date: 2026.07.20
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    (viii) Reasonable figures on conventional heads,
    namely, loss of estate, loss of consortium and funeral
    expenses should be Rs. 15,000/-, Rs. 31,001/- and Rs.
    15,000/- respectively. The aforesaid amounts should be
    enhanced at the rate of 10% in every three years.”

    Loss of income

    26. In the present matter, it is alleged that at the time of the
    accident, the deceased was working as a Security Guard/Officer with
    one M/s Diamond Security Personnel, Delhi and was earning a sum of
    Rs. 25,000/- per month. Further, the deceased was educated and a had
    completed his 12th class. However, it is conceded that the petitioners
    were unable to prove his employment and salary. Hence, it is submitted
    that his income may be assessed as per the minimum wages payable to a
    matriculate.

    27. Record perused.

    28. The petitioners have conceded that they were unable to
    prove that the deceased was working as a Security Guard/Officer with
    one M/s Diamond Security Personnel, Delhi and was earning a sum of
    Rs. 25,000/- per month. However, they have proved the 12 th class
    documents of the deceased which are Ex. PW1/2. Hence, his income
    shall be assessed as per the minimum wages payable to a matriculate.
    The date of accident is 22.03.2025. As per the relevant notification, the
    minimum wages payable to a matriculate on that day were Rs. 21,927/-.
    Hence, his monthly income is assessed to be Rs. 21,927/-.

                                                              RUCHIKA
                                                              SINGLA
                                                              Digitally signed by
                                                              RUCHIKA SINGLA
                                                              Date: 2026.07.20
    
    MACT No.503/2025                                          16:02:12 +0530
    
    
    
    Manju & Ors. vs. Raja Ram and Ors.                                              Page 17 of 35
     Age determination of the deceased:
    

    29. As per the 12th class documents of the deceased which are
    Ex. PW1/2, his date of birth was 10.06.2001. The date of the accident is
    22.03.2025. Hence, as on the date of the accident, the deceased was
    aged 23 years.

    Future Prospects: –

    30. In view of the judgment of National Insurance Company
    Limited v. Pranay Sethi & Ors
    ; (2017) 16 SCC 680, it was observed that
    the Claimants would also be entitled to 40% for future prospects as the
    deceased was less than 40 years of age at the time of the accident.

    Accordingly, the monthly income of the deceased needs to be taken as
    Rs. 30,697.80 (Rs. 21,927/- + Rs. 8,770.80 which is 40% of Rs.
    21,927/-).

    Determination of Dependent

    31. In the present case, the deceased is survived by his parents
    and sister. It is submitted by Ld. Counsel for the petitioner that the
    family of the deceased was entirely dependent on him. The father of the
    deceased is not working and has no source of income. Hence, all of the
    petitioners be considered as dependent on the deceased.

    32. As per the Sarla Verma case (supra), in the case of a
    bachelor, ordinarily, only the mother is considered to be a dependent.
    Hence, the petitioners should have led substantive evidence qua the
    same that the entire family was dependent on the deceased. However,
    Digitally
    signed by
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    2026.07.20
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    MACT No.503/2025 +0530

    Manju & Ors. vs. Raja Ram and Ors. Page 18 of 35
    apart from the oral testimony of PW1, no evidence is led. PW1 i.e. the
    father of the deceased is only 51 years of age. There is no medical
    document proved on record that his health does not permit him to work.
    Hence, in the absence of any substantive proof, the Tribunal cannot
    accept that he was dependent upon the deceased. Further, the sister of
    the deceased shall be considered dependent upon her father. Hence, only
    the mother of the deceased shall be considered as dependent upon the
    deceased, in view of the Sarla Verma case.

    Determination of multiplicand

    33. The monthly income of the deceased after enhancement
    needs to be taken as Rs. 30,697.80. In light of the judgment of the
    Supreme Court in Sarla Verma (Smt) & Ors. vs. Delhi Transport
    Corporation & Anr.
    , (2009) 6 SCC 121, and United India Insurance Co.
    Ltd. vs. Satinder Kaur
    alias Satwinder Kaur & Ors., (2021) 11 SCC 780 ,
    out of the above amount so assessed, 1/2 amount has to be deducted on
    account of personal and living expenses as the deceased had only 1
    dependent. So, in this matter, monthly loss of dependency would come
    out to be Rs. 15,348.90 (1/2 of Rs. 30,697.80). This needs to be
    multiplied by 12 to workout multiplicand/annual loss of dependency.
    Hence, multiplicand for this matter would be Rs. 1,84,186.80 ( Rs.
    15,348.90 x 12).

