Ved Prakash Lr(Dec. Kapil)F(41/18/Tp) vs Yash Jain on 18 April, 2026

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    Delhi District Court

    Ved Prakash Lr(Dec. Kapil)F(41/18/Tp) vs Yash Jain on 18 April, 2026

                      IN THE COURT OF MS. RUCHIKA SINGLA
                     PRESIDING OFFICER, MACT-01 (CENTRAL)
                            TIS HAZARI COURTS, DELHI.
    
    DLCT010086232018
    
    
    
    MACT No. :                  493/2018
    FIR No.  :                  41/2018
    PS       :                  Timarpur
    u/s      :                  279/304A IPC
    
    1.       Sh. Ved Prakash @ Sh. Bed Prakash (LR/father of deceased)
             S/o. Sh. Mahendra Singh
    
    2.       Smt. Archana Devi (LR/mother of deceased)
             W/o. Sh. Ved Prakash
    
    3.       Sh. Rohit Kumar (LR/brother of deceased)
             S/o. Sh. Ved Prakash
    
    4.       Ms. Neha Kumari (LR/sister of deceased)
             D/o. Sh. Ved Prakash
    
             All r/o. Deta Kalan, Deta Khurd,
             Aligarh, Uttar Pradesh
                                                                                ...Petitioners
    
                                                  Versus
    
    1.       Sh. Yash Jain
             S/o. Sh. Sanjay Jain,
             R/o. H.No.B-2/240, Sultanpuri, Delhi.
    
    2.       Smt. Manju Jain
             W/o. Sh. Sanjay Jain,
             R/o. H.No.B-2/240, Sultanpuri, Delhi.
    
                                                                   Digitally
                                                                   signed by
                                                                   RUCHIKA
                                                           RUCHIKA SINGLA
                                                           SINGLA  Date:
    
    MACT No.493/2018                                               2026.04.18
                                                                   16:39:14
                                                                   +0530
    
    Ved Prakash and Ors. Vs. Yash Jain and Ors.                                   Page 1 of 52
     3.       Sh. Sikander,
             S/o. Unknown
             R/o. C-335, Gali no.12, Ganga Vihar, Delhi.
    
    4.       Sh. Babban Singh,
             S/o. Sh. Bhagat Lal Singh
             R/o. Village Rampur,
             PO Masti Chowk PS Dariyapur,
             District Saran, Bihar.
             Also at: F-46, Sector A, Tronic City,
             Loni, Ghaziabad, U.P.
    
    5.       Liberty General Insurance Co. Ltd.
             through Regional Manager/Nodal Officer
             783 & 784, 7th Floor, Agarwal Millennium, Tower-II,
             Plot no.E-4, Netaji Subhash Place,
             Pitampura, New Delhi, Delhi-110034.
                                                             ....Respondents
    
                                                     Date of filing of DAR : 04.07.2018
                                                     Judgment reserved on : 24.03.2026
                                                            Date of Award : 18.04.2026
    
                                                  AWAR D
    
    1.                 The present DAR was filed on 04.07.2018 which was
    treated as the claim petition. The Road Traffic Accident in question took
    place on 24.02.2018 at about 09:05 PM ahead Gopalpur Red Light,
    CNG Pump, Gandhi Vihar, Delhi. Mr. Kapil Kumar expired in the said
    accident which was allegedly caused by a Wagon-R Car bearing
    registration No. DL-8CQ-5371 (hereinafter referred to as the offending
    vehicle). The offending vehicle was being driven by respondent no. 1
    Yash Jain, owned by respondent no. 2 Manju Jain and insured with
    respondent no. 3 Liberty General Insurance Co. Ltd.
                                                                    RUCHIKA
                                                                    SINGLA
                                                                    Digitally signed
                                                                    by RUCHIKA
    
    
    MACT No.493/2018
                                                                    SINGLA
                                                                    Date: 2026.04.18
                                                                    16:39:24 +0530
    
    
    Ved Prakash and Ors. Vs. Yash Jain and Ors.                                        Page 2 of 52
                                                   BRIEF FACTS

    2. The brief facts that have emerged from the DAR are that a
    PCR call vide DD No.35A dated 24.02.2018 regarding information of an
    accident was received at PS Timarpur and handed over to ASI Ashok
    Kumar, who alongwith HC Mukesh went to the spot i.e. ahead Gopalpur
    Red Light, CNG Pump, Gandhi Vihar, Delhi where one Mahindra
    Pickup bearing no. DL-1LK-7202, its driver Babban Singh and one
    person namely Uttam were found at the spot. They informed the IO that
    the injured and number plate of the accidental vehicle had been taken to
    Trauma Centre, Civil Lines, Delhi by PCR van. After leaving HC
    Mukesh at the spot of accident, IO went to the Trauma Centre, Civil
    Lines, Delhi where he collected the MLC no.2089/18 of Mr. Kapil. The
    doctors had declared him brought dead. Thereafter, IO preserved the
    dead body of Mr. Kapil in Asaf Ali Hospital Mortuary. Thereafter, he
    returned to the spot of accident and from there, he came to the PS
    alongwith Mahindra Pickup, driver Babban Singh and Sh. Uttam.

    3. Thereafter, IO recorded the statement of Mr. Babban in the
    PS as complainant. Thereafter, FIR was registered on the basis of
    statement of complainant, MLC and DD entry u/s.279/304A IPC.
    Thereafter IO prepared the site plan at the instance of Mr. Babban.
    Thereafter, IO deposited the Mahindra Pickup to Maalkhana. The
    registration plate found at the spot belonged to a vehicle bearing no.
    DL-8CQ-5371 (hereinafter referred to as the offending vehicle no.1).
    Thereafter, IO obtained the ownership of the offending vehicle no.1.
    Thereafter, IO served the notice under Section 133 MV Act upon the

    SPONSORED

    RUCHIKA
    SINGLA
    MACT No.493/2018
    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 3 of 52
    Digitally signed
    by RUCHIKA
    SINGLA
    Date: 2026.04.18
    16:39:30 +0530
    owner of the offending vehicle no.1 namely Smt. Manju Jain. Upon the
    notice, owner had given a written reply in which she has stated that on
    the day of accident, the offending vehicle no.1 was being driven by her
    son namely Yash Jain and that she will produce him before the IO.

    4. On 25.02.2018, the post mortem vide PM no.308/18 of the
    body of deceased was got conducted by the IO. Thereafter, dead body of
    the deceased was handed over to the relatives of the deceased.

    5. Thereafter, owner of the offending vehicle no.1 had
    produced the driver of the offending vehicle no.1 before the IO. Owner
    also handed over the documents of the offending vehicle no.1 as well as
    DL of the driver to the IO. Thereafter, IO interrogated the driver Yash
    Jain and arrested him. Upon producing the surety, the driver of the
    offending vehicle was released on bail.

    6. Thereafter, IO deposited the Wagon-R Car/offending
    vehicle no.1 and its number plate in the maalkhana. Mechanical
    inspection of both the offending vehicle no.1 and the Mahindra Pickup
    were got conducted. The owner of the offending vehicle/Wagon-R car
    did not submit the insurance of the offending vehicle. Accordingly, IO
    added the Section under section 146/196 MV Act. Other documents of
    the offending vehicle were got verified from the concerned authorities
    and the same were found to be correct. After completion of
    investigation, chargesheet for the offences u/s.279/304A IPC and
    146/196 MV Act was filed against the driver Yash Jain before the

    RUCHIKA
    SINGLA
    MACT No.493/2018 Digitally signed

    Ved Prakash and Ors. Vs. Yash Jain and Ors. by RUCHIKA
    SINGLA
    Date
    : 2026.04.18
    Page 4 of 52
    16:39:35 +0530
    concerned Ld. JMFC and the DAR was filed before this Tribunal.

    7. During the trial of the case, the petitioner moved an
    application under Order I Rule 10 CPC for impleading the driver, owner
    and the insurance company of the Mahindra Pickup which was found at
    the spot of the accident. Notice of this application was issued to the
    proposed respondents and vide order dated 02.12.2024, they were
    impleaded as respondents no. 3 to 5 respectively in the present matter.
    The Mahindra Pickup shall be hereinafter referred to as the offending
    vehicle no. 2.

    WRITTEN STATEMENTS

    8. WS was filed on behalf of the respondents no. 1 & 2 i.e. the
    driver and the owner of the offending vehicle no.1 on 15.10.2018. It was
    stated by the respondents that at the time of accident the deceased was
    repairing the faulty Mahindra Pickup bearing no.DL-1LK-7200 and was
    underneath of that Mahindra Pickup in middle of ring road, during
    heavy fog at night, without any light and precautions, where heavy
    traffic prevails all the time. It was further stated that it was the duty of
    the deceased, driver and owner of the faulty Mahindra Pickup to remove
    the faulty vehicle from the site by crane and send it to workshop for
    repairing the same. It was further stated that the respondent no. 1/driver
    has been wrongly impleaded in the present case as no accident took
    place due to the negligence on his part and the accident did not took
    place with the vehicle of the answering respondents and that they are
    falsely implicated in the present case. Hence, the present DAR is liable
    RUCHIKA
    SINGLA

    Digitally signed

    MACT No.493/2018
    by RUCHIKA
    SINGLA
    Date: 2026.04.18
    16:39:40 +0530

    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 5 of 52
    to be dismissed.

    9. WS/reply on behalf of respondent no. 5 i.e. the insurer of
    the offending vehicle no.2 was filed. It was admitted that the offending
    vehicle no.2 was insured with respondent no. 5 vide policy no.2013-
    200102-17-1000017-01-000 valid and effective from 02.04.2018 to
    01.04.2018 in the name of Mr. Surender Singh. However, it was stated
    that at the time of accident, the driver of the offending vehicle no.1 was
    driving the vehicle without having any insurance. The accident was
    caused due to the rash and negligent driving of the driver of the
    offending vehicle no.1. It was further stated that the offending vehicle
    no.2 has been added in the array of parties with the intention to grab the
    compensation from the insurer. It was further stated that the offending
    vehicle no.2 has no role to play in the accident and required precaution
    were also taken for the stationery vehicle. In addition to that, the driver
    of the offending vehicle no.2 was also standing on the road to indicate
    the side of coming traffic/vehicle to ensure safety. Hence, it is stated that
    there was no rash and negligent driving of the offending vehicle no.2
    and that the respondent no. 5 was not liable to pay any compensation to
    the petitioners.

    10. The respondents no. 3 and 4 did not appear in the court nor
    they filed their WS. Hence, they were proceeded against ex-parte vide
    order dated 02.12.2024.

