The feature, available on both iOS and Android devices that support biometric capabilities, enables users to complete transactions without entering a UPI PIN for smaller-value payments. It is aimed at simplifying routine transactions while maintaining security standards within the UPI ecosystem.
According to the company, the biometric option can be used across multiple use cases, including peer-to-peer transfers, merchant QR payments, and online purchases. Transactions above ₹5,000 will continue to require PIN authentication.
ALSO READ | Mid-cap AUM jumps 32%, small-cap surges 40% in 5 years: ICRA Analytics
The move is expected to reduce instances of failed transactions linked to incorrect or forgotten PIN entries, while also improving the overall payment experience. Users can enable the feature through the app’s profile settings by activating biometric transactions for their linked bank account.
NBSL said biometric authentication adds an additional layer of security, as fingerprint and facial data are unique to users and stored locally on their devices. This helps mitigate risks associated with PIN sharing or entry errors.
The development comes as digital payments in India continue to evolve, with platforms introducing features aimed at enhancing convenience while maintaining safeguards for users.
ALSO READ | Tata AIA Life launches three ULIP-linked funds focused on innovation and global technology