    Award Towards Loss of Dependency

    34. Further, as the deceased was 23 years of age at the time of
    the accident, multiplier applicable in this matter as per above discussion
    RUCHIKA
    SINGLA
    MACT No.503/2025 Digitally signed by
    RUCHIKA SINGLA
    Manju & Ors. vs. Raja Ram and Ors. Date: 2026.07.20
    16:02:23 +0530
    Page 19 of 35
    would be 18. The total loss of dependency would come out to be Rs.
    33,15,362.40 (Rs. 1,84,186.80 x 18) (rounded off to Rs. 33,15,362/-),
    hence, so awarded.

    Medical expenses:

    35. The petitioner has not filed any medical bills on record.
    Hence, in the absence of any medical bills, the petitioner shall not be
    entitled to any amount towards medical expenses.

    Non-Pecuniary Heads:-

    36. The Respondents/Claimants shall be entitled to the
    compensation under Non-Pecuniary Heads in terms of National
    Insurance Company Limited vs. Pranay Sethi And Others
    , (2017) 16
    SCC 680.
    The case of National Insurance Co. Ltd. Vs. Pranay Sethi &
    Ors.
    2017 ACJ 2700 (SC) was considered and clarified by the Hon’ble
    Apex Court in the case of Magma General Insurance Company Ltd. Vs.
    Nanu Ram @ Chuhru Ram & Ors. Civil Appeal No.
    9581/2018 decided
    on 18.09.2018 whereby after considering the case of Pranay Sethi’s
    (supra), Hon’ble Supreme Court was pleased to award loss of
    consortium of Rs.40,000/- to each dependent of the deceased and further
    pleased to award a compensation of Rs. 50,000/- to each dependent of
    the deceased towards loss of love and affection. The relevant portion is
    as under:

    “…… A Constitution Bench of this Court in Pranay Sethi
    (supra) dealt with the various heads under which
    compensation is to be awarded in a death case. One of these
    heads is Loss of Consortium.

    RUCHIKA
    SINGLA
    Digitally signed by
    MACT No.503/2025 RUCHIKA SINGLA

    Manju & Ors. vs. Raja Ram and Ors. Date: 2026.07.20
    16:02:29 +0530 Page 20 of 35
    In legal parlance, “consortium” is a compendious term which
    encompasses ‘spousal consortium’, ‘parental consortium’, and
    ‘filial consortium’.

    The right to consortium would include the company, care,
    help, comfort, guidance, solace and affection of the deceased,
    which is a loss to his family. With respect to a spouse, it
    would include sexual relations with the deceased spouse.

    Spousal consortium is generally defined as rights pertaining
    to the relationship of a husband wife which allows
    compensation to the surviving spouse for loss of “company,
    society, cooperation, affection, and aid of the other in every
    conjugal relation.”

    Parental consortium is granted to the child upon the
    premature death of a parent, for loss of “parental aid,
    protection, affection, society, discipline, guidance and
    training.”

    Filial consortium is the right of the parents to compensation
    in the case of an accidental death of a child. An accident
    leading to the death of a child causes great shock and agony
    to the parents and family of the deceased. The greatest agony
    for a parent is to lose their child during their lifetime.
    Children are valued for their love, affection, companionship
    and their role in the family unit.

    Consortium is a special prism reflecting changing norms
    about the status and worth of actual relationships. Modern
    jurisdictions world-over have recognized that the value of a
    child’s consortium far exceeds the economic value of the
    compensation awarded in the case of the death of a child.
    Most jurisdictions therefore permit parents to be awarded
    compensation under loss of consortium on the death of a
    child. The amount awarded to the parents is a compensation
    for loss of the love, affection, care and companionship of the
    deceased child.