    Digitally
    signed by
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    2026.04.18
    16:39:46
    +0530

    MACT No.493/2018
    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 6 of 52
    ISSUES

    11. On the basis of the pleading of the parties, vide order dated
    15.10.2018, this Tribunal framed the following issues:

    1. Whether the deceased Sh. Kapil suffered fatal injuries
    in an accident that took place on 24.02.2018 at about
    09:05 PM involving Car bearing registration No.
    DL-8CQ-5371 driven by Respondent no. 1 rashly and
    negligently, and owned by Respondent no. 2? OPP

    2. Whether the petitioners are entitled for compensation?

    If so, to what amount and from whom? OPP

    3. Relief.

    12. In view of the impleadment of respondents no. 3 to 5, an
    additional issue was framed vide order dated 11.03.2025 which is as
    under :

    4. Whether the deceased Kapil suffered fatal injuries
    in an accident that took place on 24.02.2018 at about
    09:05 P.M. involving vehicle i.e. Mahindra Pick Up Van
    bearing registration No. DL 1LK 7200, which was
    stationed on the road by respondent no. 3, owned by
    respondent no. 4 and insured with respondent no. 5 and
    another vehicle i.e. Wagon R bearing registration no.

    DL8CQ5371 which was being driven rashly and
    negligently by respondent no. 1 and owned by
    respondent no.2? OPP

    13. However, in view of the framing of the above issue, the
    issue no.1 as framed earlier is deleted. The issues are reproduced as
    under:

    1. Whether the deceased Kapil suffered fatal injuries
    in an accident that took place on 24.02.2018 at about
    09:05 P.M. involving vehicle i.e. Mahindra Pick Up Van
    bearing registration No. DL 1LK 7200, which was
    Digitally
    MACT No.493/2018 signed by
    RUCHIKA

    Ved Prakash and Ors. Vs. Yash Jain and Ors. RUCHIKA
    SINGLA
    SINGLA
    Date: Page 7 of 52
    2026.04.18
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    stationed on the road by respondent no. 3, owned by
    respondent no. 4 and insured with respondent no. 5 and
    another vehicle i.e. Wagon R bearing registration no.

    DL8CQ5371 which was being driven rashly and
    negligently by respondent no. 1 and owned by
    respondent no.2? OPP

    2. Whether the petitioners are entitled for compensation?
    If so, to what amount and from whom? OPP

    3. Relief.

    PETITIONER’S EVIDENCE

    14. The petitioners examined Smt. Archana Devi as PW-1.
    PW1 has tendered her evidence by way of affidavit which is Ex. PW1/1.
    She relied upon the following documents:

    1. Ex. PW1/A are the copies of Aadhar Card of the petitioners
    (OSR) (colly).

    2. Ex.PW1/B are the copies of aadhar card and death certificate of
    deceased Kapil Kumar.

    3. Ex. PW1/C is the DAR.

    15. Thereafter, petitioners examined IO/SI Ashok Kumar
    (Retired) as PW-2. PW2 IO/SI Ashok Kumar was the Investigation
    Officer of the present case. He stated that the accident was caused due to
    the negligence of offending vehicle no. 2 as well.

    16. Thereafter, petitioners examined Sh. Uttam Singh as PW-3.
    PW3 Sh. Uttam Singh is the registered owner of the offending vehicle
    no.2.

    RUCHIKA
    SINGLA

    Digitally signed
    by RUCHIKA

    MACT No.493/2018
    SINGLA
    Date:

    2026.04.18
    16:39:54 +0530

    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 8 of 52

    17. Thereafter, petitioners examined Sh. Babban Singh as
    PW-4. He has relied upon the statement of witness recorded by IO as
    Ex. PW4/A. He is the driver of the offending vehicle no.2 and
    complainant in the present case on whose statement the FIR was
    registered. He stated that the deceased was repairing his vehicle at the
    time of the accident and that it was totally dark as that time. Further, he
    stated that he saw a TSR/auto coming from behind in a rash and
    negligent manner in a zig zag manner which hit his vehicle. He further
    stated that due to the impact of the hit, the offending vehicle no.2 fell on
    the road and the deceased who was working underneath the offending
    vehicle no. 2 was crushed underneath. He expired on the spot due to the
    impact of the same. He further stated that the driver of the said TSR
    reversed his TSR at that time and he collided with the offending vehicle
    no. 1 due to which the number plate of the offending vehicle no. 1 broke
    and fell down on the road.

    18. All PWs was duly cross examined by Ld. Counsel for
    respondents no. 1 and 2. Thereafter, vide separate statement of Ld.
    Counsel for the petitioners, PE was closed on 31.10.2025.

    RESPONDENT’S EVIDENCE

    19. The respondent no. 1 examined himself as R1W1. He has
    tendered his evidence by way of affidavit which is Ex. R1W1/A. He has
    relied upon the certified copy of cross examination of eye witness
    Babbn Singh before the Ld. JMFC-02 as Ex. R1W1 (colly) (containing

    MACT No.493/2018 Digitally
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    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 9 of 52
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    2026.04.18
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    +0530
    5 pages). He was cross examined by Ld. Counsel for the petitioners

    20. Thereafter, vide separate statement of the Ld. Counsel for
    respondents no.1 & 2, RE was closed vide order dated 19.01.2026.

    FINAL ARGUMENTS

    21. The Petitioners filed his duly filled Form XIII and the
    financial statements of the petitioners no.1 & 2 were recorded. Final
    arguments were heard on behalf of the petitioners as well as
    respondents. Written arguments were filed on behalf of the respondents
    no. 1 & 2 and the respondent no.5.

    FINDINGS & OBSERVATIONS

    22. I have heard Ld. Counsel for the petitioners and Ld.
    Counsel for respondents and perused the record. My findings on the
    various issues are as under:-

    ISSUE NO.1:

    Whether the deceased Kapil suffered fatal injuries in an
    accident that took place on 24.02.2018 at about 09:05 P.M. involving
    vehicle i.e. Mahindra Pick Up Van bearing registration No. DL 1LK
    7200, which was stationed on the road by respondent no. 3, owned by
    respondent no. 4 and insured with respondent no. 5 and another vehicle
    i.e. Wagon R bearing registration no. DL8CQ5371 which was being
    driven rashly and negligently by respondent no. 1 and owned by
    respondent no.2?

                                                                 RUCHIKA
                                                                 SINGLA
                                                                 Digitally signed by
                                                                 RUCHIKA SINGLA
    MACT No.493/2018                                             Date: 2026.04.18
                                                                 16:40:03 +0530
    
    Ved Prakash and Ors. Vs. Yash Jain and Ors.                                        Page 10 of 52
    

    23. The onus to prove this issue was upon the petitioner. It is an
    admitted case in the present matter that the deceased Kapil was working
    on the offending vehicle no. 2 at the time of the accident. He was lying
    underneath the offending vehicle no. 2 when another vehicle hit the
    same due to which, the offending vehicle no. 2 fell and the deceased was
    crushed beneath it.

    24. It is argued by Ld. Counsel for the petitioner that the FIR
    was registered on the basis of the statement of the complainant Sh.

    Babban Singh (respondent no.3) who is the driver of the offending
    vehicle no. 2. He was examined by the petitioner as PW4 in the present
    matter and he stated on oath that at the time of the accident, a TSR/auto
    came from behind in a rash and negligent manner and hit the offending
    vehicle no. 2 due to which the offending vehicle no. 2 fell. It is
    submitted that the IO did not do any investigation qua the said alleged
    auto. Further, the offending vehicle no. 2 i.e. the Truck was parked on
    the main road without any parking lights and without any indicator. The
    truck was parked since the afternoon at 1:30 pm till the time of the
    accident at 9:05 pm when the same shall have been taken to a workshop
    for repair. Hence, it is submitted that both the vehicles i.e. the TSR and
    the truck are rash and negligent in the present matter. Hence, they are
    jointly and severally liable to pay compensation to the petitioners.

    25. Per contra, it is argued by the Ld. Counsel for respondents
    no.1 and 2 (the driver and the owner of the offending vehicle no.1) that
    Digitally
    signed by
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    2026.04.18

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    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 11 of 52
    there is no rash and negligent act on behalf of the offending vehicle no.

    1. It is submitted that as pointed above, the FIR was registered on the
    basis of the statement of PW4 Babban Singh. In the statement before the
    IO, he stated that the accident was caused by the offending vehicle no. 1
    but when he appeared in the court and was examined as PW4, he stated
    that the accident was actually caused by an unknown TSR/auto who hit
    the offending vehicle no. 2. When the auto driver was reversing his auto
    to abscond from the spot, he hit into the Wagon-R i.e. the offending
    vehicle no. 1 due to which the registration plate of the offending vehicle
    no. 1 fell on the road. It is submitted that the accident was not caused by
    the offending vehicle no. 1 at all, as per the petitioner’s own case. The
    accident was caused between the TSR/auto and the offending vehicle no.

    2. Hence, it is submitted that there is no liability upon the driver and the
    owner of the offending vehicle no. 1.

    26. Further, it is argued by the Ld. Counsel for the respondents
    no. 1 and 2 that in the present matter, as mentioned above, admittedly
    the offending vehicle no. 2 was parked on the ring road from 1:30 pm
    till 9:30 pm. There is nothing on record to suggest that the offending
    vehicle no. 2 had given any indicator or had switched on the parking
    lights that the truck had broken down. It is submitted that even if the
    truck could not be moved at the time when it broke down, the driver of
    the offending vehicle no. 2 had sufficient time to get the same moved to
    a workshop for repairs. As per the statement of PW4 Babban Singh, the
    mechanic i.e. the deceased Kapil had come at the spot at about 2:30 pm
    and he was still repairing the vehicle till 9:05 pm in the night. Hence, it
    Digitally
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    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    2026.04.18
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    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 12 of 52
    is apparent that the repair work required on the vehicle was a lot and
    could not be completed soon. Hence, the reasonable thing which should
    have been done was to move the vehicle to the workshop, which was not
    done. It is submitted that PW4 Babban Singh admitted in his cross
    examination that the vehicle could have been taken to a workshop
    through a crane. It is submitted that the same was not done by him only
    to save cost. It is submitted that the ring road is a busy road on which
    heavy traffic plies entire day. As per the traffic rules and regulations, the
    owner and the driver of the offending vehicle no. 2 were under a duty to
    remove the broken vehicle from the road. As the same was not done,
    their rash and negligent act is apparent. Hence, in view of the testimony
    of PW4 Babban Singh, as the accident was caused between an unknown
    auto/TSR and due to the rash and negligent act of the driver of the
    offending vehicle no. 2 (respondent no. 3), no liability can be imposed
    upon the respondent no. 1 and 2. Ld. Counsel for respondent no. 1 & 2
    has relied upon the following judgments in support of his arguments:

    • Sithara N.S. & Ors. Etc. Vs. Sai Ram General Insurance
    Company Limited in Civil Appeal Nos.14718-14719 of 2025
    (Arising out of SLP (C) Nos.281-282/2019) decided by the
    Hon’ble Supreme Court of India on 12.12.2025.
    • National Insurance Co. Ltd. Vs. Rakhi and others, FAO No.3836
    of 2014 and XOBJC No.211-CII of 2015 (O&M); decided by
    Hon’ble High Court of Punjab and Haryana on 05.12.2019.