    The Motor Vehicles Act is a beneficial legislation aimed at
    providing relief to the victims or their families, in cases of
    genuine claims. In case where a parent has lost their minor

    MACT No.503/2025
    Digitally
    signed by
    RUCHIKA

    Manju & Ors. vs. Raja Ram and Ors. RUCHIKA SINGLA
    SINGLA Date:

    2026.07.20
    Page 21 of 35
    16:02:40
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    child, or unmarried son or daughter, the parents are entitled to
    be awarded loss of consortium under the head of Filial
    Consortium.

    Parental Consortium is awarded to children who lose their
    parents in motor vehicle accidents under the Act.

    A few High Courts have awarded compensation on this count.
    However, there was no clarity with respect to the principles
    on which compensation could be awarded on loss of Filial
    Consortium.

    The amount of compensation to be awarded as consortium
    will be governed by the principles of awarding compensation
    under ‘Loss of Consortium’ as laid down in Pranay Sethi
    (supra).

    In the present case, we deem it appropriate to award the
    father and the sister of the deceased, an amount of Rs.25,000
    each for loss of Filial Consortium…..”.

    37. However, in the case of United India Insurance Company
    Ltd. Vs. Satinder Kaur @ Satwinder Kaur
    2020 SCC Online SC 410 the
    Hon’ble Supreme Court has observed that there is no justification to
    award compensation towards loss of love and affection as a separate
    head. The relevant portion of the observations are reproduced as under:

    “…… The amount to be awarded for loss consortium will be
    as per the amount fixed in Pranay Sethi (supra). At this stage,
    we consider it necessary to provide uniformity with respect to
    the grant of consortium, and loss of love and affection.
    Several Tribunals and High Courts have been awarding
    compensation for both loss of consortium and loss of love
    and affection.
    The Constitution Bench in Pranay Sethi
    (supra), has recognized only three conventional heads under
    which compensation can be awarded viz. loss of estate, loss
    of consortium and funeral expenses.

    In Magma General (supra), this Court gave a
    comprehensive interpretation to consortium to include
    RUCHIKA
    MACT No.503/2025 SINGLA

    Manju & Ors. vs. Raja Ram and Ors. Digitally signed
    by RUCHIKA
    SINGLA
    Page 22 of 35
    Date: 2026.07.20
    16:02:52 +0530
    spousal consortium, parental consortium, as well as filial
    consortium. Loss of love and affection is comprehended in
    loss of consortium.

    The Tribunals and High Courts are directed to award
    compensation for loss of consortium, which is a legitimate
    conventional head. There is no justification to award
    compensation towards loss of love and affection as a separate
    head…”.

    38. In the case of Pranay Sethi (supra), it was held that in the
    case of death, Rs.15,000/- is liable to be paid towards the loss of estate
    and funeral charges each, while Rs.40,000/- was payable towards the
    loss of consortium to each legal heir and the same may be enhanced by
    10% every three years.

    39. The judgment was pronounced by the Hon’ble Supreme
    Court in 2017 and the accident in the present case occurred in 2025,
    after 8 years of the pronouncement of the said judgment. Hence, in the
    present case, the said expenses are to be enhanced by 10% twice.

    Reliance placed on the decision of the Hon’ble Supreme Court in Hasina
    Yasmin & Ors v. National Insurance Co. Ltd. SLP no. 27285 of 2025
    decided on 17th of December 2025. Thus, an amount of Rs. 18,150/- is
    granted towards the Loss of Estate and Rs. 18,150/- towards funeral
    charges.

    40. Further, the petitioners are entitled to loss of consortium.
    Hence, Rs. 48,400/- each is granted to each petitioner towards Loss of
    Consortium i.e. Rs. 48,400/- x 3 = Rs. 1,45,200/-.

    RUCHIKA
    SINGLA
    MACT No.503/2025
    Manju & Ors. vs. Raja Ram and Ors. Digitally signed by
    RUCHIKA SINGLA
    Page 23 of 35
    Date: 2026.07.20
    16:02:58 +0530
    Computation of compensation:

    41. Applying the settled guidelines in the various judgments,
    the compensation payable to the petitioner is calculated as under:

                         Head                 Awarded by the Claims Tribunal
    Monthly Income of deceased (A)           Rs. 21,927/-
    Add future prospect (B)                  @ 40%= Rs. 8,770.80
    

    Less 1/2 deductions towards (Rs. 21,927/- + Rs. 8,770.80) = Rs.
    personal and living expenses of the 30,697.80 x 1/2 = Rs. 15,348.90
    deceased (C)
    Monthly loss of dependency (Rs. 21,927/- + Rs. 8,770.80) – Rs.
    [(A+B) – C = D] 15,348.90 = Rs. 15,348.90
    Annual loss of Dependency Rs. 15,348.90 x 12= Rs.

    (D x 12)                                 1,84,186.80
    Multiplier (E)                           18
    Total loss of dependency                 (Rs. 1,84,186.80 x 18) =
    DxE=F                                    Rs.33,15,362/-
    Medical Expenses (G)                     Nil
    

    Compensation for loss of love and Nil
    affection (H)
    Compensation for loss of Rs. 48,400/- x 3 = Rs. 1,45,200/-
    consortium (I) to the petitioner

    Compensation for loss of Estate (J) Rs. 18,150/-
    Compensation for funeral expenses Rs. 18,150/-
    (K)
    Total Compensation (F+I+J+K) Rs. 34,96,862/-

    42. In the case of Oriental Insurance Company Ltd. Vs. Niru @
    Niharika & Ors. SLP
    no. 22136 of 2024 decided on 14.07.2025 , the
    Hon’ble Supreme Court has upheld awarding of 9% interest per annum.

                                                            RUCHIKA
    MACT No.503/2025                                        SINGLA
    Manju & Ors. vs. Raja Ram and Ors.                      Digitally signed by
                                                            RUCHIKA SINGLA
                                                                                  Page 24 of 35
                                                            Date: 2026.07.20
                                                            16:03:58 +0530
    

    Therefore, it is held that the petitioner shall be entitled to interest @ 9%
    per annum from the date of filing of petition i.e. 05.06.2025 till
    realization.

    Apportionment:

    43. It is evident from the record that the deceased had left
    behind his parents and sister. The shares of the petitioners are as under:

    S.No Name of the Share of the Interest upto Total amount
    claimant petitioner date including interest

    1. Smt. Manju Rs. 33,15,362/- + Rs. Rs. 37,04,653.94
    Rs. 48,400/- = Rs. 3,40,891.94 (rounded off to Rs.

                                33,63,762/-                       37,04,654/-)
    2.       Sh. Rajesh         Rs. 48,400/- + Rs. Rs. 8,583.71 Rs.      93,283.71
                                18,150/-   +   Rs.              (Rounded off to
                                18,150/-   =   Rs.              Rs. 93,284/-)
                                84,700/-
    3.       Ms. Monika Rs. 48,400/-                Rs. 4,904.98 Rs.      53,304.98
                                                                 (Rounded off to
                                                                 Rs. 53,305/-)
    
    
                                         DISBURSEMENT
    

    44. The Financial Statement of petitioner/injured was recorded
    by this Court/Tribunal. It was stated that their monthly expenses were
    Rs. 30,000/- to Rs. 35,000/-.

    45. The Hon’ble Delhi High Court vide orders dated
    07.12.2018 & 08.01.2021 in FAO No. 842/2003 under the title Rajesh
    Tyagi & Ors. Vs. Jaivir Singh & Ors. has given the following directions:

    “(i) The bank shall not permit any joint name to be added in
    the saving account or fixed deposit accounts of the claimants
    i.e. saving bank accounts of the claimants shall be an
    MACT No.503/2025 Digitally
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    Manju & Ors. vs. Raja Ram and Ors. RUCHIKA
    RUCHIKA SINGLA Page 25 of 35
    SINGLA Date:

    2026.07.20
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    individual saving bank account and not a joint account.

    (ii) Original fixed deposit shall be retained by the bank in
    safe custody. However, the statement containing FDR number,
    FDR amount, date of maturity and maturity amount shall be
    furnished by bank to the claimants.

    (iii) The maturity amount of the FDRs be credited by the
    ECS in the saving bank account of the claimant near the place
    of their residence.