    • Manjit Kaur and Ors. Vs. Jagtar Singh and Ors. , FAO No.569 and
    2673 of 2006 (O&M); decided by Hon’ble High Court of Punjab
    and Haryana at Chandigarh on 20.12.2026.

    RUCHIKA
    SINGLA
    MACT No.493/2018 Digitally signed by

    Ved Prakash and Ors. Vs. Yash Jain and Ors. RUCHIKA SINGLA
    Date: 2026.04.18 Page 13 of 52
    16:40:25 +0530
    • General Manager, ICICI Lombard General Insurance Co. Ltd. Vs.
    Rajendra Singh and Ors., MFA No.31686 of 2013 (MV) and
    others; decided by Hon’ble High Court of Karnataka, Kalaburagi
    Bench on 20.01.2016.

    • United India Insurance Co. Ltd. Vs. Raj Bala and Ors. , FAO
    No.4808
    of 2023 (O&M), decided by Hon’ble High Court of
    Punjab and Haryana at Chandigarh on 31.05.2024.
    • Reliance General Ins.
    Co. Ltd. Vs. Bhupati Sujatha and Ors.,
    MACMA No.2717
    of 2018 and Cross objection no. 17 of 2022,
    decided by Hon’ble High Court of Andhra Pradesh on
    16.06.2022.

    • Mukesh Kumar Vs. Shabir Khan and others, FAO Nos.319 and
    1393 of 2017 (O&M), decided by Hon’ble High Court of Punjab
    and Haryana at Chandigarh on 26.07.2018.

    • Laxmi Devi and others Vs. Mehboob Ali and others, CA No.5420
    of 2023, decided by Hon’ble Supreme Court of India on
    25.08.2023.

    • United India Insurance Co. Ltd. Vs. Priya and Ors., FAO No.4214
    of 2013 and 178 of 2014, decided by Hon’ble High Court of
    Himachal Pradesh at Shimla on 11.08.2023.
    • National Insurance Co. Ltd. Vs. Babla Bagchi and Ors. , MA
    No.138
    of 2013 and cross objection no.8 of 2020, decided by
    Hon’ble High Court of Jharkhand at Ranchi on 17.02.2022.

    • Virsa Singh and Ors. Vs. New India Assurance Co. Ltd. , CA No.
    3443 of 2023, decided by Hon’ble Supreme Court of India on
    08.05.2023.

    RUCHIKA
    SINGLA

    MACT No.493/2018 Digitally signed by
    RUCHIKA SINGLA

    Ved Prakash and Ors. Vs. Yash Jain and Ors. Date: 2026.04.18
    16:40:29 +0530 Page 14 of 52
    • Sushma Vs. Nitin Ganapati Rangole and Ors. , CA No.10648 of
    2024 and Ors. Decided by Hon’ble Supreme Court of India on
    19.09.2024.

    • Devaraju T. Vs. United India Insurance Co. Ltd. and another,
    MFA Nos. 1049 of 2013 and 6922 of 2012 (MV),decided by
    Hon’ble High Court of Karnataka at Bangalore on 19.12.2013.

    • United India Insurance Co. Ltd. Vs. Rani Kaushal and Ors. , FAO
    No.581
    of 2013 and Cross objection No.45-CII of 2015 (O&M),
    decided by Hon’ble High Court of Punjab and Haryana at
    Chandigarh on 07.04.2016.

    • Royal Sundaram Alliance Insurance Co .Ltd. Vs. Savita and Ors.,
    MFA no.201373 of 2015 (MV), decided by Hon’ble High Court
    of Karnataka, Kalaburagi Bench on 17.07.2017.
    • Jumani Begum Vs. Ram Narayan and Ors., CA No.9343 of 2019,
    decided by Hon’ble Supreme Court of India on 11.12.2019.

    • National Insurance Co. Ltd. Vs. Mansi Swapnil Deokar and Ors.,
    FA No.533
    of 2014, decided by Hon’ble High Court of Judicature
    at Bombay on 20.06.2019.

    • Reliance General Insurance Co. Ltd. Vs. Parul Hazarika and Ors.,
    MAC Appeal No.376
    of 2018, decided by Hon’ble High Court of
    Judicature at Gauhati on 03.03.2022.

    27. Ld. Counsel for respondent no. 5 has opposed the same. It
    is submitted that as per the investigation done by the IO, the rash and
    negligent act has been attributed upon the respondent no. 1 i.e. the driver
    of the offending vehicle no. 1. At a later stage, the petitioner moved an
    Digitally
    signed by
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    2026.04.18
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    MACT No.493/2018
    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 15 of 52
    application for impleadment of the owner, driver and insurance
    company of the offending vehicle no.2. This has been done only because
    the offending vehicle no. 1 was uninsured and compensation could be
    taken from the respondent no.5. Further it is argued that the story qua
    the auto/TSR was introduced for the first time during the course of the
    evidence. There is no such mention about the auto/TSR in the
    investigation done by the IO. Again this has been done so that the
    respondents no. 1 and 2 can escape the liability to pay compensation to
    the petitioner. The same is indicative of the collusion between the
    petitioner and respondents no. 1 and 2. Further till date, though the FIR
    was registered in the year 2018, no protest petition was filed by the
    respondent no. 1 regarding the investigation done by the IO. If the
    accident was caused by the unknown TSR, the respondent no. 1 should
    have moved an application or filed a complaint against the IO for not
    investigating the case properly but the same has not been done.

    28. Further, it is submitted by Ld. Counsel for respondent no. 5
    that the respondent no. 3 had taken necessary precautions when the
    offending vehicle no. 2 was parked at the road. The parking lights were
    on and in addition to the same, the respondent no. 3 was also standing
    on the road to indicate the side to the coming traffic/vehicle to ensure
    safety. Further it is a matter of record that the respondent no. 1
    absconded from the spot which is also indicative of his guilt. Hence, it is
    submitted that there is no role of the offending vehicle no. 2 in the
    accident and the respondent no. 5 has no liability to pay the
    compensation amount to the petitioners.

    Digitally
    signed by
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    2026.04.18
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    29. Record perused.

    30. In the present matter, as per the investigation done by the
    IO, the offending vehicle no. 2 was stationed at the left side of the road
    and the offending vehicle no. 1 being driven by the respondent no. 1 in
    rash and negligent manner hit the offending vehicle no. 2 due to which
    the same fell on the road and the deceased expired. As mentioned above,
    the IO chargesheeted the respondent no. 1 as the accused in the criminal
    case which was filed before the Ld. MM. In National Insurance Co. Ltd.
    v. Pushpa Rana
    2009 ACJ 287 and United India Insurance Co. Ltd. v.
    Deepak Goel & Ors
    , 2014 (2) TAC 846 (Del) decided by the Coordinate
    Bench of the Hon’ble Delhi High Court, it was held as under :-

    “……where the claimants filed either the certified copies of
    the criminal record or the criminal record showing the
    completion of investigation by police or issuance of charge
    sheet under Section 279/304A IPC or the certified copy of
    FIR or the recovery of the mechanical inspection report of
    the offending vehicle, then these documents are sufficient
    proof to reach to a conclusion that the driver was negligent
    particularly when there is no defence available from the
    side of driver.”

    31. Reliance is also being placed upon the judgment of Hon’ble
    Delhi High Court in case Bajaj Allianz General Insurance Co. Ltd. v.
    Meera Devi
    , 2021 LawSuit (Del) wherein it was held that “……in view
    of Delhi Motor Accident Claim Tribunal Rules, 2008, contents of DAR
    has to be presumed to be correct and read in evidence without formal
    proof of the same unless proof to the contrary was produced.”

    Digitally
    signed by
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

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    Ved Prakash and Ors. Vs. Yash Jain and Ors.                                          Page 17 of 52
    

    32. In Meera Bai v. ICICI Lombard GIC SLP no. 3886/2019
    decided by the Hon’ble Supreme Court on 30.04.2025, it has been held
    that:

    “As far as examining the eye witness, such a witness will
    not be available in all cases. The FIR having been lodged
    and the chargesheet filed against the owner driver of the
    offending vehicle, we are of the opinion that there could be
    no finding that negligence was not established.”

    33. Further, another judgment of the Hon’ble Supreme Court in
    Ranjeet & Anr. v. Abdul Kayam Neb & Anr. SLP no. 10351/19 decided
    on 25.02.2025 can be relied upon, where it has been held that:

    “It is settled in law that once a chargesheet has been filed and
    the driver has been held negligent, no further evidence is
    required to prove that the bus was being negligently driven by
    the bus driver. Even if the eyewitnesses are not examined,
    that will not be fatal to prove the death of the deceased due to
    the negligence of the bus driver.”

    34. Further, it is pertinent to mention here that in the
    proceedings before the claims tribunal, the facts are to be established on
    the basis of preponderance of probabilities and not by the strict rules of
    evidence or the higher standard of beyond reasonable doubt as required
    in criminal cases. The burden of proof in the present cases is much
    lower than as placed in civil or criminal cases. In Bimla Devi & Ors. v.
    Himachal Road Transport Corporation & Ors
    (2009) 13 SC 530 , it has
    been held by Hon’ble Supreme Court of India that negligence must be
    decided on the touchstone of preponderance of probabilities and a
    holistic view must be adopted in reaching a conclusion.

                                                                            Digitally
                                                                            signed by
    
    MACT No.493/2018                                                        RUCHIKA
                                                                    RUCHIKA SINGLA
                                                                    SINGLA Date:
    
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                                                                                         Page 18 of 52
    

    35. It is a settled law that the petitioner cannot be expected to
    prove the accident beyond reasonable doubts and the principle of res
    ipse loquitor should apply which means that the “accident speaks for
    itself”. Thus, once it has been established in DAR and chargesheet that
    the accident had taken place, the burden shifts on the respondents to
    prove that they were not responsible for the accident. In this regard,
    reliance is placed on the judgments of Hon’ble High Court of Delhi in
    the cases of Teja Singh Vs Suman & Ors., MAC. APP. 1111/2018 & CM
    APPL. 52384/2018, 52386/2018, date of decision 06/12/2019; MAC.
    APP.
    428/2018, titled as The Oriental Insurance Co. Ltd. Vs Kamla Devi
    & Ors
    , date of decision 08.11.2019 and MAC. APP. 690/2017 & CM
    APPL.
    28108/2017, titled as Reliance General Insurance Company Ltd.
    Vs Mona & Ors.
    , date of decision 15.10.2019, which had relied upon the
    judgment in the case of Cholamandalam Insurance Co. Ltd. Vs Kamlesh
    2009(3) AD Delhi 310.