    (iv) No loan, advance or withdrawal or premature discharge
    be allowed on the fixed deposits without the permission of the
    court.

    (v) The concerned bank shall not issue any cheque book
    and/or debit card to claimants. However, in case the debit card
    and/or cheque book have already been issued, bank shall
    cancel the same before the disbursement of the award amount.

    The bank shall debit card(s) freeze the account of claimants so
    that no debit card be issued in respect of the account of
    claimants from any other branch of the bank.

    (vi) The bank shall make an endorsement on the passbook
    of the claimant to the effect, that no cheque books and/or debit
    card have been issued and shall not be issued without the
    permission of the Court and the claimant shall produced the
    passbook with the necessary endorsement before the Court for
    compliance.”

    46. However, in a recent judgment passed by the Hon’ble
    Supreme Court of India titled as Parminder Singh vs Honey Goyal on 18
    March, 2025 in S.L.P. (C) No. 4484 OF 2020 has held that :

    “17. The case in hand pertains to the compensation awarded
    under the Motor Vehicles Act. The general practice followed
    Digitally
    signed by
    MACT No.503/2025 RUCHIKA
    RUCHIKA SINGLA

    Manju & Ors. vs. Raja Ram and Ors. Page 26 of 35
    SINGLA Date:

    2026.07.20
    16:04:06
    +0530
    by the insurance companies, where the compensation is not
    disputed, is to deposit the same before the Tribunal. Instead
    of following that process, a direction can always be issued to
    transfer the amount into the bank account(s) of the
    claimant(s) with intimation to the Tribunal.

    17.1 For that purpose, the Tribunals at the initial stage of
    pleadings or at the stage of leading evidence may require the
    claimant(s) to furnish their bank account particulars to the
    Tribunal along with the requisite proof, so that at the stage of
    passing of the award the Tribunal may direct that the amount
    of compensation be transferred in the account of the claimant
    and if there are more than one then in their respective
    accounts. If there is no bank account, then they should be
    required to open the bank account either individually or
    jointly with family members only. It should also be mandated
    that, in case there is any change in the bank account
    particulars of the claimant(s) during the pendency of the
    claim petition they should update the same before the
    Tribunal. This should be ensured before passing of the final
    award. It may be ensured that the bank account should be in
    the name of the claimant(s) and if minor, through guardian(s)
    and in no case it should be a joint account with any person,
    who is not a family member. The transfer of the amount in the
    bank account, particulars of which have been furnished by the
    claimant(s), as mentioned in the award, shall be treated as
    satisfaction of the award. Intimation of compliance should be
    furnished to the Tribunal.”

    47. In view of the same, the award amount can now be
    disbursed in the Savings Bank Account of the petitioner. However, the
    remaining directions as passed by the Hon’ble High Court shall be
    complied with. It is directed that the award amount be deposited by the
    respondent no. 3 in the bank account of Tribunal bearing A/c no.

    Digitally
    signed by
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    MACT No.503/2025

    2026.07.20
    16:04:11
    +0530

    Manju & Ors. vs. Raja Ram and Ors. Page 27 of 35
    42704293960, SBI, THC, Delhi in the name of MACT-01, Central,
    IFSC Code: SBIN0000726.

    Smt. Manju (LR/mother of deceased)

    48. After considering the financial statement of the petitioner, it
    is held that on realization of the award amount of Rs. 38,51,243/-
    (Rupees Fifty Five Lakhs Fifty Three Thousand Six Hundred Fifty Five
    only), out of the share of the petitioner/mother of deceased of Rs.
    37,04,654/- (Rupees Thirty Seven Lakhs Four Thousand Six Hundred
    Fifty Four only), SBI, Tis Hazari Courts, Delhi shall release Rs.
    4,04,654/- (Rupees Four Lakhs Four Thousand Six Hundred Fifty Four
    only with accumulated interest, if any to the petitioner/mother of
    deceased immediately in her Bank Account no. 6574000100051096
    maintained at Punjab National Bank, Ghonda Road, Delhi, IFSC
    PUNB0657400, CIF ID JSV005548.

    49. The balance amount of Rs. 33,00,000/- (Rupees Thirty
    Three Lacs only) shall be put in 100 monthly fixed deposits in her name
    in her account as mentioned above of equal amount of Rs. 33,000/-
    (Rupees Thirty Three Thousand only) each for a period of 01 month to
    100 respectively, with cumulative interest, in terms of the directions
    contained in FAO No. 842/2003 dated 07.12.2018 & 08.01.2021.
    Besides the above said amount, amount of FDRs on maturity, shall
    automatically be transferred in her saving account maintained in a
    nationalized bank situated near the place of her residence.

    RUCHIKA
    SINGLA

    MACT No.503/2025
    Digitally signed
    by RUCHIKA
    SINGLA

    Manju & Ors. vs. Raja Ram and Ors. Page 28 of 35
    Date: 2026.07.20
    16:04:16 +0530
    Sh. Rajesh (LR/father of deceased)

    50. After considering the financial statement of the petitioner, it
    is held that on realization of the award amount, out of the share of the
    petitioner/father of deceased of Rs. 93,284/- (Rupees Ninety Three
    Thousand Two Hundred Eighty Four only), SBI, Tis Hazari Courts,
    Delhi shall release the entire amount with accumulated interest, if any to
    the petitioner/father of deceased immediately in his Bank Account no.
    6574000100060678 maintained at Punjab National Bank, Ghonda Road,
    Delhi, IFSC PUNB0657400, CIF ID JSV006511.

    Ms. Monika (LR/sister of deceased)

    51. After considering the financial statement of the petitioner, it
    is held that on realization of the award amount, out of the share of the
    petitioner/sister of deceased of Rs. 53,305/- (Rupees Fifty Three
    Thousand Three Hundred Five only), SBI, Tis Hazari Courts, Delhi shall
    release the entire amount with accumulated interest, if any to the
    petitioner/sister of deceased immediately in her Bank Account on
    furnishing of copy of her passbook with SBI, THC.

    52. Further, it is directed that as the amount is being disbursed
    to the petitioners in their savings bank accounts, they shall not avail any
    loan/advance facility on the FDRs without the permission of this
    Tribunal. Further, they shall not encash the FDRs before their maturity
    without the permission of this Tribunal.

    53. In compliance of the directions given by Hon’ble High

    Digitally
    signed by

    MACT No.503/2025
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    Manju & Ors. vs. Raja Ram and Ors. 2026.07.20
    16:04:21 Page 29 of 35
    +0530
    Court in FAO No. 842/2003 dated 08.01.2021, Summary of the Award
    in the prescribed Format-XVI is as under:

    SUMMARY OF AWARD:

        Date of Accident:                        22.03.2025
        Name of the deceased:                    Sh. Jatin Kumar
        Age of the deceased:                     27 years
        Occupation of the deceased:              Not proved
        Income of the
        deceased                             :   Rs. 21,927/- pm
    
    

    Name and relationship of legal representative of deceased:

    
                Name of the claimant                  Relation with deceased
                              Smt. Manju                           Mother
                              Sh. Rajesh                           Father
                             Ms. Monika                            Sister
    
    
                              COMPUTATION OF COMPENSATION
    Sr.                       Head                   Awarded by the Claims Tribunal
    No.
    1      Monthly Income of deceased Rs. 21,927/-
           (A)
    2      Add future prospect (B)                  @ 40%= Rs. 8,770.80
    3      Less 1/2 deductions towards (Rs. 21,927/- + Rs. 8,770.80) = Rs.
    

    personal and living expenses of 30,697.80 x 1/2 = Rs. 15,348.90
    the deceased (C)

    4 Monthly loss of dependency (Rs. 21,927/- + Rs. 8,770.80) – Rs.

    [(A+B) – C = D] 15,348.90 = Rs. 15,348.90

    RUCHIKA
    SINGLA
    MACT No.503/2025 Digitally signed by
    RUCHIKA SINGLA
    Manju & Ors. vs. Raja Ram and Ors. Date: 2026.07.20
    16:04:26 +0530
    Page 30 of 35
    5 Annual loss of Dependency Rs. 15,348.90 x 12 = Rs.