    36. The Hon’ble Supreme Court in Mangla Ram v. Oriental
    Insurance Co. Ltd.
    (2018) 5 SCC 656 has laid down in paragraphs 27 &
    28:

    “27. …This Court in a recent decision in Dulcina
    Fernandes, noted that the key of negligence on the part of
    the driver of the offending vehicle as set up by the
    claimants was required to be decided by the Tribunal on
    the touchstone of preponderance of probability and
    certainly not by standard of proof beyond reasonable
    doubt. Suffice it to observe that the exposition in the
    judgments already adverted to by us, filing of chargesheet
    against Respondent 2 prima facie points towards his
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    complicity in driving the vehicle negligently and rashly.
    Further, even when the accused were to be acquitted in the
    criminal case, this Court opined that the same may be of no
    effect on the assessment of the liability required in respect
    of motor accident cases by the Tribunal.

    28. Reliance placed upon the decisions in Minu B. Mehta
    and Meena Variyal, by the respondents, in our opinion, is
    of no avail. The dictum in these cases is on the matter in
    issue in the case concerned. Similarly, even the dictum in
    Surender Kumar Arora will be of no avail. In the present
    case, considering the entirety of the pleadings, evidence
    and circumstances on record and in particular the finding
    recorded by the Tribunal on the factum of negligence of
    Respondent 2, the driver of the offending jeep, the High
    Court committed manifest error in taking a contrary view
    which, in our opinion, is an error apparent on the face of
    record and manifestly wrong.”

    37. It has not been disputed that respondent No.1 has been
    charge-sheeted in the aforesaid FIR for offences punishable under
    Section 279/304A IPC for rash and negligent driving of the offending
    vehicle. Hence, the respondent no. 1 and 2 had the onus to prove that the
    accident was caused by some other vehicle as alleged by them. Now for
    the first time in the evidence, it was stated by the respondent no. 3 i.e.
    PW4 Babban Singh that the accident was caused by an unknown
    auto/TSR. There was no such mention in the initial statement given to
    the IO. He has stated in his evidence that he had informed the said fact
    to the IO. However, when the IO came into the witness box as PW2, he
    denied the same. A specific suggestion was given to him in this regard
    which was denied by him that the respondent no. 3 i.e. PW4 had told
    him regarding the involvement of the TSR. Further, it is a matter of
    RUCHIKA
    MACT No.493/2018 SINGLA

    Ved Prakash and Ors. Vs. Yash Jain and Ors. Digitally signed by
    RUCHIKA SINGLA
    Date: 2026.04.18
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    record that the respondents no. 1 and 2 have not proved on record any
    complaint or protest petition which they filed before the Ld. MM
    regarding the involvement of the alleged TSR and there false
    involvement in the present matter. The FIR was registered in the year
    2018 and now it is year 2026 and still the same has not been filed.
    Hence, the respondent no.1 has failed to discharge the onus that his
    vehicle was not involved in the accident. Consequently, prima facie, the
    involvement of the respondent no.1 in the accident is made out.

    38. Further, for the reasons mentioned above, this Tribunal is of
    the opinion that there is nothing on record to suggest the involvement of
    the unknown TSR/auto. In the opinion of this Tribunal, the said fact has
    not been proved by any of the parties. Hence, this Tribunal is not
    inclined to accept the same.

    Negligence

    39. From the above discussion, it is proved on record that the
    accident was caused between the two offending vehicles as mentioned
    above. Now, the Tribunal must ascertain as to which offending vehicle
    was rash and negligent. In the present case, as per the site plan, the
    offending vehicle no. 2 was parked on the left side of the road, which is
    not a parking spot. The road where the accident occurred is the ring road
    which is usually busy. The accident occurred on 24.02.2018 at 9:05 pm
    in the night which is one of the peak hours of traffic. There is nothing on
    record to suggest that on that day there was heavy fog or there was no
    visibility on the road. However, even if that may be, the respondent no.

                                                                            Digitally
                                                                            signed by
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                                                                  RUCHIKA   SINGLA
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    3 i.e. the driver of the offending vehicle no. 2 was duty bound to park
    the vehicle in a precautionary manner. In Shivaji Dayanu Patil & Anr vs
    Smt. Vatschala Uttam More
    1991 (3) SCC 530 , the Hon’ble Supreme
    Court has observed that:

    “3. The word ‘use’ has a wider connotation as to cover the
    period when the vehicle is not moving and is stationary and
    the use of a vehicle does not cease on account of the vehicle
    having been rendered immobile on account of a break-down
    or mechanical defect or accident.”

    40. The Hon’ble Supreme Court has held that even a stationed
    vehicle can be termed to be in use for the purposes of ascertaining the
    rash and negligent act. It is only the oral statement of respondent no. 3
    as PW4 that his parking lights were on and that he was standing on the
    road to indicate the traffic regarding the parking of the vehicle.
    However, no corroborative evidence has been led in this regard. No
    question was put by the Ld. Counsel to the IO regarding the manner in
    which the offending vehicle no. 2 was parked/found, whether the
    parking lights/indicator was on or not. No photographs of the offending
    vehicle at the spot were produced. In Reliance General Insurance Co Ltd
    vs Harsh Mann & Ors
    MAC.APP. 690/2018 decided by the Hon’ble
    High Court of Delhi on 6 August, 2024, it has been observed that:

    “15. Having heard the arguments advanced by Id. Counsel
    for the parties, this Tribunal is of the considered view that
    Sh. Narender Mann S/o Sh. Narain Mann, father of the
    injured, has tendered his affidavit of evidence Ex. PW4/A
    wherein he has categorically deposed that the accident took
    place because of the stationary position of the
    vehicle/dumper in the middle of the road without any signal
    or blinker. There was no indicator on the truck/dumper to
    Digitally
    signed by
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

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    Ved Prakash and Ors. Vs. Yash Jain and Ors.                                          Page 22 of 52
    

    indicate that the truck/dumper was parked so that any
    person coming from behind could be cautious. Therefore,
    there was negligence on the part of the driver of the
    offending truck/dumper bearing registration no. HR-56-
    7679. Reliance is placed upon New India Assurance
    Company Ltd. Vs. Kalpana & Ors.
    , 2007, ACJ 825, decided
    by Hon’ble Supreme Court of India Dt. 17.01.2007.”

    41. In General Manager, ICICI Lombard General Insurance Co.
    Ltd. Vs. Rajendra Singh and Ors.
    (supra), the Hon’ble High Court of
    Karnatka observed that:

    “16. On the question of negligence, admitted facts are :

    lorry was parked on the left side of the road (highway) at a
    place not being a notified parking place, without any
    indication or lights as is discernible from the statement of
    objections of the insurance company admitting said fact, as
    well as the spot sketch – Exh. P6 in MVC No. 89 of 2011;
    the driver of the bus belonging to NEKRTC traversing on
    the road in question, noticed the lorry ahead of it in a
    stationary position, despite efforts to avoid a collision,
    dashed against the hind right side portion of the lorry, at
    about 6 a.m., in the wee hours of the morning of 27.4.2010;
    the insurer in the written statement did not advance the plea
    of contributory negligence on the part of the driver of the
    bus, the MACT did not frame an issue or a point for
    consideration over contributory negligence and the oral
    testimony of the witnesses for the insurer did not testify to
    contribution of negligence of the driver of the bus.

    18. Whether the driver of the offending lorry could have
    parked the vehicle on the left side of the road without
    switching on the parking lights, takes us to an examination
    of sections 117 and 122 of the Motor Vehicles Act, 1988
    which read thus:

    “117. Parking places and halting stations.–The State
    Digitally
    signed by
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

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    Government or any authority authorised in this behalf by
    the State Government may, in consultation with the local
    authority having jurisdiction in the area concerned,
    determine places at which motor vehicles may stand either
    indefinitely or for a specified period of time, and may
    determine the places at which public service vehicles may
    stop for a longer time than is necessary for the taking up
    and setting down of passengers.

    122. Leaving vehicle in dangerous position.–No person in
    charge of a motor vehicle shall cause or allow the vehicle or
    any trailer to be abandoned or to remain at rest on any
    public place in such a position or in such a condition or in
    such circumstances as to cause or likely to cause danger,
    obstruction or undue inconvenience to other users of the
    public place or to the passengers.”

    19. Rule 109 of the Central Motor Vehicles Rules, 1989,
    provides for ‘parking light’ and reads thus:

    109. Parking light.–Every construction equipment vehicle
    and every motor vehicle other than motor cycles and three-

    wheeled invalid carriages shall be provided with one white
    or amber parking light on each side in the front. In addition
    to the front lights, two red parking lights one on each side in
    the rear shall be provided. The front and rear parking lights
    shall remain lit even when the vehicle is kept stationary on
    the road:

    Provided that these rear lamps can be the same as the rear
    lamps referred to in rule 105, sub-rule (2):

    Provided also that construction equipment vehicles, which
    are installed with floodlight lamps or sport lights at the
    front, rear or side of the vehicle for their off-highway or
    construction operations, shall have separate control for such
    lamps or lights and these shall be permanently switched off
    when the vehicle is travelling on the road.”

    20. In the light of the aforesaid statutory provisions, the
    Digitally
    signed by

    MACT No.493/2018 RUCHIKA
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    offending lorry when not parked at a notified parking place
    or halting station and the driver having left the vehicle in a
    dangerous position likely to cause danger or undue
    inconvenience to other users of the public place, coupled
    with the fact that parking lights were not lit when the
    vehicle was kept stationary on the road; a mandate of rule
    109 of the Rules, there can be no more doubt that the driver
    of the offending vehicle, i.e., lorry was negligent in parking
    the lorry on the road put to use by other motor vehicles, the
    cause of accident.”

    42. In the above mentioned case, the need to park the vehicle in
    a parking spot was stressed upon and it was held that leaving the vehicle
    in an open spot is leaving the vehicle in a dangerous position. Further, it
    was held that the lorry driver was solely responsible for the accident.

    Similarly, in all the other judgments relied upon by the Ld. Counsel for
    respondent no. 1 & 2, the Hon’ble High Courts and Hon’ble Supreme
    Court in similar facts have observed that the sole negligence can be
    attributed upon the offending vehicle which was stationed on the road.

    43. Further as submitted by Ld. Counsel for respondent no. 1
    and 2, as per the statement of PW4 Babban Singh, the repair work was
    started by the deceased at about 2:30 pm and same continued till the
    accident occurred i.e. about 9:05 pm. Hence, the offending vehicle no. 2
    was being repaired on the road for about six and a half hours which
    clearly implied that long repairs were needed in the vehicle. Hence, the
    appropriate and reasonable thing which should have been done was to
    remove the vehicle to a workshop for repairs, which was not done.

    Digitally
    signed by
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    2026.04.18
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    44. Further, as per record, the deceased was a minor child who
    was working on the truck. In that scenario, the respondent no. 3 should
    have taken steps for providing precautionary measures to the deceased
    while he was working on the truck, which he was probably not properly
    qualified to do. Hence, in the opinion of the Tribunal, the rash and
    negligent act can be attributed on the offending vehicle no. 2. Hence, in
    the opinion of the court, the respondent no. 3 was rash and negligent at
    the time of the accident. From the case record, it also stands established
    that the respondent no.4 was the registered owner of the offending
    vehicle no. 2 and that the offending vehicle was insured with respondent
    no.5.