            (D x 12)                                     1,84,186.80
    6       Multiplier (E)                               18
    7       Total loss of dependency                     (Rs. 1,84,186.80 x 18) =
            DxE=F                                        Rs.33,15,362/-
    8       Medical Expenses (G)                         Nil
    9       Compensation for loss of love Nil
            and affection (H)
    10      Compensation for loss of Rs. 48,400/- x 3 = Rs. 1,45,200/-
            consortium (I) to the petitioner
    
    11      Compensation             for      loss    of Rs. 18,150/-
            Estate (J)
    12      Compensation              for      funeral Rs. 18,150/-
            expenses (K)
    13      Total Compensation (F+I+J+K) Rs. 34,96,862/-
    14      Rate of Interest Awarded                     9%
    15      Interest amount upto the date of Rs. 3,54,381/-
            award w.e.f. 05.06.2025 till
            realization
    16      Total amount including interest Rs. 38,51,243/-
    17      Award amount released                        As per paragraph Nos. 48 to 51
    18      Award amount kept in FDRs                    Rs. 33,00,000/-
    19      Mode of disbursement of the                  As per paragraph Nos. 48 to 51
            award amount to the
            claimant(s)
    20      Next Date of compliance of the                              20.08.2026
            award
    
                                                     LIABILITY:
    

    54. It has been established that accident was caused due to the
    rash and negligent act of the respondent no.1 who was driving the
    MACT No.503/2025 Digitally
    signed by

    Manju & Ors. vs. Raja Ram and Ors. RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    Page 31 of 35

    2026.07.20
    16:04:31
    +0530
    offending vehicle no.1 and that respondent no.2 is the owner of the
    same and the offending vehicle was insured with the respondent no.3.
    Hence, the respondent no. 3 shall be liable to pay the compensation
    amount to the petitioner. Issue No. 2 is accordingly decided in favour of
    the petitioner and against the respondents.

    RELIEF:

    55. In view of the above, the respondent no.3 is directed to
    deposit a sum of Rs.34,96,862/- (Rupees Thirty Four Lakhs Ninety Six
    Thousand Eight Hundred Sixty Two Only) along with interest @ 9%
    from the date of filing of DAR i.e. w.e.f. 05.06.2025 till realization with
    the Bank Account of this Tribunal within 30 days under intimation to the
    claimants, failing which the respondents shall be liable to pay interest
    @12% per annum for the period of delay beyond 30 days. Reliance
    placed on case titled as Oriental Insurance Company Ltd. Vs. Niru @
    Niharika & Ors. SLP
    no. 22136 of 2024 decided on 14.07.2025 by the
    Hon’ble Supreme Court.

    56. Ahlmad is directed to e-mail an authenticated copy of the
    award to the insurance company for compliance within the time granted
    as directed by the Hon’ble Supreme Court of India in WP (Civil) No.
    534/2020 titled as Bajaj Allianz General Insurance Co. Pvt. Ltd. Vs.
    Union of India & Ors.
    on 16.03.2021.
    The said respondent is further
    directed to give intimation of deposit of the compensation amount to the
    claimant and shall file a compliance report with the Claims Tribunal
    with respect to the deposit of the compensation amount within 15 days
    RUCHIKA
    SINGLA
    MACT No.503/2025 Digitally signed by
    RUCHIKA SINGLA

    Manju & Ors. vs. Raja Ram and Ors. Date: 2026.07.20
    16:04:42 +0530 Page 32 of 35
    of the deposit with a copy to the Claimant and his counsel.

    Ahlmad shall also e-mail an authenticated copy of the
    award to Branch Manager, SBI, Tis Hazari Courts for information.

    A digital copy of this award be forwarded to the parties
    free of cost.

    Ahlmad is directed to send the copy of the award to
    Ld. Metropolitan Magistrate concerned and Delhi Legal Services
    Authority in view of Central Motor Vehicles (fifth Amendment) Rules,
    2022 [(Directions at serial nos. 39, 40 of Procedure for Investigation of
    Motor Vehicle Accidents (under Rule 150A)].

    Civil Nazir is directed to place a report on record on
    20.08.2026 in the event of non-receipt/deposit of the compensation
    amount within the time granted.