    The injury:

    45. Further, the onus to prove that the deceased had suffered
    fatal injuries by way of the said accident was on the petitioners. In this
    regard, the petitioners have relied upon the MLC dated 24.02.2018, as
    per which the deceased was brought to the hospital with the history of
    road traffic accident. As per the MLC, he had suffered various injuries
    on his body and was declared brought dead. Further, as per his Post
    Mortem Report dated 25.02.2018 issued by Aruna Asaf Ali Hospital, the
    cause of death was shock due to ante mortem injury to head, vertebra
    and long bones produced by blunt force impact and possible in road
    traffic accident.

    46. In view of the above discussion, this Tribunal is of the
    opinion that on the scales of preponderance of probabilities, the
    Digitally
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    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

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    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 26 of 52
    petitioner has proved that the accident in question took place due to rash
    and negligent driving of offending vehicle being driven by its
    driver/respondent no. 1 on the date and time of the accident and that due
    to the said accident, the injured Kapil Kumar unfortunately expired.
    Accordingly, issue no. 1 is decided in favour of the petitioner and
    against the respondents.

    ISSUE NO.2:

    Whether the petitioner is entitled for compensation? If so, to
    what amount and from whom? (OPP)

    47. The onus to prove this issue was upon the petitioners. In
    view of the discussion in the issue no.1, the petitioners are entitled for
    compensation. Hon’ble Supreme Court of India in matter of “Sarla
    Verma & Ors. Vs. Delhi Transport Corporation & Ors.
    ” (2003) 6 SCC
    121 has held : –

    “QUA BASIC PRINCIPLES
    “9. Basically only three facts need to be established by
    the claimants for assessing compensation in the case of
    death :-

    (a) age of the deceased; (b) income of the deceased;

    and the (c) the number of dependents. The issues to be
    determined by the Tribunal to arrive at the loss of dependency
    are (i) additions/deductions to be made for arriving at the
    income; (ii) the deduction to be made towards the personal
    living expenses of the deceased; and (iii) the multiplier to be
    applied with reference of the age of the deceased. If these
    determinants are standardized, there will be uniformity and
    consistency in the decisions. There will lesser need for
    detailed evidence. It will also be easier for the insurance
    Digitally
    signed by
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

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    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 27 of 52
    companies to settle accident claims without delay. To have
    uniformity and consistency, Tribunals should determine
    compensation in cases of death, by the following well settled
    steps :

    Step 1 (Ascertaining the multiplicand)
    The income of the deceased per annum should be
    determined. Out of the said income a deduction should be
    made in regard to the amount which the deceased would have
    spent on himself by way of personal and living expenses. The
    balance, which is considered to be the contribution to the
    dependent family, constitutes the multiplicand.

    Step 2 (Ascertaining the multiplier)
    Having regard to the age of the deceased and period of
    active career, the appropriate multiplier should be selected.
    This does not mean ascertaining the number of years he would
    have lived or worked but for the accident. Having regard to
    several imponderables in life and economic factors, a table of
    multipliers with reference to the age has been identified by
    this Court. The multiplier should be chosen from the said table
    with reference to the age of the deceased.

    Step 3 (Actual calculation)
    The annual contribution to the family (multiplicand)
    when multiplied by such multiplier gives the `loss of
    dependency’ to the family. Thereafter, a conventional amount
    in the range of Rs. 5,000/- to Rs.10,000/- may be added as loss
    of estate. Where the deceased is survived by his widow,
    another conventional amount in the range of 5,000/- to
    10,000/- should be added under the head of loss of
    consortium. But no amount is to be awarded under the head of
    pain, suffering or hardship caused to the legal heirs of the
    deceased.

    The funeral expenses, cost of transportation of the body
    (if incurred) and cost of any medical treatment of the deceased
    before death (if incurred) should also added.”

    QUA ADDITIONS
    “11. ………………… In view of imponderables and
    uncertainties, we are in favour of adopting as a rule of thumb,
    Digitally
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    RUCHIKA
    RUCHIKA SINGLA

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    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 28 of 52
    an addition of 50% of actual salary to the actual salary income
    of the deceased towards future prospects, where the deceased
    had a permanent job and was below 40 years. [Where the
    annual income is in the taxable range, the words `actual salary’
    should be read as `actual salary less tax’]. The addition should
    be only 30% if the age of the deceased was 40 to 50 years.
    There should be no addition, where the age of deceased is
    more than 50 years. Though the evidence may indicate a
    different percentage of increase, it is necessary to standardize
    the addition to avoid different yardsticks being applied or
    different methods of calculations being adopted. Where the
    deceased was self-employed or was on a fixed salary (without
    provision for annual increments etc.), the courts will usually
    take only the actual income at the time of death. A departure
    therefrom should be made only in rare and exceptional cases
    involving special circumstances.”

    QUA DEDUCTIONS
    “14. Having considered several subsequent decisions of
    this court, we are of the view that where the deceased was
    married, the deduction towards personal and living expenses
    of the deceased, should be one-third (1/3rd) where the number
    of dependent family members is 2 to 3, one-fourth (1/3rd)
    where the number of dependant family members is 4 to 6, and
    one-fifth (1/5th) where the number of dependant family
    members exceed six.

    15. Where the deceased was a bachelor and the
    claimants are the parents, the deduction follows a different
    principle. In regard to bachelors, normally, 50% is deducted as
    personal and living expenses, because it is assumed that a
    bachelor would tend to spend more on himself. Even
    otherwise, there is also the possibility of his getting married in
    a short time, in which event the contribution to the parent/s
    and siblings is likely to be cut drastically. Further, subject to
    evidence to the contrary, the father is likely to have his own
    income and will not be considered as a dependent and the
    mother alone will be considered as a dependent. In the absence
    of evidence to the contrary, brothers and sisters will not be
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    considered as dependents, because they will either be
    independent and earning, or married, or be dependent on the
    father. Thus even if the deceased is survived by parents and
    siblings, only the mother would be considered to be a
    dependent, and 50% would be treated as the personal and
    living expenses of the bachelor and 50% as the contribution to
    the family. However, where family of the bachelor is large
    and dependent on the income of the deceased, as in a case
    where he has a widowed mother and large number of younger
    non-earning sisters or brothers, his personal and living
    expenses may be restricted to one-third and contribution to the
    family will be taken as two-third.”

    QUA MULTIPLIER
    “21. We therefore hold that the multiplier to be used
    should be as mentioned in column (4) of the Table above
    (prepared by applying Susamma Thomas, Trilok Chandra and
    Charlie), which starts with an operative multiplier of 18 (for
    the age groups of 15 to 20 and 21 to 25 years), reduced by one
    unit for every five years, that is M-17 for 26 to 30 years, M-16
    for 31 to 35 years, M-15 for 36 to 40 years, M-14 for 41 to 45
    years, and M-13 for 46 to 50 years, then reduced by two units
    for every five years, that is, M-11 for 51 to 55 years, M-9 for
    56 to 60 years, M-7 for 61 to 65 years and M-5 for 66 to 70
    years.”

    48. Hon’ble Supreme Court of India in its Constitution Bench
    decision in matter of “National Insurance Company Limited Vs. Pranay
    Sethi & Ors.
    ” (2017) 16 SCC 680 held as under : –

    “58. To lay down as a thumb rule that there will be no
    addition after 50 years will be an unacceptable concept. We
    are disposed to think, there should be an addition of 15% if
    the deceased is between the age of 50 to 60 years and there
    should be no addition thereafter. Similarly, in case of self-

    employed or person on fixed salary, the addition should be
    10% between the age of 50 to 60 years. The aforesaid
    Digitally
    signed by
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    MACT No.493/2018

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    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 30 of 52
    yardstick has been fixed so that there can be consistency in
    the approach by the tribunals and the Courts.

    59. In view of the aforesaid analysis, we proceed to
    record our conclusions:-

    (i) The two-Judge Bench in Santosh Devi should have
    been well advised to refer the matter to a larger Bench as it
    was taking a different view than what has been stated in Sarla
    Verma, a judgment by a coordinate Bench. It is because a
    coordinate Bench of the same strength cannot take a contrary
    view than what has been held by another coordinate Bench.

    (ii) As Rajesh has not taken note of the decision in
    Reshma Kumari, which was delivered at earlier point of time,
    the decision in Rajesh is not a binding precedent.

    (iii) While determining the income, an addition of 50%
    of actual salary to the income of the deceased towards future
    prospects, where the deceased had a permanent job and was
    below the age of 40 years, should be made. The addition
    should be 30%, if the age of the deceased was between 40 to
    50 years. In case the deceased was between the age of 50 to
    60 years, the addition should be 15%. Actual salary should
    be read as actual salary less tax.

    (iv) In case the deceased was self-employed or on a
    fixed salary, an addition of 40% of the established income
    should be the warrant where the deceased was below the age
    of 40 years. An addition of 25% where the deceased was
    between the age of 40 to 50 years and 10% where the
    deceased was between the age of 50 to 60 years should be
    regarded as the necessary method of computation. The
    established income means the income minus the tax
    component.

    (v) For determination of the multiplicand, the
    deduction for personal and living expenses, the tribunals and
    the courts shall be guided by paragraphs 30 to 32 of Sarla
    Verma which we have reproduced hereinbefore.

    (vi) The selection of multiplier shall be as indicated in
    the Table in Sarla Verma read with paragraph 42 of that
    judgment. Digitally
    signed by
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    2026.04.18
    16:42:01

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    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 31 of 52

    (vii) The age of the deceased should be the basis for
    applying the multiplier.

    (viii) Reasonable figures on conventional heads,
    namely, loss of estate, loss of consortium and funeral
    expenses should be Rs. 15,000/-, Rs. 31,001/- and Rs.

    15,000/- respectively. The aforesaid amounts should be
    enhanced at the rate of 10% in every three years.”

    Age determination of the deceased:

    49. Perusal of the DAR shows that the IO has verified the
    educational documents of the deceased, as per which, his date of birth
    was 09.07.2001. The date of the accident is 24.02.2018. Hence, as on the
    date of the accident, the deceased was aged 16 years.

    Loss of income

    50. In the present matter, it is a matter of record that the
    deceased was a minor. The Hon’ble High court of Delhi in the matter of
    Cholamandalam MS General Insurance Co. Ld. Vs. Bhupan Paswan &
    Ors.” MAC
    . APP. 324/2018, CM APPL. 12428/2018 decided on
    24.02.2025 while summarizing the earlier law of assessment of
    compensation in case of death of a child below 15 years has observed
    and held as under:-

    “Loss of Dependency:-

    “8…

    17. However, it is apposite to note that in the above
    judgments while Notional income as defined in Second
    Schedule was taken as a basis but the amount was being
    modified by applying Cost Inflation Index, in the facts of
    each case.

    18. The Second Schedule however, stands deleted w.e.f.
    01.09.2019. Thus, the question that what would be the basis
    Digitally
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    SINGLA Date:

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    +0530
    of assessing the notional income of a child/ i.e. a non-
    earning member below 15 years of age, who is a victim of a
    motor vehicle accident, became a subject of extensive
    judicial discourse….”

    51. While discussing the law as laid down, the Hon’ble High
    Court applied the Minimum Wage criteria paid to a skilled worker on a
    fulltime basis’, which has been adopted by the Hon’ble Supreme Court
    in the judgment of Kajal vs Jagdish Chand AIR 2020 SC 776, Master
    Ayush v. Branch Manager, Reliance General Insurance Co. Ltd.
    (2022) 7
    SCC 738 and Baby Sakshi Greola vs. Manzoor Baby Ahmad Simon
    &Anr., SLP (C) No.
    10996/2018 decided on on 11 December, 2024.

    Same has been upheld by the Hon’ble Supreme Court in case titled as
    Devendra Kumar Tripathi v. Oriental Insurance Company SLP No. 2195
    of 2024 decided on 15.12.2025 and Hitesh Nagjibhai Patel v. Bababhai
    Nagjibhai Rabari & Anr. Civil Appeal
    no. 10278 of 2025 decided on 8th
    August 2025.

    52. Hence, the income of the deceased is assessed as per the
    minimum wages payable to a skilled person. The date of accident is
    24.02.2018. As per the relevant notification, minimum wages payable to
    a skilled labour at that time is Rs. 16,468/-. Hence, his monthly income
    is assessed to be Rs.16,468/-.

    Future Prospects: –

    53. In view of the judgment of National Insurance Company
    Limited v. Pranay Sethi & Ors
    ; (2017) 16 SCC 680, it was observed that
    the claimants would be entitled to 40% for future prospects as the
    RUCHIKA
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    RUCHIKA SINGLA

    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 33 of 52
    Date: 2026.04.18
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    deceased was less than 40 years of age. Accordingly, the monthly
    income of the deceased needs to be taken as Rs. 23,055.20. (Rs. 16,468/-

    + Rs. 6,587.20 which is 40% of Rs. 16,468/-).

    Determination of Dependent

    54. In the present case, the deceased is survived by his parents
    and his siblings. However, in view of the judgment of the Hon’ble
    Supreme Court in Sarla Verma & Ors. Vs. Delhi Transport Corporation
    & Ors.
    , only the mother of the deceased shall be considered as
    dependent on her.

    Determination of multiplicand

    55. The monthly income of the deceased after enhancement
    needs to be taken as Rs. 23,055.20. In light of the judgment of the
    Supreme Court in Sarla Verma (Smt) & Ors. vs. Delhi Transport
    Corporation & Anr.
    , (2009) 6 SCC 121, and United India Insurance Co.
    Ltd. vs. Satinder Kaur
    alias Satwinder Kaur & Ors., (2021) 11 SCC 780 ,
    out of the above amount so assessed, 1/2 amount has to be deducted on
    account of personal and living expenses as the deceased was unmarried.
    So, in this matter, monthly loss of dependency would come out to be Rs.
    11,527.60 (1/2 of Rs. 23,055.20). This needs to be multiplied by 12 to
    workout multiplicand/annual loss of dependency. Hence, multiplicand
    for this matter would be Rs. 1,38,331.20 (rounded off to Rs. 1,38,332/-)
    ( Rs. 11,527.60 x 12).

    Award Towards Loss of Dependency

    56. Further, as the deceased was 16 year of age at the time of
    RUCHIKA
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    RUCHIKA SINGLA
    Date: 2026.04.18
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    the accident, multiplier applicable in this matter as per above discussion
    would be 18. Reliance placed on judgment of the Hon’ble Supreme
    Court in Hitesh Nagjibhai Patel v. Bababhai Nagjibhai Rabari & Anr.
    Civil Appeal
    no. 10278 of 2025 decided on 8th August 2025. The total
    loss of dependency would come out to be Rs.24,89,976/- (Rs. 1,38,332/-
    x 18), hence, so awarded.

    Medical expenses:

    57. The petitioners have not filed any medical bills on record.
    Hence, in the absence of any medical bills, the petitioners shall not be
    entitled to any amount towards medical expenses.

    Non-Pecuniary Heads:-

    58. The Respondents/Claimants shall be entitled to the
    compensation under Non-Pecuniary Heads in terms of National
    Insurance Company Limited vs. Pranay Sethi And Others
    , (2017) 16
    SCC 680.
    The case of National Insurance Co. Ltd. Vs. Pranay Sethi &
    Ors.
    2017 ACJ 2700 (SC) was considered and clarified by the Hon’ble
    Apex Court in the case of Magma General Insurance Company Ltd. Vs.
    Nanu Ram @ Chuhru Ram & Ors. Civil Appeal No.
    9581/2018 decided
    on 18.09.2018 whereby after considering the case of Pranay Sethi’s
    (supra), Hon’ble Supreme Court was pleased to award loss of
    consortium of Rs.40,000/- to each dependent of the deceased and further
    pleased to award a compensation of Rs. 50,000/- to each dependent of
    the deceased towards loss of love and affection. The relevant portion is
    as under:

    RUCHIKA
    SINGLA
    Digitally signed
    by RUCHIKA
    SINGLA
    Date: 2026.04.18

    MACT No.493/2018
    16:42:18 +0530

    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 35 of 52
    “…… A Constitution Bench of this Court in Pranay Sethi
    (supra) dealt with the various heads under which
    compensation is to be awarded in a death case. One of these
    heads is Loss of Consortium.

    In legal parlance, “consortium” is a compendious term which
    encompasses ‘spousal consortium’, ‘parental consortium’, and
    ‘filial consortium’.

    The right to consortium would include the company, care,
    help, comfort, guidance, solace and affection of the deceased,
    which is a loss to his family. With respect to a spouse, it
    would include sexual relations with the deceased spouse.

    Spousal consortium is generally defined as rights pertaining
    to the relationship of a husband wife which allows
    compensation to the surviving spouse for loss of “company,
    society, cooperation, affection, and aid of the other in every
    conjugal relation.”

    Parental consortium is granted to the child upon the
    premature death of a parent, for loss of “parental aid,
    protection, affection, society, discipline, guidance and
    training.”

    Filial consortium is the right of the parents to compensation
    in the case of an accidental death of a child. An accident
    leading to the death of a child causes great shock and agony
    to the parents and family of the deceased. The greatest agony
    for a parent is to lose their child during their lifetime.
    Children are valued for their love, affection, companionship
    and their role in the family unit.

    Consortium is a special prism reflecting changing norms
    about the status and worth of actual relationships. Modern
    jurisdictions world-over have recognized that the value of a
    child’s consortium far exceeds the economic value of the
    compensation awarded in the case of the death of a child.
    Most jurisdictions therefore permit parents to be awarded
    compensation under loss of consortium on the death of a
    child. The amount awarded to the parents is a compensation
    for loss of the love, affection, care and companionship of the
    Digitally
    signed by
    RUCHIKA

    MACT No.493/2018 RUCHIKA SINGLA
    SINGLA Date:

    2026.04.18

    Ved Prakash and Ors. Vs. Yash Jain and Ors. 16:42:24
    +0530 Page 36 of 52
    deceased child.

    The Motor Vehicles Act is a beneficial legislation aimed at
    providing relief to the victims or their families, in cases of
    genuine claims. In case where a parent has lost their minor
    child, or unmarried son or daughter, the parents are entitled to
    be awarded loss of consortium under the head of Filial
    Consortium.

    Parental Consortium is awarded to children who lose their
    parents in motor vehicle accidents under the Act.

    A few High Courts have awarded compensation on this count.
    However, there was no clarity with respect to the principles
    on which compensation could be awarded on loss of Filial
    Consortium.

    The amount of compensation to be awarded as consortium
    will be governed by the principles of awarding compensation
    under ‘Loss of Consortium’ as laid down in Pranay Sethi
    (supra).

    In the present case, we deem it appropriate to award the
    father and the sister of the deceased, an amount of Rs.16,468
    each for loss of Filial Consortium…..”.

    59. However, in the case of United India Insurance Company
    Ltd. Vs. Satinder Kaur @ Satwinder Kaur
    2020 SCC Online SC 410 the
    Hon’ble Supreme Court has observed that there is no justification to
    award compensation towards loss of love and affection as a separate
    head. The relevant portion of the observations are reproduced as under:

    “…… The amount to be awarded for loss consortium
    will be as per the amount fixed in Pranay Sethi (supra). At
    this stage, we consider it necessary to provide uniformity
    with respect to the grant of consortium, and loss of love and
    affection. Several Tribunals and High Courts have been
    awarding compensation for both loss of consortium and loss
    of love and affection.
    The Constitution Bench in Pranay Sethi
    (supra), has recognized only three conventional heads under
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    signed by

    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 37 of 52
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    2026.04.18
    16:42:28
    +0530
    which compensation can be awarded viz. loss of estate, loss
    of consortium and funeral expenses.

    In Magma General (supra), this Court gave a
    comprehensive interpretation to consortium to include
    spousal consortium, parental consortium, as well as filial
    consortium. Loss of love and affection is comprehended in
    loss of consortium.

    The Tribunals and High Courts are directed to award
    compensation for loss of consortium, which is a legitimate
    conventional head. There is no justification to award
    compensation towards loss of love and affection as a separate
    head…”.

    60. In the case of Pranay Sethi (supra), it was held that in the
    case of death, Rs.15,000/- is liable to be paid towards the loss of estate
    and funeral charges each, while Rs.40,000/- was payable towards the
    loss of consortium to each legal heir and the same may be enhanced by
    10% every three years.

    61. Thus, an amount of Rs. 19,965/- is granted towards the
    Loss of Estate and Rs. 19,965/- towards funeral charges.

    62. Further, Rs. 53,240/- each is granted to the petitioners i.e.
    the parents and siblings i.e. total of Rs. 53,240/- x 4 = Rs. 2,12,960/-
    towards Loss of Consortium.