    Further, Civil Nazir is directed to maintain the record in
    Form XVIII in view of Central Motor Vehicles (fifth Amendment)
    Rules, 2022 [(Directions at serial no. 41 of Procedure for Investigation
    of Motor Vehicle Accidents (under Rule 150A).

    Ahlmad is further directed to comply with the directions
    passed by the Hon’ble High Court of Delhi in MAC APP No. 10/2021
    titled as New India Assurance Company Ltd. Vs. Sangeeta Vaid & Ors.,
    date of decision : 06.01.2021 regarding digitisation of the records.

    File be consigned to Record Room after due compliance.
    Announced in the open Court today
    on this 20th July, 2026
    Digitally
    signed by
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    2026.07.20
    16:04:48
    +0530

    (RUCHIKA SINGLA)
    PO, MACT-01, CENTRAL DISTRICT,
    TIS HAZARI COURTS, DELHI.

    MACT No.503/2025
    Manju & Ors. vs. Raja Ram and Ors. Page 33 of 35

    THE PARTICULARS AS PER FORM-XVII, CENTRAL MOTOR
    VEHICLES (FIFTH AMENDMENT) RULES, 2022 (PL. SEE RULE
    150A) ARE AS UNDER:-

    1 Date of Accident 22.03.2025
    2 Date of filing of Form-I – First Accident
    24.03.2025
    Report (FAR)
    3 Date of delivery of Form-II to the
    05.06.2025
    victim(s)
    4 Date of receipt of Form-III from the
    13.05.2025
    Driver
    5 Date of receipt of Form-IV from the
    Owner 13.05.2025

    6 Date of filing of Form-V-

    13.05.2025
    Particulars of the insurance of the vehicle
    7 Date of receipt of Form-VIA from the
    05.06.2025
    Victim(s)
    8 Date of filing of Form-VII – Detail
    05.06.2025
    Accident Report (DAR)
    9 Whether there was any delay or
    deficiency on the part of the Investigating
    No
    Officer? If so, whether any
    action/direction warranted?

    10 Date of appointment of the Designated
    05.06.2025
    Officer by the Insurance Company
    11 Whether the Designated Officer of the
    Insurance Company admitted his report No
    within 30 days of the DAR/claim
    petition?

    12 Whether there was any delay or
    deficiency on the part of the Designated Yes
    Officer of the Insurance Company? If so,
    whether any action/direction warranted?
    13 Date of response of the claimant(s) to the
    Digitally

    MACT No.503/2025
    signed by
    RUCHIKA
    RUCHIKA SINGLA

    Manju & Ors. vs. Raja Ram and Ors. SINGLA Date:

    2026.07.20
    16:04:55
    Page 34 of 35
    +0530
    offer of the Insurance Company. NA
    14 Date of award 20.07.2026
    15 Whether the claimant(s) were directed to
    open savings bank account(s) near their Yes
    place of residence?

    16 Date of order by which claimant(s) were
    directed to open Savings Bank Account(s)
    near his place of residence and produce
    PAN card and Aadhar Card and the 05.06.2025
    direction to the bank not to issue any
    cheque book/debit card to the claimant(s)
    and make an endorsement to this effect on
    the passbook(s).

    17 Date on which the claimant(s) produced
    the passbook of their savings bank
    16.03.2026
    account(s) near the place of their
    residence alongwith PAN card and
    Aadhaar Card?

    18 Permanent residential address of the
    claimant(s). As per record.

    19 Whether the claimant(s) savings bank
    account(s) is near their place of Yes
    residence?

    20 Whether the Claimant(s) were examined Yes. The financial statements of
    at the time of passing of the Award to LR/mother and LR/father of
    ascertain his/their financial condition? deceased was recorded on
    16.03.2026.

    Digitally
    signed by
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    2026.07.20
    16:05:00
    +0530

    (RUCHIKA SINGLA)
    PO, MACT-01, CENTRAL DISTRICT,
    TIS HAZARI COURTS, DELHI.

    20.07.2026

    MACT No.503/2025
    Manju & Ors. vs. Raja Ram and Ors. Page 35 of 35



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