    Computation of compensation:

    63. Applying the settled guidelines in the various judgments,
    the compensation payable to the petitioners is calculated as under:

    Digitally
    signed by
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    2026.04.18
    16:42:33
    +0530

    MACT No.493/2018
    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 38 of 52
    Head Awarded by the Claims Tribunal
    Monthly Income of deceased (A) Rs. 16,468/-
    Add future prospect (B) @ 40%= Rs. 6,587.20
    Less 1/2 deductions towards (Rs. 16,468/- + Rs. 6,587.20) = Rs.
    personal and living expenses of the 23,055.20 x 1/2 = Rs. 11,527.60
    deceased (C)

    Monthly loss of dependency (Rs. 16,468/- + Rs. 6,587.20) – Rs.
    [(A+B) – C = D] 11,527.60 = Rs. 11,527.60)
    Annual loss of Dependency Rs. 11,527.60 x 12= Rs. 1,38,332/-

    (D x 12)
    Multiplier (E)                                18
    Total loss of dependency                      (Rs. 1,38,332/- x 18) =
    DxE=F                                         Rs. 24,89,976/-
    Medical Expenses (G)                          Nil
    

    Compensation for loss of love and Nil
    affection (H)
    Compensation for loss of Rs. 53,240/- x 4 = Rs. 2,12,960/-
    consortium (I) to the petitioners
    Compensation for loss of Estate (J) Rs. 19,965/-
    Compensation for funeral expenses Rs. 19,965/-
    (K)
    Total Compensation (F+I+J+K) Rs. 27,42,866/-

    64. In the case of Oriental Insurance Company Ltd. Vs. Niru @
    Niharika & Ors. SLP
    no. 22136 of 2024 decided on 14.07.2025 , the
    Hon’ble Supreme Court has upheld awarding of 9% interest per annum.
    Therefore, it is held that the petitioner shall be entitled to interest @ 9%
    per annum from the date of filing of petition i.e. 04.07.2018 till
    Digitally
    signed by
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    2026.04.18
    16:42:38
    +0530

    MACT No.493/2018
    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 39 of 52
    realization. However, vide order dated 18.03.2024, it was directed that
    the petitioners shall not be entitled to interest till the conclusion of PE,
    which was concluded on 31.10.2025. Hence, the petitioners shall not be
    entitled to interest w.e.f 18.03.2024 till 31.10.2025.

    Apportionment:

    65. It is evident from the record that the deceased had left
    behind his parents and siblings. For the sake of convenience, the
    individual shares of the petitioners are tabulated as under:-

    S.No. Name of the Relation Amount in Total amount including
    claimant with (Rupees) interest
    deceased

    1. Sh. Ved Father Rs. 53,240/- + Rs. 93,170/- + Rs.

    Prakash Rs. 19,965/- + 47,876.62 + Rs.

                                                     Rs. 19,965/- = 3,905.48       =      Rs.
                                                     Rs. 93,170/-   1,44,952.10 (rounded
                                                                    off to Rs. 1,44,952/-)
    2.        Smt. Archana Mother                    Rs. 24,89,976/- + Rs. 25,43,216/- + Rs.
              Devi                                   Rs. 53,240/- = 13,06,864.64 +          Rs.
                                                     Rs. 25,43,216/- 1,06,606.04       =    Rs.
                                                                       39,56,686.68 (rounded
                                                                       off to Rs. 39,56,687/-)
    3.        Sh.          Rohit Brother             Rs. 53,240/-      Rs. 53,240/- + Rs.
              Kumar                                                    27,358.07           +
                                                                       Rs.2,231.70 = Rs.
                                                                       82,829.77 (rounded off
                                                                       to Rs. 82,830/-)
    4.        Ms.    Neha Sister                     Rs. 53,240/-      Rs. 53,240/- + Rs.
              Kumari                                                   27,358.07           +
                                                                       Rs.2,231.70 = Rs.
                                                                       82,829.77 (rounded off
                                                                       to Rs. 82,830/-)
                                                                              Digitally
                                                                              signed by
                                                                              RUCHIKA
                                                                      RUCHIKA SINGLA
                                                                      SINGLA Date:
                                                                              2026.04.18
                                                                              16:42:43
                                                                              +0530
    
    
    
    
    MACT No.493/2018
    Ved Prakash and Ors. Vs. Yash Jain and Ors.                                            Page 40 of 52
                                             DISBURSEMENT
    

    66. The Financial Statement of petitioner/injured was recorded
    by this Court/Tribunal. As per the said statement, the monthly expenses
    of his family are approximately Rs. 20,000/- to Rs. 25,000/- per month.

    67. The Hon’ble Delhi High Court vide orders dated
    07.12.2018 & 08.01.2021 in FAO No. 842/2003 under the title Rajesh
    Tyagi & Ors. Vs. Jaivir Singh & Ors. has given the following directions:

    “(i) The bank shall not permit any joint name to be added in
    the saving account or fixed deposit accounts of the claimants
    i.e. saving bank accounts of the claimants shall be an
    individual saving bank account and not a joint account.

    (ii) Original fixed deposit shall be retained by the bank in
    safe custody. However, the statement containing FDR number,
    FDR amount, date of maturity and maturity amount shall be
    furnished by bank to the claimants.

    (iii) The maturity amount of the FDRs be credited by the
    ECS in the saving bank account of the claimant near the place
    of their residence.

    (iv) No loan, advance or withdrawal or premature discharge
    be allowed on the fixed deposits without the permission of the
    court.

    (v) The concerned bank shall not issue any cheque book
    and/or debit card to claimants. However, in case the debit card
    and/or cheque book have already been issued, bank shall
    cancel the same before the disbursement of the award amount.

    The bank shall debit card(s) freeze the account of claimants so
    that no debit card be issued in respect of the account of
    claimants from any other branch of the bank.

                                                                     Digitally
                                                                     signed by
                                                                     RUCHIKA
                                                             RUCHIKA SINGLA
    MACT No.493/2018                                         SINGLA Date:
                                                                     2026.04.18
                                                                     16:42:47
    Ved Prakash and Ors. Vs. Yash Jain and Ors.                      +0530        Page 41 of 52
    

    (vi) The bank shall make an endorsement on the passbook
    of the claimant to the effect, that no cheque books and/or debit
    card have been issued and shall not be issued without the
    permission of the Court and the claimant shall produced the
    passbook with the necessary endorsement before the Court for
    compliance.”

    68. However, in a recent judgment passed by the Hon’ble
    Supreme Court of India titled as Parminder Singh vs Honey Goyal on 18
    March, 2025 in S.L.P. (C) No. 4484 OF 2020 has held that :

    “17. The case in hand pertains to the compensation awarded
    under the Motor Vehicles Act. The general practice followed
    by the insurance companies, where the compensation is not
    disputed, is to deposit the same before the Tribunal. Instead
    of following that process, a direction can always be issued to
    transfer the amount into the bank account(s) of the
    claimant(s) with intimation to the Tribunal.

    17.1 For that purpose, the Tribunals at the initial stage of
    pleadings or at the stage of leading evidence may require the
    claimant(s) to furnish their bank account particulars to the
    Tribunal along with the requisite proof, so that at the stage of
    passing of the award the Tribunal may direct that the amount
    of compensation be transferred in the account of the claimant
    and if there are more than one then in their respective
    accounts. If there is no bank account, then they should be
    required to open the bank account either individually or
    jointly with family members only. It should also be mandated
    that, in case there is any change in the bank account
    particulars of the claimant(s) during the pendency of the
    claim petition they should update the same before the
    Tribunal. This should be ensured before passing of the final
    award. It may be ensured that the bank account should be in
    the name of the claimant(s) and if minor, through guardian(s)
    and in no case it should be a joint account with any person,
    Digitally
    signed by

    MACT No.493/2018
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    Ved Prakash and Ors. Vs. Yash Jain and Ors. 2026.04.18
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    +0530
    Page 42 of 52
    who is not a family member. The transfer of the amount in the
    bank account, particulars of which have been furnished by the
    claimant(s), as mentioned in the award, shall be treated as
    satisfaction of the award. Intimation of compliance should be
    furnished to the Tribunal.”

    69. In view of the same, the award amount can now be
    disbursed in the Savings Bank Account of the petitioners. However, the
    remaining directions as passed by the Hon’ble High Court shall be
    complied with.

    Sh. Ved Prakash @ Sh. Bed Prakash (Father):

    70. After considering the financial statement of the petitioners,
    it is held that on realization of the award amount of Rs. 42,67,299/-, out
    of the share of the petitioner/father Sh. Bed Prakash Rs. 1,44,952/-
    (Rupees One Lakh Forty Four Thousand Nine Hundred Fifty Two only),
    the entire amount shall be released to the petitioner immediately in his
    Bank Account no. 37941315746 State Bank of India, Tehsil Gabhana,
    Pisawa, IFSC Code SBIN0003195, CIF No. 81479226259.

    Smt. Archana Devi (mother):

    71. After considering the financial statement of the petitioners,
    it is held that on realization of the award amount of Rs. 42,67,299/-, out
    of the share of the petitioner/mother Smt. Archana Devi Rs. 39,56,687/-
    (Rupees Thirty Nine Lakhs Fifty Six Thousand Six Hundred Eighty
    Seven only), Rs. 5,56,687/- (Rupees Five Lakhs Fifty Six Thousand Six
    Hundred Eighty Seven only) shall be released to the petitioner
    immediately in her Bank Account no. 37997463187 State Bank of India,
    RUCHIKA
    SINGLA
    MACT No.493/2018
    Digitally signed by
    RUCHIKA SINGLA
    Date: 2026.04.18

    Ved Prakash and Ors. Vs. Yash Jain and Ors. 16:42:57 +0530
    Page 43 of 52
    Tehsil Gabhana, Pisawa, IFSC Code SBIN0003195, CIF No.
    81479226260.

    72. The balance amount of Rs. 34,00,000/- (Rupees Thirty Four
    Lacs only) shall be put in 100 monthly fixed deposits in her name in her
    account as mentioned above of equal amount of Rs. 34,000/- (Rupees
    Thirty Four Thousand only) each for a period of 01 month to 100
    months respectively, with cumulative interest, in terms of the directions
    contained in FAO No. 842/2003 dated 07.12.2018 & 08.01.2021.
    Besides the above said amount, amount of FDRs on maturity, shall
    automatically be transferred in her saving account maintained in a
    nationalized bank situated near the place of her residence.

    Sh. Rohit Kumar (brother)

    73. After considering the financial statement of the petitioners,
    it is held that on realization of the award amount of Rs. 42,67,299/-, out
    of the share of the petitioner/brother Sh. Rohit Kumar Rs. 82,830/-
    (Rupees Eighty Two Thousand Eight Hundred Thirty only), the entire
    amount shall be released to the petitioner immediately in his Bank
    Account on furnishing of his bank account details.

    Ms. Neha Kumari (sister)

    74. After considering the financial statement of the petitioners,
    it is held that on realization of the award amount of Rs. 42,67,299/-, out
    of the share of the petitioner/sister Ms. Neha Kumari Rs. 82,830/-
    (Rupees Eighty Two Thousand Eight Hundred Thirty only), the entire
    amount shall be released to the petitioner immediately in her Bank
    Digitally

    MACT No.493/2018
    signed by
    RUCHIKA
    RUCHIKA SINGLA

    Ved Prakash and Ors. Vs. Yash Jain and Ors. SINGLA Date:

    2026.04.18
    16:43:01
    Page 44 of 52
    +0530
    Account on furnishing of her bank account details.

    75. In compliance of the directions given by Hon’ble High
    Court in FAO No. 842/2003 dated 08.01.2021, Summary of the Award
    in the prescribed Format-XVI is as under:

    SUMMARY OF AWARD:

        Date of Accident:                             24.02.2018
        Name of the deceased:                         Kapil
        Age of the deceased:                          16 year
        Occupation of the deceased:                   Mechanic
        Income of the
        deceased                              :       Rs. 16,468/- p.m.
    
    

    Name and relationship of legal representatives of deceased:

    S.No. Name of the claimant Relation with
    deceased

    1. Sh. Ved Prakash Father

    2. Smt. Archana Devi Mother

    3. Sh. Rohit Kumar Brother

    4. Ms. Neha Kumari Sister

    COMPUTATION OF COMPENSATION

    Sr. Head Awarded by the Claims Tribunal
    No.
    1 Monthly Income of deceased Rs. 16,468/-

    (A)
    Digitally
    signed by
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    2026.04.18

    MACT No.493/2018
    16:43:07
    +0530

    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 45 of 52
    2 Add future prospect (B) @ 40%= Rs. 6,587.20
    3 Less 1/2 deductions towards (Rs. 16,468/- + Rs. 6,587.20) = Rs.

    personal and living expenses of 23,055.20 x 1/2 = Rs. 11,527.60
    the deceased (C)

    4 Monthly loss of dependency (Rs. 16,468/- + Rs. 6,587.20) – Rs.

    [(A+B) – C = D] 11,527.60 = Rs. 11,527.60)
    5 Annual loss of Dependency Rs. 11,527.60 x 12 = Rs. 1,38,332/-

             (D x 12)
    6        Multiplier (E)                               18
    7        Total loss of dependency                     (Rs. 1,38,332/- x 18) =
             DxE=F                                        Rs. 24,89,976/-
    8        Medical Expenses (G)                         Nil
    9        Compensation for loss of love Nil.
             and affection (H)
    10       Compensation for loss of Rs. 53,240 x 4 = Rs. 2,12,960/-
             consortium (I) to the petitioners
    
    11       Compensation             for      loss    of Rs. 19,965/-
             Estate (J)
    12       Compensation               for       funeral Rs. 19,965/-
             expenses (K)
    13       Total Compensation (F+I+J+K) Rs. 27,42,866/-
    14       Rate of Interest Awarded                     9%
    15       Interest amount upto the date of Rs. 15,24,433/-
             award w.e.f. 04.07.2018 till
             18.03.2024 and w.e.f.
             31.10.2025 till realization
    16       Total amount including interest Rs. 42,67,299/-
    17       Award amount released                        As per paragraph Nos.70 to 74
    18       Award amount kept in FDRs                    As per paragraph No. 72
    19       Mode of disbursement of the                  As per paragraph Nos. 70 to 74
    
                                                                             RUCHIKA
         MACT No.493/2018                                                    SINGLA
    
         Ved Prakash and Ors. Vs. Yash Jain and Ors.                                               Page 46 of 52
                                                                             Digitally signed by
                                                                             RUCHIKA SINGLA
                                                                             Date: 2026.04.18
                                                                             16:43:13 +0530
              award amount to the
             claimant(s)
    20       Next Date of compliance of the                         18.05.2026
             award
    
    
                                                       LIABILITY:
    

    76. It has been established that the offending vehicle no.2 was
    being driven by respondent no.3 and that respondent no.4 is the owner
    of the same and the offending vehicle was insured with the respondent
    no.5. Hence, it is directed that the respondent no. 5 shall be liable to pay
    the compensation to the petitioner. Issue No. 1 is accordingly decided in
    favour of the petitioner and against the respondents.

    RELIEF:

    77. In view of the above, the respondent no. 5 is directed to
    deposit a sum of Rs. 27,42,866/- (Rupees Twenty Seven Lakhs Forty
    Two Thousand Eight Hundred Sixty Six only) along with interest @ 9%
    from the date of filing of DAR i.e. w.e.f. 04.07.2018 till 18.03.2024 and
    w.e.f. 31.10.2025 till realization with the Civil Nazir of this Tribunal
    within 30 days under intimation to the claimants, failing which the
    respondents shall be liable to pay interest @ 12 % per annum for the
    period of delay beyond 30 days. Reliance placed on case titled as
    Oriental Insurance Company Ltd. Vs. Niru @ Niharika & Ors. SLP no.
    22136 of 2024 decided on 14.07.2025 by the Hon’ble Supreme Court.

    78. Ahlmad is directed to e-mail an authenticated copy of the
    award to the insurance company for compliance within the time granted
    RUCHIKA
    MACT No.493/2018 SINGLA

    Ved Prakash and Ors. Vs. Yash Jain and Ors. Digitally signed by
    RUCHIKA SINGLA
    Date: 2026.04.18
    Page 47 of 52
    16:43:18 +0530
    as directed by the Hon’ble Supreme Court of India in WP (Civil) No.
    534/2020 titled as Bajaj Allianz General Insurance Co. Pvt. Ltd. Vs.
    Union of India & Ors.
    on 16.03.2021. The said respondent is further
    directed to give intimation of deposit of the compensation amount to the
    claimant and shall file a compliance report with the Claims Tribunal
    with respect to the deposit of the compensation amount within 15 days
    of the deposit with a copy to the Claimant and his counsel.

    Ahlmad shall also e-mail an authenticated copy of the
    award to Branch Manager, SBI, Tis Hazari Courts for information.

    A digital copy of this award be forwarded to the parties
    free of cost.

    Ahlmad is directed to send the copy of the award to
    Ld. Metropolitan Magistrate concerned and Delhi Legal Services
    Authority in view of Central Motor Vehicles (fifth Amendment) Rules,
    2022 [(Directions at serial nos. 39, 40 of Procedure for Investigation of
    Motor Vehicle Accidents (under Rule 150A)].

    Civil Nazir is directed to place a report on record on
    18.05.2026 in the event of non-receipt/deposit of the compensation
    amount within the time granted.

    Further, Civil Nazir is directed to maintain the record in
    Form XVIII in view of Central Motor Vehicles (fifth Amendment)
    Rules, 2022 [(Directions at serial no. 41 of Procedure for Investigation
    of Motor Vehicle Accidents (under Rule 150A).

    Ahlmad is further directed to comply with the directions
    passed by the Hon’ble High Court of Delhi in MAC APP No. 10/2021
    titled as New India Assurance Company Ltd. Vs. Sangeeta Vaid & Ors.,
    Digitally

    signed by
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    2026.04.18
    16:43:23
    +0530

    MACT No.493/2018
    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 48 of 52
    date of decision : 06.01.2021 regarding digitisation of the records.

    File be consigned to Record Room after due compliance.

    Announced in the open Court today RUCHIKA
    SINGLA
    on this 18th April, 2026 Digitally signed by
    RUCHIKA SINGLA
    Date: 2026.04.18
    16:43:26 +0530

    (RUCHIKA SINGLA)
    PO, MACT-01, CENTRAL DISTRICT,
    TIS HAZARI COURTS, DELHI.

    MACT No.493/2018
    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 49 of 52

    THE PARTICULARS AS PER FORM-XVII, CENTRAL MOTOR
    VEHICLES (FIFTH AMENDMENT) RULES, 2022 (PL. SEE RULE
    150A) ARE AS UNDER:-

    1 Date of Accident 24.02.2018
    2 Date of filing of Form-I –

        First Accident                Report                NA
        (FAR)
    3   Date of delivery of Form-II
                                                            NA
        to the victim(s)
    4   Date of receipt of Form-III
                                                            NA
        from the Driver
    5   Date of receipt of Form-IV
        from the Owner                                      NA
    
    6   Date of filing of Form-V-
        Particulars of the insurance                        NA
        of the vehicle
    7   Date of receipt of Form-
                                                            NA
        VIA from the Victim(s)
    8   Date of filing of Form-VII -
        Detail Accident               Report             04.07.2018
        (DAR)
    9   Whether there was any
        delay or deficiency on the
        part of the Investigating                           NA
        Officer? If so, whether any
        action/direction warranted?
    10 Date of appointment of the
       Designated Officer by the                            NA
       Insurance Company
    11 Whether the Designated
       Officer of the Insurance
       Company admitted his                                 NA
       report within 30 days of the
                                                                         Digitally
                                                                         signed by
                                                                         RUCHIKA
    
           MACT No.493/2018
                                                                 RUCHIKA SINGLA
                                                                 SINGLA  Date:
                                                                         2026.04.18
    
           Ved Prakash and Ors. Vs. Yash Jain and Ors.                                Page 50 of 52
                                                                         16:43:33
                                                                         +0530
         DAR/claim petition?
    12 Whether there was any
       delay or deficiency on the                           NA
       part of the Designated
       Officer of the Insurance
       Company? If so, whether
       any         action/direction
       warranted?
    13 Date of response of the
       claimant(s) to the offer of                          NA
       the Insurance Company.
    14 Date of award                                     18.04.2026
    15 Whether the claimant(s)
       were directed to open                                Yes
       savings bank account(s)
       near    their place  of
       residence?
    16 Date of order by which
       claimant(s) were directed to
       open       Savings      Bank                      04.07.2018
       Account(s) near his place of
       residence and produce PAN
       card and Aadhar Card and
       the direction to the bank not
       to issue any cheque
       book/debit card to the
       claimant(s) and make an
       endorsement to this effect
       on the passbook(s).
    17 Date    on    which    the
       claimant(s) produced the
       passbook of their savings
       bank account(s) near the                          09.02.2026
       place of their residence
       alongwith the endorsement,
       PAN card and Aadhaar
                                                                          Digitally
                                                                          signed by
                                                                          RUCHIKA
                                                                  RUCHIKA SINGLA
                                                                  SINGLA Date:
           MACT No.493/2018                                               2026.04.18
                                                                          16:43:38
    
           Ved Prakash and Ors. Vs. Yash Jain and Ors.                    +0530
                                                                                       Page 51 of 52
         Card?
    18 Permanent          residential
       address of the claimant(s).                                As per Award.
    
    19 Whether the claimant(s)
       savings bank account(s) is
                                                                       Yes
       near    their  place    of
       residence?
    20 Whether the Claimant(s)
    

    were examined at the time Yes. The Financial Statements of the claimants
    of passing of the Award to namely Bed Prakash and Archana Devi was
    ascertain his/their financial recorded on 09.02.2026.

    condition?

    Digitally
    signed by
    RUCHIKA
    RUCHIKA SINGLA
    SINGLA Date:

    2026.04.18
    16:43:41
    +0530

    (RUCHIKA SINGLA)
    PO, MACT-01, CENTRAL DISTRICT,
    TIS HAZARI COURTS, DELHI.

    18.04.2026

    MACT No.493/2018
    Ved Prakash and Ors. Vs. Yash Jain and Ors. Page 52 of 52



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